United Concordia Dental Insurance Review
United Concordia Brings you Experience
United Concordia is an established company with over 4 decades of experience in providing quality dental insurance in the country. They offer flexible plans and provide above average discounts on dental treatments and services. The company also especializes in group dental insurance a big plus for employers.
What's Included with United Concordia?
Provide several dental coverage options—not just discounts
Pay up to 100% of preventive dental care
Don't include waiting periods for diagnostic or preventive dental services
Allows you to visit any dentist but better savings could be made with network dentists
How much does it save you?
Preventive 100% (no waiting period)
Basic 80% (6-month waiting period)
Major 50% (12-month waiting period)
Sample computation (California)
Premium for Self $37.05/mo
Self plus one $74.14/mo
Self and family $111.24
Treatments Covered and Reimbursements
Good buy with all services having good discounts
The percentage in the Policy Pays column is the percentage of the policy’s maximum allowable charge that the policy will pay for covered services provided by either a participating dentist or a nonparticipating dentist.
Participating dentists accept the maximum allowable charge as payment in full.
Nonparticipating dentists may bill you for the difference between their charge and the maximum allowable charge paid by the policy.
Dependent children are eligible to age 26 in all states.
United Concordia offers flexible plans and do provide considerable discounts. Finding a dental insurance policy that suits your needs would not be difficult and their customer services will always be there to help. However, it does not provide the same network of dentists as seen with Delta Dental.