Physicians Mutual Dental Insurance Review
Physicians Mutual Insurance Company (Physicians Mutual) is a company that specializes in providing insurance products such as Medicare Supplement Insurance, Life Insurance (offered by Physicians Life Insurance Company), and Dental Insurance. With headquarters in Omaha, Nebraska, the company consists of Physicians Mutual Insurance Company and Physicians Life Insurance Company. Its Dental Insurance coverage helps pay a set benefit amount for over 350 procedures from routine exams to fillings.
What’s Included with Physicians Mutual?
- No annual or lifetime maximum on the amount of cash benefits a customer can collect
- Freedom to choose any dentist
- Helps cover over 350 dental procedures
- No deductibles
- Allowed to collect multiple benefits in one visit for covered services
- Three coverage levels to choose from without deductibles (Economy, Standard, and Preferred)
Preventive Care Services
Physicians Mutual helps pay for over 30 Preventive Care Services immediately after coverage starts.
Some of these procedures include:
Basic Care Services
Physicians Mutual helps pay for over 100 Basic Care Services after just three months. Some of these procedures include:
- Simple tooth extractions
- Minor oral surgery
Major Care Services
Physicians Mutual helps pay for over 200 Major Care Services after just 12 months. These include:
- Root canals
Exclusions and limitations stated in each dental insurance policy may vary by state. More information can be found at www.physiciansmutual.com.
Physicians Mutual is an ideal place to purchase dental insurance for consumers who are searching for flexible dental insurance policies. Customers can choose among the three coverage options offered by the company without deductibles included. It also gives you the freedom to choose any dentist you like which is among the best options we’ve reviewed so far.