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Progressive RV Insurance Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
28 Customer Comments & Reviews - see all comments
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Founded in 1937 and headquartered in Ohio, the Progressive Corporation is one of the largest auto insurance providers in the United States, with over 23 billion in written premiums thus far.

The company currently offers commercial auto, motorcycle, boat, and recreational vehicle insurance policies online and in select locations throughout the nation.

How is Progressive rated?

Breakdown

4.5/5
Coverage & Benefits
4.0/5
Customer Support
4.0/5
Cost

Overall Rating: 4.3 / 5 (Excellent)

As the fifth-largest U.S.-based insurer by market share alone, Progressive Corporation offers an extensive range of auto and recreational vehicle coverages, backed by their solid financial strength and vast industry experience.

Although their RV insurance plans and discounts are less comprehensive than those of similar competitors, Progressive is sure to hit the mark for consumers seeking both reliability and affordability through their unbeatably low rates and customizable specialty products.

Nevertheless, prospective customers are advised to read their plan details thoroughly before committing to any given coverage, as there seems to be an overabundance of negative online feedback for this and most other companies in the private passenger insurance industry, mostly due to consumer unawareness of covered claims.

Coverage & Benefits

Coverage & Benefits - 4.5 / 5

Progressive is among the few leading national insurers currently offering a truly comprehensive range of personal line insurance products for private passenger automobiles, recreational vehicles, motorcycles, watercraft, and snowmobiles.

They provide standard and specialized coverages for all types of RVs, from Class A motorhomes to pop-up tent trailers and mounted truck campers.

Progressive's standard coverage includes liability insurance, collision, comprehensive, medical payments, and uninsured or underinsured motorist protection.

RV specific coverages include full-timer insurance, accident forgiveness, roadside assistance, emergency expense coverage, trailer coverage, pet injury coverage, and Mexico insurance, among others.

Basic Coverage

Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability

RV's Covered

  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Other Policies Offered

Auto Insurance
Bundled Insurance
Motorcycle Insurance

Progressive RV Insurance Cost & Discounts

Cost - 4 / 5

Progressive's standard recreational vehicle insurance can be purchased for as little as $125 a year, an excellent value for full-protection RV coverage.

The company also extends additional savings through discounts for safe drivers, original owners, those who pay in full, pay on time, or renew their policies without at-fault claims.

Consumers interested in obtaining recreational vehicle insurance from Progressive should be aware that not all products and plans are available in every state, and that deductibles vary depending on driver and vehicle details.
Premium
As low as $125/year
Deductible
Deductible will vary by driver and vehicle
Discounts
Safe/Responsible Driver
Paid-in-Full

Customer Support

Customer Support - 4 / 5

Although not accredited by the Better Business Bureau, Progressive holds an A+ rating with the organization, based on 199 customer reviews, and a composite score of 3.74 out of 5 stars.

They have also received a low 4.7 out of 5 score on TrustPilot.com and higher than the median number of complaints regarding private passenger auto insurance in 2016, according to the NAIC.

Client feedback aside, the company continues to keep the business of millions of policyholders through their broad range of products and excellent support services, like 24/7 online claims processing and tracking.

Services

  • Online Claim Reporting
  • Claim Tracking
  • 24/7 US-based Support
Trust Pilot Rating
4.7 out of 5
BBB Rating
A+
Number of BBB Positive Reviews
7
Number of BBB Neutral Reviews
6
Number of BBB Negative Reviews
186
Date Collected
2019-01-03

Contact & Additional Information

Homepage URL
Company Phone
(800) 776-4737
Headquarters Address
6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Mailing Address
6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded
1937

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28 Customer Comments & Reviews

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Dan F
8/12/2021
I chose Progressive over State Farm and Good Sam because the cost was lower and the coverage as good or better. Good Sam will not provide replacement value coverage for a camper that is older than a 2019, but Progressive allowed me to set an Agreed Upon Value (which I did based on the NADA blue book value) and in the event of a total loss, that is the amount that I receive. I like the comfort of knowing that and not haggling over a claim later. They also provided $5,000 in contents coverage (far more than the $3,000 Good Sam quoted me) and included Roadside Assistance. Progressive also included Vacation Liability of $100,000, and I am a firm believer in liability coverage, even while on... Read More


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Kim
5/24/2021
We have our brand new 2020 5th wheel covered with this crummy insurance company along side both of our vehicles. (not for long). The RV is parked at my in laws' home who keeps their home and ground nice and tidy. Lets cut to the chase, when my husband went to pick it up due to a trip planned. He opened it up and figured out the water line was chewed through by a rodent. Finds out the neighbor was raising chicken, but is no longer due to a complaint from his other neighbors. We contact Progressive and they stated, WE HAVE TO CHECK IN ON OUR RV EVERY 2 WEEKS...... before they can cover the rodent claim. They act like we neglected or abandoned our trailer!!!!! How many RV owners who parked... Read More


rettoper
1/11/2021
After thousands of dollars of premiums, when I needed Progressive in the early morning hours, they wouldn't pick up the phone after I ran into road debris. If you love your family, stay away from Progressive.


jeffgodley40
1/7/2021
I had progressive for 3 yrs started out with full coverage for 500 a yr and a disappearing deductible 2nd yr they raised my rate to 605 and now on the 3rd yr now the rate is over 700 dollars and I have not had one claim with them.I called to talk to them for the rate increase and was told it’s due to high vandalism and break ins time to find another policy....


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Crystal k
9/25/2020
I was transferred for full- timer coverage to u from my USAA cust.svc. And told u do not carry full timer coverage?full time is full time why would I have another red... if FULL-TIME??? Yes


clearskyken
12/17/2019
I've been with Progressive for my motohome insurance for 3 years. The first couple of year I had modest increases as one might expect. The latest renewal notice had an increase of nearly $200 for the year. I called the independent agent and she ran it again and came up with the same premium. I went online and submitted a request through American Adventure. They responded within an hour with a rate using Progressive that was below what I paid in my first year with Progressive. Plus, the coverage was better with a guaranteed value (not depreciated value) in the case of a total loss, and better coverage for the loss of personal items from the motorhome. I then called my local independent... Read More


T
Terry
6/25/2019
File claim on RV. Adjuster took pictures. They said the picture showed no impact so I took some pictures of impact near the delamination area. They then said that I had not followed "industry standards". I ask for a copy of the "industry standard" they were referring to and they refused to provide that document. I provided them documentation and YouTube from Dicor Self-Leveling Lap Sealant which recommends cleaning and sealing. I requested they send out the adjuster to take additional pictures. I was dealing with what they call the "National Catastrophe Response Team" Thinking back they ask if the RV was paid off. So they know they only have me to deal with if they declaim the claim.... Read More


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William V
3/5/2019
Been a Progressive customer since 2001. Our fifth wheel we purchased new in 2012 has NO claims on it. We have the RV, three cars, atv, and home all insured through Progressive for a multi-policy discount. NO claims with perfect payment history. Another year and bam! $47.00 higher on the RV. It should be going down!!!!! I'm currently shopping around. I believe I'm done with Progressive RV insurance and they may lose all of my policies.


Arthur C
1/25/2019
Have Progressive RV insurance for the last two years rates have increased every year no accidents no claims very experiensed driver and RV hauler camper is parked either at home or in a seasonal park. Our rates have gone up $60.00 per month without any explanation other than call them so that they can check what discounts they might be able to give us. I also have auto insurance through them and it just keeps going up costs have gone up $60 per month on that as well.


Janet B
10/10/2018
We had extensive damage to our fifth wheel due to hail and straight line winds. Progressive was wonderful to work with and keep us informed of the progress of the claim. They paid the claim in a timely manner, I highly recommend using this company to insure your RV/fith wheel/camper.



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