RVInsurance.com Review


Rating: 9.6 / 10 (Excellent)
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RVInsurance.com is a specialty RV insurance carrier backed by parent company National General Insurance. The agency aims to help customers find the best coverages and rates by partnering with top, A-rated RV insurance carriers such as Nationwide, Foremost, and Safeco. Besides recreational vehicle insurance, the company also offers competitively-priced coverages for autos, homes, renters, motorcycles, and boats.

How is RVInsurance.com rated?

Breakdown

10/10
Coverage & Benefits
9/10
RV Coverage
10/10
Customer Support
10/10
Cost

Overall Rating: 9.6 / 10 (Excellent)

RVInsurance.com is an online insurance carrier with roots dating back nearly eighty years. Although they specialize in recreational vehicle insurance coverages, they also offer traditional insurance plans for automobiles, homes, boats, and motorcycles. Besides working with their parent company, National General Insurance, RVInsurance.com has also partnered with other leading carriers like Nationwide and Safeco to offer competitive insurance rates and excellent discounts for virtually every type recreational vehicle out there. For people who want to insure their mobile homes through a solid, reliable company known for its excellent customer service and support, RVInsurance.com is one of our top recreational vehicle insurers with high marks across the board.

Coverage & Benefits

Coverage & Benefits - 9.5 / 10

RVInsurance.com offers coverages for almost every type of recreational vehicle, including class A, B, and C motorhomes, campers, travel trailers, pop-up campers, and more. They can provide both standard and comprehensive plans, with bodily injury and property damage liability, collision and comprehensive coverages, personal injury, medical payments, and uninsured or underinsured motorist protection. RVInsurance.com's specialized plan includes a total replacement cost coverage and storage option to help customers save hundreds while securing the highest level of protection for their vehicle.

Basic Coverage

Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage

RV's Covered

  • Class A Motorhome
  • Class B Motorhome
  • Class C (Camper Van)
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

RVInsurance.com Cost & Discounts

Cost - 10 / 10

Because they work to provide RV insurance coverages through their network of partner carriers, RVInsurance.com does not state premiums, deductibles, or discount ranges. These details vary from one insurer to another, and are based on varying factors, such as driver details and vehicle type. However, most of the companies partnered with RVInsurance.com offer savings opportunities for responsible drivers and those who pay in full, bundle their policies, have low-mileage vehicles or opt for a storage option.
Premium
Annual Premium will vary by driver and vehicle
Deductible
Deductible will vary by driver and vehicle
Discounts
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option

Customer Support & Experience

Customer Support - 10 / 10

RVInsurance.com is a subsidiary of National General Insurance Company, a Better Business Bureau-accredited company with an A+ rating based on 170, mostly positive, customer reviews. Although the company has received a high number of complaints, this is not uncommon for an enterprise of its age and size. What is surprising, however, is the high number of positive customer feedback National General has garnered over the years. Clients who have worked and continue to work with the company attest to their commitment to providing quick, professional, and attentive customer service.

Services

  • Online Claim Reporting
  • Claim Tracking
  • 24/7 US-based Support
BBB Rating
A+
Number of BBB Positive Reviews
113
Number of BBB Neutral Reviews
3
Number of BBB Negative Reviews
82
Date Collected
2017-12-01

Financial Strength

Financial Strength - 9.3 / 10

As a subsidiary of National General Insurance Company, RVInsurance.com enjoys the outstanding financial strength and stability of its parent company, which holds an A- rating with A.M. Best.
Underwriter
National General Insurance Company
AM Best Financial Rating
A-
*The above information reflects the financial strength of the underwriter of the RVInsurance.com RV insurance policies: National General Insurance Company.

Contact & Additional Information

Homepage URL
Company Phone
(866) 646-1755
Mailing Address
P.O. Box 3199, Winston-Salem, NC, 27102
Year Founded
1920

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Top Rated
Our Partner
9.6 / 10
  • Customers report average savings of $389 per year
  • Covers everything from class A motorhomes to pop-up campers
  • Quote and buy online
  • Speak to a professional, licensed agent
  • Fully licensed, multi-line agency can quote your auto, home, boat and other insurance products