Compare Healthy Paws vs. Nationwide Pet Insurance

What’s the difference between Healthy Paws Pet Insurance and Nationwide Pet Insurance? See how our editors compare the two companies below.
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Healthy Paws Pet Insurance
9.8 / 10 - Excellent
#1 in Pet Insurance
Our Partner
Nationwide Pet Insurance
8.4 / 10 - Excellent
#4 in Pet Insurance
Our Partner
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Key Facts
  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of Consumers Advocate visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
  • First and largest pet insurer in the US
  • Whole Pet & Wellness Plan covers spay/neuter
  • Insurers most birds and exotic pets!
  • $250 annual deductible with Unlimited Claims
  • ​Covers congenital and hereditary conditions
ConsumersAdvocate.org Ratings
9.8 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
10/10
Claims and Service
10/10
Costs
10/10
Reviews
8.4 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
8/10
Claims and Service
8/10
Costs
3/10
Reviews
Customer Reviews
 (606)
9.6 / 10 - Excellent
94%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
3%
1 stars
 (127)
3.4 / 10 - Poor
18%
5 stars
2%
4 stars
4%
3 stars
8%
2 stars
68%
1 stars
Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Nationwide Pet Insurance. Healthy Paws scores better than Nationwide across: Claims and Service, Costs, and Reviews. However, Nationwide scores better on Coverage. Both companies score similarly on Benefit Limits, Deductibles, and Reimbursement Models.

Latest Reviews

Mary C
Hamden, Connecticut
Nationwide Pet Insurance review
3/22/2017
I am very happy with Nationwide and have recommended them to my friends and acquaintances. My puppy broke her leg at six months and had to have a costly operation. Nationwide covered 90%, plus 90% of followup visits. They also paid 90% of her spaying costs. It is easy to submit a claim and the website is very user friendly. The reimbursement time is minimal, compared to human medical reimbursements. I have no complaints whatsoever. Nationwide is on your side.

melissa k
Jersey City, New Jersey
Healthy Paws Pet Insurance review
3/22/2017
We have had Healthy Paws Pet Insurance for a few years now and love it. I did A LOT of research on insurance and really narrowed it down based on customer service. Every instance I have actually speaking to a customer service representative is a pleasure. Not once have I ever gotten an attitude but more of an understanding of the emotional situation that we were going through. I am very happy that we went with Healthy Paws and have suggested it to many of my friends and family members. It has saved us a lot over the years and with the plan we chose it is barely noticeable and definitely worth it for our 2 dogs.

Lois C
Fairfield, Connecticut
Healthy Paws Pet Insurance review
3/21/2017
When I first obtained Healthy Paws pet insurance I did not think I would use it, and if I did, I envisioned it would be difficult, time consuming and that I likely would not get much coverage. When my dog had to go through surgery and multiple tests prior and post, I found healthy paws was nothing short of stellar. They were always extremely helpful on the phone, filing claims was very simple and easy and they contacted me quickly if they did need any other information. Additionally, they came through quickly with the claim and paid 80% of the costs which was significant. I am so glad I use them and will continue using them throughout the lifetime of my dog.

Amanda G
Nationwide Pet Insurance review
3/18/2017
Our boy Oakley has been recently diagnosed with Immune-mediated hemolytic anemia. He had to have two blood transfusions and was in the animal emergency hospital for over a week. We were told this is a life long disease and he will probably always need to be on medication with possible relapses. Having Nationwide Pet Insurance made making very hard decisions easy. We didn't have to worry about how we would afford the bill and could just concentrate on getting him the best care ever. We submitted our claims and they were processed in days and we received a check in 2 weeks. Today Oakley celebrated his first birthday and we hope to have many more with him.

T
Tina A
Oakley, California
Nationwide Pet Insurance review
4/18/2015
I have had my insurance for a couple of years for my dog. I was thinking of canceling it because I didn't use it. Luckily, I didn't, my dog was recently diagnosed with Diabetes and the cost were huge. I turned my claim into VPI and they paid all but $250.00 of it. Wow!! Not only that but, I was paid with each claim in less than 14 days. Very convenient you can follow your claim on thier website. Thank you VPI. It was worth every penny I paid into it.

C
CJ M
Downers Grove, Illinois
Healthy Paws Pet Insurance review
2/7/2015
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker

L
Lori S
Austin, Texas
Healthy Paws Pet Insurance review
1/17/2015
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.

J
Jean H
Raleigh, North Carolina
Nationwide Pet Insurance review
1/6/2015
I think your review is really unfair to VPI. I had VPI when I owned a very ill great dane and they paid out more than they would have recouped if the dog had lived 10 years. I currently have Pet Plan because of all the GLOWING reviews that I had read and am on the verge of dropping them because I'm paying more for their coverage than I did with VPI and they have NEVER paid out a SINGLE DIME! Not even for an animal attack. With Pet Plan, you are banking on your dog getting some hereditary illness later in life that will be costly, but the day to day costs of owning a pet? Forget it. I'm going back to VPI.