Compare Healthy Paws vs. Nationwide Pet Insurance

What’s the difference between Healthy Paws Pet Insurance and Nationwide Pet Insurance? See how our editors compare the two companies below.
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Healthy Paws Pet Insurance
9.8 / 10 - Exellent
#1 in Pet Insurance
Our Partner
Nationwide Pet Insurance
8.4 / 10 - Exellent
#4 in Pet Insurance
Our Partner
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Key Facts
  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of Consumers Advocate visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
  • First and largest pet insurer in the US
  • Whole Pet & Wellness Plan covers spay/neuter
  • Insurers most birds and exotic pets!
  • $250 annual deductible with Unlimited Claims
  • ​Covers congenital and hereditary conditions
ConsumersAdvocate.org Ratings
9.8 / 10 - Exellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
10/10
Claims and Service
10/10
Costs
10/10
Reviews
8.4 / 10 - Exellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
8/10
Claims and Service
8/10
Costs
3/10
Reviews
Customer Reviews
 (365)
9.6 / 10 - Exellent
94%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
2%
1 stars
 (87)
3.0 / 10 - Poor
14%
5 stars
2%
4 stars
2%
3 stars
10%
2 stars
71%
1 stars
Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Nationwide Pet Insurance. Healthy Paws scores better than Nationwide across: Claims and Service, Costs, and Reviews. However, Nationwide scores better on Coverage. Both companies score similarly on Benefit Limits, Deductibles, and Reimbursement Models.

Latest Reviews

Peggie Fariss
Studio City, California
12/10/2016
I recently enrolled my two young Somali cats with Healthy Paws Pet Insurance. I am so glad I did!! Because on Thanksgiving Day, Malibu came barreling down the hall, upsetting the cat tree and sending his sister, Jodhi, flying into the wall, breaking her left foreleg. Her injury required surgery - necessary but pretty expensive. At the time, I had no idea whether I could trust insurance to cover the costs. Then I took a deep breath and submitted my claim. Healthy Paws made the process so easy. They were kind, caring and so incredibly efficient. I cannot recommend them highly enough! They are great! And if you are looking for a good way to protect your beloved pets, sign up NOW!

M
Mike Rokasy
Seattle, Washington
12/10/2016
I've had my Boston since he was 10 weeks old and shortly obtained Healthy Paws after getting him. Oliver turned 5 years in October 2016 and just a couple weeks later showed concerning and painful behavior. I took him to his regular vet for diagnosis, an emergency vet the next day and then another emergency vet the third day on a Saturday for an emergency MRI that required immediate neck surgery for ruptured discs in his neck. Almost $7,000 for the 3 days of treatment. Although most of us would do anything for our pals, knowing I had HP allowed me without hesitation to tell the docs to do whatever they needed to do to treat him. Some people wouldn't be able to. This was not my first claim, and each time the staff is very expedient in their claim processing and per my contract I am reimbursed exactly what is expected. The staff also follow up to see how recovery is going. Ollie is now doing amazing and back to his happy Boston self. My advice, get a quote and do a little math. It's then really an easy and intelligent decision.

Henley Karen
12/8/2016
We have used Nationwide Insurance for our ranch insurance for 20 years and have always been so pleased with their response for any problems. Now were so excited to find they offered pet insurance! With a few problems with puppy, they have come through just as they said they would, thank you Nationwide! Karen and AndaraLeigh!

Jaime Mizrahi
Fort Lauderdale, Florida
12/7/2016
My claim was submitted and check from NationWide was sent right away. I'm very pleased with the response time and the pleasant E-mail follow up. My car is currently insured with GEICO and from an accident I had on September 28,2016 it still hasn't been resolved. Trying to get answers or direct conversations with claim specialist is almost impossible and recently have been working with a supervisor that's become a nightmare. I'm aware of course you have car insurance too so I'm going to compare prices and coverages. If prices are the same or close I'll be switching.

T
Tina A
Oakland, California
4/18/2015
I have had my insurance for a couple of years for my dog. I was thinking of canceling it because I didn't use it. Luckily, I didn't, my dog was recently diagnosed with Diabetes and the cost were huge. I turned my claim into VPI and they paid all but $250.00 of it. Wow!! Not only that but, I was paid with each claim in less than 14 days. Very convenient you can follow your claim on thier website. Thank you VPI. It was worth every penny I paid into it.

C
CJ M
Downers Grove, Illinois
2/7/2015
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker

L
Lori S
Austin, Texas
1/17/2015
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.

J
Jean H
Raleigh, North Carolina
1/6/2015
I think your review is really unfair to VPI. I had VPI when I owned a very ill great dane and they paid out more than they would have recouped if the dog had lived 10 years. I currently have Pet Plan because of all the GLOWING reviews that I had read and am on the verge of dropping them because I'm paying more for their coverage than I did with VPI and they have NEVER paid out a SINGLE DIME! Not even for an animal attack. With Pet Plan, you are banking on your dog getting some hereditary illness later in life that will be costly, but the day to day costs of owning a pet? Forget it. I'm going back to VPI.