USAA Auto Insurance Review
USAA or the United States Automobile Association sells a variety of insurance instruments that includes auto insurance. Started in 1922 by a group of army officers, the USAA has since grown to be one of the most trusted insurance services today. USAA offers a list of coverage options designed to protect policy holders against costly repairs, property damage liability and medical bills.
Who can join?
USAA membership is open to U.S. military service members, veterans who have honorably served, and their eligible family members. We also offer some products to individuals with no military affiliation.
- Active, retired and honorably separated officers and enlisted personnel of the U.S. Military
- Cadets and midshipmen at U.S. service academies, in advanced ROTC or on ROTC scholarship, plus officer candidates within 24 months of commissioning.
- Individuals whose parents have or had USAA auto or property insurance.
- Former USAA members who had auto or property insurance.
- Widows, widowers and un-remarried former spouses of USAA members who had USAA auto or property insurance while married.
Personal Injury Protection
Medical payments and extended benefits coverage
Uninsured/ Underinsured motorist bodily injury coverage
Uninsured/ Underinsured motorist property damage coverage
Military Installation discount
Up to 15% discount on comprehensive coverage
Plans and Pricing
Male Single (insured/ no infractions)
$70 to $90
Male Married (insured/ no infractions)
$120 to $190
Female Single (insured/ no infractions)
$60 to $90
Female Married (insured/ no infractions)
$120 to $190
- Away at school
- Safe driver
- Defensive driving
- Driver training
- Good student
- Loyal member
- Multiple products
- Family discounts
- New vehicles
- Annual mileage
- Multiple vehicle
A.M Best Financial Rating A++
A.M. Best Issuer Rating aaa
S&P Financial Strength AA+
S&P Issuer Strength AA+
24/7 claims reporting
J.D. Power & Associates 5/5 customer satisfaction
The Bottom Line - USAA Auto Insurance
Excellent customer service and reviews, strong financial ratings and great coverage makes USAA auto insurance a great buy. Plus, it has the most competitive premiums that most auto insurance services would be hard pressed to match. The only downside is that this offer is not open to all prospective auto insurance buyers. But if you find yourself to be one of the millions of military servicemen and their families, then USAA should be top on your list.