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Progressive RV Insurance Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
28 Customer Comments & Reviews - see all comments
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Founded in 1937 and headquartered in Ohio, the Progressive Corporation is one of the largest auto insurance providers in the United States, with over 23 billion in written premiums thus far.

The company currently offers commercial auto, motorcycle, boat, and recreational vehicle insurance policies online and in select locations throughout the nation.
 
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How is Progressive rated?

Breakdown

4.5/5
Coverage & Benefits
4.0/5
Customer Support
4.0/5
Cost

Overall Rating: 4.3 / 5 (Excellent)

As the fifth-largest U.S.-based insurer by market share alone, Progressive Corporation offers an extensive range of auto and recreational vehicle coverages, backed by their solid financial strength and vast industry experience.

Although their RV insurance plans and discounts are less comprehensive than those of similar competitors, Progressive is sure to hit the mark for consumers seeking both reliability and affordability through their unbeatably low rates and customizable specialty products.

Nevertheless, prospective customers are advised to read their plan details thoroughly before committing to any given coverage, as there seems to be an overabundance of negative online feedback for this and most other companies in the private passenger insurance industry, mostly due to consumer unawareness of covered claims.

Coverage & Benefits

Coverage & Benefits - 4.5 / 5

Progressive is among the few leading national insurers currently offering a truly comprehensive range of personal line insurance products for private passenger automobiles, recreational vehicles, motorcycles, watercraft, and snowmobiles.

They provide standard and specialized coverages for all types of RVs, from Class A motorhomes to pop-up tent trailers and mounted truck campers.

Progressive's standard coverage includes liability insurance, collision, comprehensive, medical payments, and uninsured or underinsured motorist protection.

RV specific coverages include full-timer insurance, accident forgiveness, roadside assistance, emergency expense coverage, trailer coverage, pet injury coverage, and Mexico insurance, among others.

Basic Coverage

Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability

RV's Covered

  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Other Policies Offered

Auto Insurance
Progressive Auto Insurance
Bundled Insurance
Progressive Home Insurance
Motorcycle Insurance
Progressive Motorcycle Insurance

Progressive RV Insurance Cost & Discounts

Cost - 4 / 5

Progressive's standard recreational vehicle insurance can be purchased for as little as $125 a year, an excellent value for full-protection RV coverage.

The company also extends additional savings through discounts for safe drivers, original owners, those who pay in full, pay on time, or renew their policies without at-fault claims.

Consumers interested in obtaining recreational vehicle insurance from Progressive should be aware that not all products and plans are available in every state, and that deductibles vary depending on driver and vehicle details.
Premium
As low as $125/year
Deductible
Deductible will vary by driver and vehicle
Discounts
Safe/Responsible Driver
Paid-in-Full

Customer Support

Customer Support - 4 / 5

Although not accredited by the Better Business Bureau, Progressive holds an A+ rating with the organization, based on 199 customer reviews, and a composite score of 3.74 out of 5 stars.

They have also received a low 4.7 out of 5 score on TrustPilot.com and higher than the median number of complaints regarding private passenger auto insurance in 2016, according to the NAIC.

Client feedback aside, the company continues to keep the business of millions of policyholders through their broad range of products and excellent support services, like 24/7 online claims processing and tracking.

Services

  • Online Claim Reporting
  • Claim Tracking
  • 24/7 US-based Support
Trust Pilot Rating
4.7 out of 5
BBB Rating
A+
Number of BBB Positive Reviews
7
Number of BBB Neutral Reviews
6
Number of BBB Negative Reviews
186
Date Collected
2019-01-03

Contact & Additional Information

Homepage URL
https://www.progressive.com
Company Phone
(800) 776-4737
Headquarters Address
6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Mailing Address
6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded
1937

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28 Customer Comments & Reviews

Loading Reviews ...
E
Evan
8/17/2022
I purchased this last 2 years, I think it good for me.

vlharbin1935
8/11/2022
They do not insure 5th wheels that are used as permanent residences.

J
Joe
6/13/2022
Had an RV fire with our refrigerator our first month of ownership. Progressive wouldn't pay for anything remotely related to the frig because it was the cause of the fire. What a joke. I am done with them.

vikefan1970
6/12/2022
Had a total loss. Policy was 3 years old. I guess we covered it for more than it was worth 3 years ago. But now with the hot market for campers it's worth over 17k. But they only want to give us 13k. Just seems wrong in every shape and form. Can't get much for 13k. We have bought another camper, and they have lost us as customers.

mwilson
6/1/2022
Have had Progressive RV insurance for about 3 years now. Last summer had my catalytic converters stolen and Progressive was there to help get them replaced in time for a cross country trip. When we go back still had some issues and ended up having to take to a dealer an hour away. The dealer caused some damage to the awning and refused to admit it. I thought, that is what insurance is for and started a claim. Progressive, again, did a great job on helping me get it fixed. The other day I got a non-renewal notice from them. Think it is odd for a company to non-renew a client that pays on time, had 1 moving violation in 40 years, has only ever submitted 2 claims to an insurance company for a... Read More

waderichard3094
5/8/2022
Don’t buy! I purchased roadside assistance and they could not provide me a towing company so I am out $350 on a service I was paying for. I doubt I will get reimbursed but I will try and probably have to get a lawyer.

velvet41084
1/19/2022
They are NOT very good insurance . You are better off saving your money! I’m having to be out more money to hire a lawyer!

skysohigh1277
1/11/2022
Had a person back into our coach. We have full coverage on our 40 foot desiel pusher with progressive. Not all damages where fixed and now we are left with a $250,000.00 coach that is non usable as the frame and jacks are damaged and progressive refuses to cover the damage. Had to hire a lawyer. It's been 6 months now without the use of our coach!

popsroberts33
10/4/2021
Got Progressive when I bought my motorhome... 15 months ago... $65mo full coverage... July of this year my policy was supposed to renew... I turned 75 and my rates went up to $160mo... No accidents!!! Can anyone guess what I told them...

S
Stewart B
9/24/2021
Can't say enough good things about our experience with Progressive RV insurance. Back in 2013, we (wife and 2 kids) were moving from Alaska back to the lower 48 when the tongue on our 30' bumper pull was sacrificed to the frost heave gods. We were in Yukon Territory about 4 hours NW of the nearest repair facility in Whitehorse. After driving an hour to the nearest payphone, we called Progressive and the rep on the phone knew exactly what to do. She directed us to go to Whitehorse and to call her when we got there. Once we arrived, we called her back and discovered that she had already found a repair facility in Whitehorse, a tow service to go get our trailer, AND she even found us a... Read More

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