Compare Healthy Paws vs. Nationwide Pet Insurance

What’s the difference between Healthy Paws Pet Insurance and Nationwide Pet Insurance? See how our editors compare the two companies below.
Disclosure: We receive advertising revenue from some partners. Learn more.
Select 2 pet insurance companies to compare
vs
Healthy Paws Pet Insurance
9.8 / 10 - Excellent
#1 in Pet Insurance
Our Partner
Nationwide Pet Insurance
8.4 / 10 - Excellent
#4 in Pet Insurance
Our Partner
vs
Key Facts
  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of Consumers Advocate visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
  • First and largest pet insurer in the US
  • Whole Pet & Wellness Plan covers spay/neuter
  • Insurers most birds and exotic pets!
  • $250 annual deductible with Unlimited Claims
  • ​Covers congenital and hereditary conditions
ConsumersAdvocate.org Ratings
9.8 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
10/10
Claims and Service
10/10
Pricing
10/10
Enrollment
8.4 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
8/10
Claims and Service
8/10
Pricing
3/10
Enrollment
Customer Reviews
 (797)
9.6 / 10 - Excellent
95%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
3%
1 stars
 (446)
7.6 / 10 - Very good
68%
5 stars
5%
4 stars
2%
3 stars
3%
2 stars
21%
1 stars
Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Nationwide Pet Insurance. Healthy Paws scores better than Nationwide across: Claims and Service, Pricing, Reviews, and Enrollment. However, Nationwide scores better on Coverage. Both companies score similarly on Benefit Limits, Deductibles, and Reimbursement Models.

Latest Reviews

P
Pam S
Arvada, Colorado
Nationwide Pet Insurance review
5/29/2017
I was impressed with the coverage and quick turnaround of reimbursement. Puppies get into the weirdest things and it is great to know that the insurance supports me in these situations.

Jillian R
Brooklyn, New York
Healthy Paws Pet Insurance review
5/28/2017
Thank God for HealthyPaws. We had friends tell us to get health insurance for our pup, and laughed it off -- after all, he was barely 4 months, what could go wrong? 2 days after our waiting period ended, we discovered that Gunther (french bulldog puppy) was dragging his paws, indicating neurological dysfunction. After a $2,000 MRI, we realized the only option was a $6,000 surgery to save him from a cyst that had developed on his spine. This $8,000 doesn't include the probably $1,500 worth of in-between appointments and $500 worth of therapeutic toys and medication we ended up cashing in on during the entire process. I can honestly say we probably couldn't have provided him with this option without HealthyPaws-- my partner and I were financially ready for a puppy, but not for this. They are quick to reply to claims, the customer service staff is empathetic and patient, and the app is user-friendly and easy. I highly recommend the app to anyone that asks me in my personal life. They timely checked in on us post-surgery to see how he was doing, and continue to impress me through my short 2 months in working with them. I have friends that have experienced awful pet health insurance, and I can confidently say that I have fully appreciated my time working with HealthyPaws.

I
IKG
Dayton, Ohio
Nationwide Pet Insurance review
5/28/2017
I am very happy to have Nationwide Pet Insurance. I have carried the insurance for a number of years and a number of dogs I have owned. I have been very happy with the return I have had on the premiums that I have paid. When I get the payments the reasons for payments and nonpayments they are explained very well. My reason for getting my pets insured was after loosing one of my Basset Hounds to an immunosuppressive disease I realized that I possibly do more to help my pets if I had insurance on them. I have recommend Nationwide Pet Insurance to many of my friends.

K
Kristen
Riverside, Rhode Island
Healthy Paws Pet Insurance review
5/27/2017
Healthy Paws Pet Insurance has been better than we could have ever imagined. Any claims we submit are processed quickly and reimbursement is sent out immediately. We have never had any issues with Healthy Paws and are so thankful we chose this company to help keep our dog healthy without the stress of wondering how we will pay to give him the medical attention he may need. Thank you Healthy Paws Pet Insurance!!

T
Tina A
Stockton, California
Nationwide Pet Insurance review
4/18/2015
I have had my insurance for a couple of years for my dog. I was thinking of canceling it because I didn't use it. Luckily, I didn't, my dog was recently diagnosed with Diabetes and the cost were huge. I turned my claim into VPI and they paid all but $250.00 of it. Wow!! Not only that but, I was paid with each claim in less than 14 days. Very convenient you can follow your claim on thier website. Thank you VPI. It was worth every penny I paid into it.

C
CJ M
Downers Grove, Illinois
Healthy Paws Pet Insurance review
2/7/2015
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker

L
Lori S
Austin, Texas
Healthy Paws Pet Insurance review
1/17/2015
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.

J
Jean H
Raleigh, North Carolina
Nationwide Pet Insurance review
1/6/2015
I think your review is really unfair to VPI. I had VPI when I owned a very ill great dane and they paid out more than they would have recouped if the dog had lived 10 years. I currently have Pet Plan because of all the GLOWING reviews that I had read and am on the verge of dropping them because I'm paying more for their coverage than I did with VPI and they have NEVER paid out a SINGLE DIME! Not even for an animal attack. With Pet Plan, you are banking on your dog getting some hereditary illness later in life that will be costly, but the day to day costs of owning a pet? Forget it. I'm going back to VPI.