ASPCA Pet Insurance Review
26 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner.
The ASPCA is a non-profit organization in the US with the mission to prevent cruelty to animals. In 2006 they began offering pet insurance policies through the Hartville Pet Insurance Group. ASPCA features customizable plans that cover 70%-90% of vet bills, and the option of unlimited coverage.
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26 Customer Comments & Reviews
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I paid my deductible in March 2015 and was charged again in November 2015. I was told the one in March was for an exciting problem. In November it was for something new so I had to pay the deductible again. I went with ASPCS because of them helping other animals but there are better insurance for animals They are at down on the bottom of the top 10 pet insurance. So I recommend you look before going with ASPCS
I have 3 Shelties and purchased a level 2 pet insurance through ASPCA when my girls were all 2 months old. They are now all close to 13+. I have rarely used my policy as they have been well. Until summer of 2014 when one of my girls got kidney disease. Also high blood pressure. This required vet visits, IV therapy, blood work and constant blood pressure monitoring. The initial visit required in hospital stay 2 days. I submitted this claim with her diagnosis. ASPCA processed the claim. I had many more vet visits and follow up. I ran into a problem when 2 issues arose. 1. If you don't submit your claim within a certain time they will not process and pay. 2. After the calendar year and your... Read More
The insurance itself isn't so bad until the time comes to submit a real claim that will cost real money. Then they will decline. The problem I ran into was when I contacted them because I wasn;t sure the claim would be covered. They assured me it would until the time came to pay. Then it was "oh by the way, we forgot to tell you this... and since you didn't ask... too bad". I am shopping for something better. I wish I had never dealt with them.
Their policy is that they pay for diagnose and treatment competed in the same coverage year. I've had coverage on my 2 RRs for 6 years. This past year they tried to deny coverage on cancer treatment because the diagnosis was made before my coverage anniversary date and the treatment was completed after the anniversary date.
I love ACPCA never had problems getting payment. If your pet is as important as any other member of your family they deserve the best. If your pet is getting older just as we are medical insurance goes up why, because we get illness, sudden problems we don't expect in our younger years. I would rather pay more and know Sam is covered.
I would not recommend ASPCA Pet Insurcance. I decided to get pet insurance because I thought it would be helpful. My cat does have a pre-existing condition and I was aware it was not covered. Nothing else is covered either. He had a minor back injury that was treated with medication for pain. That was not covered either. Nothing has been covered even if it had nothing to do with his pre-existing condition. So if there is pre-existing condition NOTHING is covered.