Compare Delta Dental vs. Guardian Dental Insurance

What’s the difference between Delta Dental Insurance and Guardian Dental Insurance? See how our editors compare the two companies below.
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Select 2 dental insurance companies to compare
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Delta Dental Insurance
9.7 / 10 - Excellent
#5 in Dental Insurance
Guardian Dental Insurance
9.1 / 10 - Excellent
#6 in Dental Insurance
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Key Facts
  • Network of more than 145,000 dentists and 292,000 office locations
  • Serves 60 million, 1/3 of the entire American public
  • Delta Dental companies processed 93 million dental claims in 2012 alone with an accuracy rate of 99.7 percent
  • Also available from our partner eHealthInsurance.com
  • One of the largest provider networks 
  • Over 83,000 providers @ more than 171,000 locations nationwide
  • 2.5 day average processing time and 99% accuracy rate
  • Average discounts 30%

 

ConsumersAdvocate.org Ratings
9.7 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
10/10
Plan Options
10/10
Customer Service
10/10
Cost
10/10
Reviews
9.1 / 10 - Excellent
9/10
Coverage
10/10
Benefit Limits
9/10
Plan Options
8/10
Customer Service
9/10
Cost
10/10
Reviews
Customer Reviews
 (34)
1.8 / 10 - Terrible
3%
5 stars
0%
4 stars
6%
3 stars
3%
2 stars
85%
1 stars
 (34)
1.8 / 10 - Terrible
3%
5 stars
0%
4 stars
0%
3 stars
9%
2 stars
88%
1 stars
Final Verdict

Delta Dental Insurance has a higher overall rating than Guardian Dental Insurance. Delta Dental scores better than Guardian across: Plan Options, Customer Service, Cost, and In-Network Dentists. Both companies score similarly on Coverage, Benefit Limits, and Reviews.

Latest Reviews

R
regina
Roanoke, Virginia
Guardian Dental Insurance review
8/11/2017
great network of doctors and processing of claims

D
Dave S
Walnut Creek, California
Delta Dental Insurance review
6/2/2017
I've had Delta Dental for many years and they've always processed my claims quickly and accurately.

B
Becky
Bullhead City, Arizona
Delta Dental Insurance review
12/6/2016
Shopping for new dental insurance. Delta used to be the BEST in Arizona but they cover less with higher deductibles than when I signed up over 5 years ago. In addition, my premiums have more than doubled from $500/year for me and spouse to over $1100/year now. They have always paid their bills and I have not heard differently in the last year.