Compare Good Sam vs. National General RV Insurance

What’s the difference between Good Sam RV Insurance and National General RV Insurance? See how our editors compare the two companies below.
Last Updated: December 22, 2017
Disclosure: We receive advertising revenue from some partners. 
Learn more.
Good Sam RV Insurance
9.7 / 10 - Excellent
#1 in RV Insurance
National General
9.5 / 10 - Excellent
#3 in RV Insurance
vs

Key Facts

 

  • 96% overall customer satisfaction rating
  • Customers report average savings of $389 per year
  • Total-loss replacement for motorhomes and travel trailers
  • Specialized coverage for full timers or first-time weekend RV'ers
  • RV storage option allows you to save even more by turning off coverage when your RV is not in use!
  • Top rated C=choice: A+ BBB rating
  • "Turn Off" for liability & collision during storage - Save 53%
  • Cover your personal belongings or attachments
  • Full-timer coverage options
  • Mexico insurance ptions
  • Total Loss RV replacement
  • 24-hour claims support

OVERALL RATINGS

 Good SamNational General
Coverage & Benefits10/1010/10
RV Coverage10/1010/10
Customer Support10/109/10
Cost10/109/10

Coverage & Benefits Differences

Basic Coverage

 Good SamNational General
Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

Good Sam
vs
National General
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage
  • Total Loss Replacement
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance

RV's Covered

Good Sam
vs
National General
  • Class A Motorhome
  • Class B Motorhome
  • Class C (Camper Van)
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer
  • Class A Motorhome
  • Class B Motorhome
  • Fifth Wheel Trailer
  • Mounted Truck Camper

Cost & Discounts Compared

 Good SamNational General
Premium
Annual Premium will vary by driver and vehicle
Annual Premium will vary by driver and vehicle'
Deductible
Deductible will vary by driver and vehicle
Deductible will vary by driver and vehicle'
Bundle Options
Auto
Auto
Motorcycle
Discounts
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option
Bundled Policy
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option

How is their customer support?

Good Sam
vs
National General
 Good SamNational General
BBB Rating
A+
A+
Number of BBB Positive Reviews
0
113
Number of BBB Neutral Reviews
1
3
Number of BBB Negative Reviews
10
82
Date Collected
2017-11-30
2017-12-01

Comparing Financial Strength

 Good SamNational General
Standard & Poor's Financial Rating
A
Moody's Financial Rating
A2
AM Best Financial Rating
a
A-
*The above information reflects the financial strength of the underwriter of the National General RV insurance policies: National General Insurance Company.
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: The Progressive Corporation.

Contact & Additional Information

 Good SamNational General
Homepage URL
Company Phone
(888) 514-1116
(888) 293-5108
Headquarters Address
64 Inverness Dr E, Englewood, CO, 80112
Year Founded
1966
1920

Final Verdict

Good Sam RV Insurance has a higher overall rating than National General RV Insurance. Good Sam scores better than National General across: Coverage & Benefits, Customer Support, and Cost. However, National General scores better on RV Coverage, and Financial Strength.


Customer Comments & Reviews

Lourdes L
Murphy, North Carolina
7/22/2017
Good Sam RV Insurance review
Unfortunately in April 2017 I had to file a claim for my 2010 Allegro motorhome with Good Sam. All I can say is that the agent Katie Pitts was extremely courteous, professional and efficient. I am a USAA customer for 38 years and I didn't think other companies could/would compare to the outstanding service I received from Good Sam/National General insurance. I previously used Progressive and cancelled them because when I moved from Florida to North Carolina, Progressive transferred my policy to NC but reported to the state of Florida that had cancelled my policy instead stating that had moved and Progressive was still insuring me. I found this out when I went to the DMV to request a new license in NC. Officer told me that my driving privileges were about to be denied. Needless to say when I called Progressive I did not get anywhere. I had to write a letter to Florida DMV with proof that I always had coverage. A major nightmare. Meanwhile Good Sam folks were very helpful and easy to work with. Calls and emails were immediately answered. Great service. Now I don't know if because of this claim if Good Sam will drop me or punish me with a very high renewal rate.