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Travelers Car Insurance Review

Rating: 4.8 / 10 (Average)
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Travelers is an insurance company with roots that go back to 1853 in Minnesota. Currently based in New York City, and just one facet of a much larger conglomerate, Travelers merged with Citicorp in 1998. In addition to auto insurance, Travelers’ insurance arm is dedicated to corporate citizenship and environmentally-friendly practices.


Travelers has been writing insurance policies for more than a century and is regarded as one of the biggest property and casualty insurance companies in the USA. Travelers Auto Insurance covers personal injury, comprehensive damage, medical payments, collisions and other optional coverage items. Discounts include multi-policy, good students, new cars and payment based options. Coverage and benefits offered may vary according to state.



Comprehensive coverage

Uninsured/ underinsured motorists

Bodily Injury Liability

Medical Payments

Personal Property Damage Liability

Collision Coverage

Rental reimbursement

Loan gap coverage


Plans and Pricing

Male Single (insured/ no infractions)

$100 to $260


Male Married (insured/ no infractions)

$150 to $170


Female Single (insured/ no infractions)

$100 to $220


Female Married (insured/ no infractions)

$150 to $170



Safe Driver Discount

Up to 23% discount for households with no accidents, violations or major comprehensive claims

Continuous Insurance Discount

Up to 15% discount

Multi-Policy Discount

Up to 13% discount

Hybrid/Electric Vehicle Discount

Up to 10% discount

New Car Discount

Up to 10% discount for cars less than 3 years old

Early Quote Discount

Up to 10% discount when you shop for insurance ahead of time before your current policy expires

Good Student Discount

Up to 8% discount for student drivers with a B average or better, at least 16 and no older than 25 years old

Multi-Car Discount

Up to 8% discount

Driver Training Discount

Up to 8% discount for drivers who completed a driver training course

Student Away At School Discount

Up to 7% discount

Home Ownership Discount

Up to 5% discount

Payment Discounts

Pay your auto policy premium in full by paying through electronic funds transfer (EFT) or payroll deduction, and by paying your premium on time.


Financial Ratings

A.M Best Financial Rating A+

A.M. Best Issuer Rating aa

S&P Financial Strength AA

S&P Issuer Strength AA


Support Services

Roadside assistance

Towing and labor assistance

24/7 claims reporting

J.D. Power & Associates 2/5 consumer satisfaction


The Bottom Line – Travelers Auto Insurance

Travelers Auto Insurance offers multiple types of auto insurance based on the amount of premium, coverage and benefits and could be tailored for specific needs. There is a long list of discounts that runs from good driving habits to owning a hybrid car. Premiums sit right on the average of those being offered by other companies. Overall, a good choice and should be on the list of auto insurance companies you should consider when shopping for car insurance.   


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