Compare Embrace vs. Healthy Paws Pet Insurance

What’s the difference between Embrace Pet Insurance and Healthy Paws Pet Insurance? See how our editors compare the two companies below.
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Select 2 pet insurance companies to compare
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Embrace Pet Insurance
8.5 / 10 - Excellent
#3 in Pet Insurance
Our Partner
Healthy Paws Pet Insurance
9.8 / 10 - Excellent
#1 in Pet Insurance
Our Partner
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Key Facts
  • Strong Illness & Accident Coverage - Use Any Vet
  • Optional wellness plan & Rx coverage covers spay/neuter
  • Benefits limited to $15k/yr
  • Customizable Annual Deductible from $200-$1000
  • Consistently #1 in customer satisfaction, A+ BBB
  • Chosen by almost 90% of Consumers Advocate visitors
  • Comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Free mobile app & no claims forms
ConsumersAdvocate.org Ratings
8.5 / 10 - Excellent
10/10
Coverage
7/10
Benefit Limits
8/10
Deductibles
10/10
Reimbursement Models
9/10
Claims and Service
7/10
Pricing
8/10
Reviews
9.8 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Deductibles
10/10
Reimbursement Models
10/10
Claims and Service
10/10
Pricing
10/10
Reviews
Customer Reviews
 (69)
7.8 / 10 - Very good
70%
5 stars
4%
4 stars
3%
3 stars
3%
2 stars
20%
1 stars
 (711)
9.6 / 10 - Excellent
95%
5 stars
1%
4 stars
1%
3 stars
1%
2 stars
3%
1 stars
Final Verdict

Healthy Paws Pet Insurance has a higher overall rating than Embrace Pet Insurance. Healthy Paws scores better than Embrace across: Benefit Limits, Deductibles, Claims and Service, Pricing, and Reviews. However, Embrace scores better on Coverage, and Enrollment. Both companies score similarly on Reimbursement Models.

Latest Reviews

Jackie D
Murrieta, California
Healthy Paws Pet Insurance review
4/25/2017
5 Stars for Healthy Pews Pet Insurance!! By far the best pet insurance I have had my dogs insured through. I have used 2 other companies and Healthy Paws has had the best coverage and reimbursement level. My dog just had TPO surgery (triple pelvic osteotomy) for hip laxity. This was my first claim and within 1-2 days of sending all needed information and claim form I received the explanation of benefits showing what my total reimbursement would be (90%). The payment was in by mail box a short time after that. I cannot recommend this company enough!!! If you have thought about insuring your pets, this is the company I would recommend....hands down!!!

krystina f
Los Angeles, California
Healthy Paws Pet Insurance review
4/24/2017
Nothing hidden. My $250 deductible and then they covered 80 and I covered 20. Having insurance in general made it so easy to tell the doctor to move forward with our pug's pancreatitis Then, as our first instance using our insurance, I am so glad I did my research and chose Healthy Paws. The app's claim process is user friendly, they are in contact with me making sure Bullitt is doing better, and they processed the claim as soon as I sent it in. I am very happy with their service. Happy Pug mom.

Catherine C
Port Orange, Florida
Embrace Pet Insurance review
4/20/2017
I am so pleased with the human and humane response I have had with Embrace. I often toll people on my walk about the complex where I live. Embrace the best !!!!

Keshia
Bellevue, Washington
Embrace Pet Insurance review
4/19/2017
On to our third surgery with our fur baby and Embrace is always so easily accessible and great to work with. Called customer service recently on more information about our upcoming survey and they were so nice and empathetic. I've had very genuine experiences every time. Thank you guys!

K
Kim K
Bellevue, Washington
Embrace Pet Insurance review
3/30/2016
I have 2 10yr old Labs. Embrace has covered all things they have said they would withing the guidelines of the policy. They went out of their way to get my pups medical history and any additional information from the vets office. I don't know if the have the best overall coverage but i'm very happy with the coverage I have and the customer service that I receive. I absolutely recommend Embrace. And no, I have nothing to do with the company other than them being my chosen canine insurer. Have a blessed day

C
CJ M
Downers Grove, Illinois
Embrace Pet Insurance review
2/7/2015
Review regarding online quoting system: + allows for seemingly every modification to the quote you would like to make + doesn't appear to have a one time administrative fee + definitely the best quoting site for pet insurance I've found so far

C
CJ M
Downers Grove, Illinois
Healthy Paws Pet Insurance review
2/7/2015
Regarding the online quoting system + let me include multiple pets on same quote - can't figure out how to pay an annual amount rather than monthly - they add $25 to the first payment for account set up =deal breaker

L
Lori S
Austin, Texas
Healthy Paws Pet Insurance review
1/17/2015
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.