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Compare Healthy Paws vs. Nationwide Pet Insurance

What’s the difference between Healthy Paws Pet Insurance and Nationwide Pet Insurance? See how our editors compare the two companies below.
Last Updated: November 23, 2017
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Nationwide Pet Insurance
8.5 / 10 - Excellent
#4 in Pet Insurance
vs

Key Facts

  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of ConsumersAdvocate.org visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
  • First and largest pet insurer in the US
  • Whole Pet & Wellness Plan covers spay/neuter
  • 24/7 vethelpline access
  • Discounts available on home and auto
  • Insurers most birds and exotic pets!
  • $250 annual deductible with Unlimited Claims
  • ​Covers congenital and hereditary conditions

ConsumersAdvocate.org Ratings

9.8 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement
10/10
Claims and Service
10/10
Pricing
10/10
Enrollment
8.5 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement
8/10
Claims and Service
6/10
Pricing
6/10
Enrollment

Customer Reviews

 (1151)
9.6 / 10 - Excellent
95%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
2%
1 stars
 (1792)
9.0 / 10 - Excellent
84%
5 stars
5%
4 stars
2%
3 stars
2%
2 stars
7%
1 stars

Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Nationwide Pet Insurance. Healthy Paws scores better than Nationwide across: Claims and Service, Pricing, Reviews, and Enrollment. However, Nationwide scores better on Coverage. Both companies score similarly on Benefit Limits, Deductibles, and Reimbursement.


Latest Reviews

M
Marina
Rockwall, Texas
11/23/2017
Healthy Paws Pet Insurance review
Healthy Paws is the most comprehensive pet insurance I could find. The online information and claims process is easy & convenient. The staff really cares about your pet. We have had Healthy Paws for our corgis for 4 years and have had minor claims and major claims. All claims have been processed quickly without any issues or delays. Currently, Tulip, our little corgi, had knee surgery and not only was her surgery covered but her rehab is as well. Healthy Paws provides me peace of mind because I know that regardless of what happens, my girls will get the best care available.


R
Rosemary
Fort Lauderdale, Florida
11/23/2017
Nationwide Pet Insurance review
I was grateful to have insurance that helped to cover my pet's needs. It's an expense that pays itself off when you beloved animal finds him or herself trouble!!!


David O
North Las Vegas, Nevada
11/23/2017
Nationwide Pet Insurance review
Had to take my pet to the vets as she had a number of lumps in her chest. These were biopsied and found to be fatty tunas. The insurance paid for all this so was really pleased. However the vet wanted to check her blood in case surgery was needed. Blood work showed very high ensimes. In her liver. We talked to vet who recommended some pills to reduce the ensimes and follow up with blood work in 30 days. These pills were needed to help her but insurance classes this drug as a dietary pill there for won't pay the $41 for them. My pet is 110% better since useing this pill. This pill was needed medically and has definitely avoided costly surgery and may well have saved her life. So please don't tell my pet there dietary pills. I am fortunate that I can afford to pay for this drug. How many others cart


Marianne F
Kent, Washington
11/21/2017
Healthy Paws Pet Insurance review
Amazing. I received back 90% of my bill which was over 10,000 dollars. I dont know what I would do without Healthy Paws.


T
Tina A
Brentwood, California
4/17/2015
Nationwide Pet Insurance review
I have had my insurance for a couple of years for my dog. I was thinking of canceling it because I didn't use it. Luckily, I didn't, my dog was recently diagnosed with Diabetes and the cost were huge. I turned my claim into VPI and they paid all but $250.00 of it. Wow!! Not only that but, I was paid with each claim in less than 14 days. Very convenient you can follow your claim on thier website. Thank you VPI. It was worth every penny I paid into it.


C
CJ M
Plainfield, Illinois
2/7/2015
Healthy Paws Pet Insurance review
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker


L
Lori S
Austin, Texas
1/17/2015
Healthy Paws Pet Insurance review
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.


J
Jean H
Raleigh, North Carolina
1/6/2015
Nationwide Pet Insurance review
I think your review is really unfair to VPI. I had VPI when I owned a very ill great dane and they paid out more than they would have recouped if the dog had lived 10 years. I currently have Pet Plan because of all the GLOWING reviews that I had read and am on the verge of dropping them because I'm paying more for their coverage than I did with VPI and they have NEVER paid out a SINGLE DIME! Not even for an animal attack. With Pet Plan, you are banking on your dog getting some hereditary illness later in life that will be costly, but the day to day costs of owning a pet? Forget it. I'm going back to VPI.