The Hartford Car Insurance Review

#8 in Car Insurance
 

The Hartford Auto Insurance company is a partner of the AARP, a major provider of insurance products. The AARP or what was known as the American Association of Retired persons was originally a non-profit organization for people 50 years and over. Hartford offers a myriad of auto insurance plans that provides varying degrees of coverage and protection. This ranges from comprehensive auto insurance plans that covers personal injury to property damage liability.    

 

Coverage

Collision

Comprehensive

Medical Payments

Bodily Injury Liability

Property Damage Liability

Uninsured Motorist Bodily Injury

Uninsured Motorist Property Damage

Personal Injury Protection

Full Glass

Towing and Labor

Rental Reimbursement

 

Advantage Package

No-Drop Promise

6-Month Rate Protection

RecoverCare

New Car Replacement

Lifetime Car Repair Assurance

24/7 Claims Hotline

 

Advantage Package Plus

12-Month Rate Protection

First Accident Forgiveness

Disappearing Deductible

One Deductible

Waiver of Deductible for a Not-At-Fault Accident

 

Plans and Pricing

Male Single (insured/ no infractions)

$100

Male Married (insured/ no infractions)

$200 to $220

Female Single (insured/ no infractions)

$80 to $140

Female Married (insured/ no infractions)

$200 to $220

 

Discounts

Multi-policy Discount

Up to 5% discount on auto insurance and 20% on home/condo/renters insurance

Anti-Theft Device Discount

Up to 15%

Air Bag Discount

Up to 3%

Defensive Driver Discount

Up to 5% discount for the next 3 years when you complete an approved defensive driver course

Driver Training Discount

Up to 10% discount for drivers under 21 or 25 years in Georgia

Good Student Discount

Up to 15% discount for driver’s age 16 to 25
 

Financial Ratings

A.M Best Financial Rating A

A.M. Best Issuer Rating a+

S&P Financial Strength A

S&P Issuer Strength A

 

Support Services

Roadside assistance

24/7 claims reporting

J.D. Power & Associates 4/5 customer satisfaction

 

The Bottom Line – The Hartford Auto Insurance

Coverage is a major consideration when choosing a car insurance plan. And Hartford auto insurance is one of the few providers that offer the best all-around coverage with each policy. Key features include standard coverage for both property damage and bodily injury along with its numerous optional covered items that gives you the best protection possible. Premium wise, Hartford auto insurance offer is competitive with similarly featured plans. However, it does lack depth when it comes to discount options such as those for military or long-term customers. All in all, The Hartford is a solid performer that offers consumers one of the best price-coverage auto insurance plans in the market today.

 

Latest Reviews

Start your review for The Hartford Car Insurance
F
Fred & Nedra Olson
The Hartford Car Insurance review
8/24/2016
Hartford Insurance through AARP picture is adjuster circling all the hail damage. We suffered hail damage in the Nisswa area Minnesota 6/18/16 which hit the campground where we were. We filed a claim for the damage to our truck which was close to 6k. Adjuster was awesome, our truck was handled in a very professional, concise manner. We were treated fairly. Sadly though we have our trailer with National General, BIG MISTAKE. I posted a review on them. Still working to get out trailer fixed over 2 months later.