Compare Embrace vs. Healthy Paws Pet Insurance

What’s the difference between Embrace Pet Insurance and Healthy Paws Pet Insurance? See how our editors compare the two companies below.
Last Updated: August 23, 2017
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Embrace Pet Insurance
8.8 / 10 - Excellent
#3 in Pet Insurance
Our Partner
Healthy Paws Pet Insurance
9.8 / 10 - Excellent
#1 in Pet Insurance
Our Partner
vs

Key Facts

  • Strong Illness & Accident Coverage - Use Any Vet
  • Optional wellness plan & Rx coverage covers spay/neuter
  • Benefits limited to $15k/yr
  • Customizable Annual Deductible from $200-$1000
  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of ConsumersAdvocate.org visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms

ConsumersAdvocate.org Ratings

8.8 / 10 - Excellent
10/10
Coverage
7/10
Benefit Limits
8/10
Deductibles
10/10
Reimbursement
9/10
Claims and Service
9/10
Pricing
8/10
Enrollment
9.8 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement
10/10
Claims and Service
10/10
Pricing
10/10
Enrollment

Customer Reviews

 (106)
8.2 / 10 - Excellent
75%
5 stars
4%
4 stars
3%
3 stars
2%
2 stars
16%
1 stars
 (1046)
9.6 / 10 - Excellent
95%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
2%
1 stars

Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Embrace Pet Insurance. Healthy Paws scores better than Embrace across: Benefit Limits, Deductibles, Claims and Service, Pricing, Reviews, and Enrollment. However, Embrace scores better on Coverage. Both companies score similarly on Reimbursement.


Latest Reviews

S
Sarah H
Reston, Virginia

9/20/2017
Healthy Paws Pet Insurance review
My experience with Healthy Paws has been outstanding and I highly recommend them! Their app is super easy to use and everyone I have spoken to there has been helpful and friendly. Most importantly though, they have provided a very reliable service. I did a lot of research before selecting an insurance company and I am so pleased that I selected Healthy Paws. My older dog has had significant medical issues over the past two years and having Healthy Paws insurance has allowed us access to medical care that has extended and improved the quality of her life. I wanted pet insurance for peace of mind, so that if something comes up I can take care of my dog without financial concerns. Healthy Paws has given me that peace of mind. I highly recommend them!


S
Sidney H
Sunnyvale, California

9/19/2017
Healthy Paws Pet Insurance review
Our cat had a broken bone and we are so thankful we got Healthy Paws because it wasn't cheap. They are a life saver!


S
samuel p
Staten Island, New York

9/19/2017
Embrace Pet Insurance review
Excellent Service and Quick payout, Best available Coverage and premium cost when compare to other big insurance carriers Embrace beat them all. They also offer the option to cover pet wellness cost. Highly recommend Embrace.


Joey W

9/1/2017
Embrace Pet Insurance review
Great place to feel secure in your life with your additional family member covered in any event. Safe and secure with coverage that cares.


K
Kim K
Seattle, Washington

3/30/2016
Embrace Pet Insurance review
I have 2 10yr old Labs. Embrace has covered all things they have said they would withing the guidelines of the policy. They went out of their way to get my pups medical history and any additional information from the vets office. I don't know if the have the best overall coverage but i'm very happy with the coverage I have and the customer service that I receive. I absolutely recommend Embrace. And no, I have nothing to do with the company other than them being my chosen canine insurer. Have a blessed day


C
CJ M
Plainfield, Illinois

2/7/2015
Embrace Pet Insurance review
Review regarding online quoting system: + allows for seemingly every modification to the quote you would like to make + doesn't appear to have a one time administrative fee + definitely the best quoting site for pet insurance I've found so far


C
CJ M
Plainfield, Illinois

2/7/2015
Healthy Paws Pet Insurance review
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker


L
Lori S
Austin, Texas

1/17/2015
Healthy Paws Pet Insurance review
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.