Progressive Home Insurance Review

Rating: 9 / 10 (Excellent)
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Progressive is an American insurance company that offers homeowners insurance, among other types of coverages. The company was founded in 1937 and today has the 15th largest market share of all American homeowners insurers. It sells homeowners policies in 19 states and the District of Columbia.

How is Progressive rated?


Financial Strength
Customer Experience
Pricing & Discounts

Overall Rating: 9 / 10 (Excellent)

With its solid financials, eight decades of business experience, and commitment to providing consumers with modern mobile and internet customer interfaces, Progressive is an excellent choice for homeowners coverage.

Financial Strength

Financial Strength - 9 / 10

Progressive enjoys high ratings from Standard & Poor's, Moody's, and AM Best. The company appears to be on a sound financial footing. Though they only write homeowners policies in 19 states, these have enough geographic diversity to protect the company against heavy and localized claims experience resulting from a natural disaster or other event.
Progressive Casualty
Marketshare 2016
Premiums Written 2016
Standard & Poor's Financial Rating
Moody's Financial Rating
AM Best Financial Rating
*The above information reflects the financial strength of the underwriter of the Progressive home insurance policies: Progressive Casualty.

Customer Experience

Customer Experience - 9 / 10

The company is rated A+ by the BBB. As with most sizable companies of any industry, Progressive's negative BBB reviews significantly outnumber its positive ones, but the company's statistics here are in line with most other insurers of comparable size. Communicating with the company is generally done online or through an app, rather than in person.

Customer Ratings

Trust Pilot Rating
4.7 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Progressive Coverage

Coverage - 9 / 10

Progressive offers the usual suite of homeowners insurance coverages - structures, personal property, and liability. It also offers the most commonly available optional coverages, in addition to an unusual inflation coverage, which automatically adjusts insurance levels to keep up with rising building and repair costs.
Basic Coverage Types
Dwelling Protection
Other Structures Protection
Personal Property Protection
Liability Protection
Guest Medical Protection
Additional Coverage
Scheduled Personal Property Coverage

Pricing & Discounts

Pricing & Discounts - 9 / 10

Many companies claim that automating their policy initiation service reduces costs and saves consumers money. As evidenced by Progressive's above-average rating for pricing, however, this is one company that appears to have lived up to its claims. Discounts are available for customers that already hold other Progressive policies, have home security systems, or are retired.

Household Discounts

  • New Home
  • Home Safety Features

Policy Discounts

  • Multi-Policy
  • Higher Deductible
  • Claim-Free

Contact & Additional Information

Homepage URL
Company Phone
(855) 758-0630
Headquarters Address
6300 Wilson Mills Road, Mayfield Village, OH, 44143
Mailing Address
6300 Wilson Mills Road, Mayfield Village, OH, 44143
Year Founded

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Customer Comments & Reviews

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Martha U
Dallas, Texas
802 s 8 St Aransas pass tx 78336

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