Safeco Auto Insurance Review

Rating: 4.6 / 10 (Average)
Disclosure: We receive advertising revenue from some partners. Learn more.
How is Safeco rated?
Financial Ratings
Support Services


Started in 1923, Safeco has grown to be a leading provider of auto insurance in the US.  The company offers an easy way of customizing individual plans allowing clients to choose from a list of coverage being offered. It also has a good discount program that allows you to save on premiums by promoting good driver behavior and vehicle safety.  



Comprehensive coverage

Collision coverage

Bodily Injury Liability

Property Damage Liability

Personal Injury Protection/ Medical Payments

Uninsured/ Underinsured Motorist

Emergency assistance package

Loan and Lease Coverage

Electronic Key and Lock Replacement

CD and DVD Replacement

New Car Replacement

Audio/ Visual and Custom Equipment Coverage

Pet Coverage

Reimbursement for First Aid

Accident Forgiveness


Plans and Pricing

Male Single (insured/ no infractions)



Male Married (insured/ no infractions)

$140 to $320



Female Single (insured/ no infractions)



Female Married (insured/ no infractions)

$140 to $320



Multi-policy/ Safeco Package

Up to 15% discount

Safe Driver

Take an Accident Prevention Course

Teen Safety Rewards

Teen Safety Driver Discount

Low Mileage Discount

Multi-car Discount

Vehicle Safety Discounts

Anti-theft, anti-lock brakes

Own your Own Home


Financial Ratings

A.M Best Financial Rating A

A.M. Best Issuer Rating a

S&P Financial Strength A

S&P Issuer Strength A


Support Services

Roadside assistance

24/7 claims reporting

J.D. Power & Associates 2/5 consumer satisfaction


The Bottom Line – Safeco Auto Insurance

Safeco Auto Insurance offers flexible insurance policies that allow clients to choose from a wide range of coverage options. It also has a long list of discount options and benefits that include rental car coverage when your car is under repair. However, Safeco auto insurance is not offered in all states and much has to be desired in terms of their customer service.



Start your review for Safeco Auto Insurance