Compare Healthy Paws vs. Nationwide Pet Insurance

What’s the difference between Healthy Paws Pet Insurance and Nationwide Pet Insurance? See how our editors compare the two companies below.
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Healthy Paws Pet Insurance
9.8 / 10 - Excellent
#1 in Pet Insurance
Our Partner
Nationwide Pet Insurance
8.4 / 10 - Excellent
#4 in Pet Insurance
Our Partner
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Key Facts
  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of Consumers Advocate visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
  • First and largest pet insurer in the US
  • Whole Pet & Wellness Plan covers spay/neuter
  • Insurers most birds and exotic pets!
  • $250 annual deductible with Unlimited Claims
  • ​Covers congenital and hereditary conditions
ConsumersAdvocate.org Ratings
9.8 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
10/10
Claims and Service
10/10
Costs
10/10
Reviews
8.4 / 10 - Excellent
10/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
8/10
Claims and Service
8/10
Costs
3/10
Reviews
Customer Reviews
 (513)
9.4 / 10 - Excellent
94%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
3%
1 stars
 (113)
3.0 / 10 - Poor
16%
5 stars
2%
4 stars
2%
3 stars
9%
2 stars
72%
1 stars
Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Nationwide Pet Insurance. Healthy Paws scores better than Nationwide across: Claims and Service, Costs, and Reviews. However, Nationwide scores better on Coverage. Both companies score similarly on Benefit Limits, Deductibles, and Reimbursement Models.

Latest Reviews

T
Terri
Waco, Texas
2/20/2017
Shortly after obtaining pet insurance from Healthy Paws, our Labradoodle became very ill. After rushing him to the Emergency Clinic, it was determined that he had Addison's Disease and that his adrenal glands had failed. Without treatment, he would die. Throughout the week long ordeal of trips to the vet, medications, and finally, the emergency clinic, we were in contact with Healthy Paws as our medical costs were quickly mounting. They were calm, reassuring, and encouraging. Their reimbursement payments came quickly and they checked in on Buster two different times to see how he was feeling. We are so impressed with the care and concern of Healthy Paws. They truly care about the pets in our family. I highly recommend Healthy Paws to any pet owner!

V
veronica
2/19/2017
I would recommend every pet owner to sign their pet up to Healthy Paws as soon as they hopefully adopt or buy their pet. I signed up five years ago when I adopted my first dog and have been incredibly impressed with them. I just wish my medical insurance was as good, as efficient, as easy to use, and as caring. At one point last year, I had not been to the vet in so long that for a minute I questioned the pet insurance premium. So glad I kept it as this year my beautiful, strong mutt tore her ACL and had a very expensive surgery. I was reimbursed within a week! I tried everything possible to not have to do the surgery but in the end it was 90% torn so had to go ahead with surgery. With everything I had to worry/stress about with my pup, it was nice not to have to worry about the financial burden as well. If you're thinking of getting pet insurance, this is a no brainer.

S
Susan Kreston
New Orleans, Louisiana
2/13/2017
I have 2 dogs, the older is 11 and the younger is 2. I insure both of them with Nationwide. Last year my older dog had serious abdominal surgery and Nationwide reimbursed his quite substantial expenses quickly and easily. I would absolutely recommend Nationwide to anyone looking for coverage for their pets.

T
Tina Hernandez
, California
1/24/2017
I was skeptical to purchase pet insurance especially since Mia is only almost 4. However, after a couple of incidents where the lawn crew left our gate open and Mia got out an toured the neighborhood and busy streets I felt it may be a good idea just in case one time she had a run in with a car or a rogue animal. Mia also had an unfortunate encounter with fireworks last year that has turned her into a nervous doggie now during thunderstorms and holidays where fireworks are set off now. Working with her vet we have found the right therapy for her and Nationwide has made the process seamless and economical for us. Claims process through our vet is very easy and Nationwide is quick in processing your claim. Mia and I are very happy!

T
Tina A
Oakland, California
4/18/2015
I have had my insurance for a couple of years for my dog. I was thinking of canceling it because I didn't use it. Luckily, I didn't, my dog was recently diagnosed with Diabetes and the cost were huge. I turned my claim into VPI and they paid all but $250.00 of it. Wow!! Not only that but, I was paid with each claim in less than 14 days. Very convenient you can follow your claim on thier website. Thank you VPI. It was worth every penny I paid into it.

C
CJ M
Downers Grove, Illinois
2/7/2015
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker

L
Lori S
Austin, Texas
1/17/2015
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.

J
Jean H
Raleigh, North Carolina
1/6/2015
I think your review is really unfair to VPI. I had VPI when I owned a very ill great dane and they paid out more than they would have recouped if the dog had lived 10 years. I currently have Pet Plan because of all the GLOWING reviews that I had read and am on the verge of dropping them because I'm paying more for their coverage than I did with VPI and they have NEVER paid out a SINGLE DIME! Not even for an animal attack. With Pet Plan, you are banking on your dog getting some hereditary illness later in life that will be costly, but the day to day costs of owning a pet? Forget it. I'm going back to VPI.