Progressive Home Insurance Review

Rating: 9.3 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.

Progressive Home Insurance Review

Progressive Insurance’s main focus is to provide auto insurance. But it does provide home insurance as an additional option for those who have an existing auto insurance account with them. Progressive Insurance does not directly supply this service but only underwrites the policy. The partner company varies according to location and if your area falls under its coverage. Since this is basically bundled with their auto insurance offer, it automatically falls under its multi-policy discount offer.

Home Insurance Products Offered




Mobile Home

*** Progressive Insurance is quite thin when it comes to providing home insurance options. However, the company does provide excellent coverage for personal property such as jewelry, antiques and other expensive items. Peril coverage (floods, landslide, and earthquake) is also available as an add-on for their standard policies. It personal umbrella policy also provides additional coverage for liability claims that is a direct result of accidents in your property.


Net premium written (A.M. Best)


Better Business Bureaus (BBB Ratings)

  • The Progressive Corporation carries a grade of A- with the Better Business Bureau. 


Age of Home Yes
Age of Policy Holder No
Multiple Policies Yes
Newly Purchased Home No
Newly Renovated Home No
Home Security Equipment Yes



Covers cost of rebuilding/ repairing due to a covered peril Yes
Personal liability coverage for personal/ property damage Yes
Covers living expenses outside of the home during rebuilding/ repairs Yes
Coverage for medical expense Yes
Is widely available across the country Yes
Personal property insurance for loss or damage for covered instance Yes


Financial Ratings

Progressive Insurance boasts great financial ratings from all the major rating agencies. 

Standard & Poor's






AM Best



Bottom Line

Progressive Home Insurance offers basic and minimal coverage for basic dwelling structures. This includes standard homes, apartments, condominiums and mobile homes. The lack of coverage is also reflected in the limited amount of discounts available, and Progressive doesn't offer many discounts that are basically standard for other providers. However, the company makes up for this by providing great add-on protection options, better than average financial ratings, and excellent customer service. 

Top Rated
Our Partner
9.3 / 10
  • Exceptional customer service experience, based on numerous reports
  • Provides financial protection for your home, both inside and out
  • Bundle your home & auto policies & save even more
  • Condo & townhouse policies available
  • Choose from various add-on protection options

Latest Progressive Reviews

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Martha U
Dallas, Texas

802 s 8 St Aransas pass tx 78336

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Progressive Home Insurance