American Family Auto Insurance Review
ConsumersAdvocate.org Rating: 5.0 / 10 (Average)
American Family Insurance has been providing auto insurance policies for more than eight decades. Started in 1927, the company was originally named Farmers Mutual Automobile Insurance, providing auto insurance to rural farmers. American Family Insurance offers flexible plans that allow consumers to customize coverage. Discounts are also available for those with good driving habits, manage to remain accident free and car owners who switch from their current auto insurance provider.
Personal Injury Protection/ Medical Insurance Coverage
Personal Property Damage Liability
Auto Rental Reimbursement
Accidental Death and Dismemberment
Auto Lease/Loan Protection
Plans and Pricing
Male Single (insured/ no infractions)
$90 to $130
Male Married (insured/ no infractions)
$160 to $270
Female Single (insured/ no infractions)
$90 to $110
Female Married (insured/ no infractions)
$160 to $270
Good Student Discount
Multiple Vehicle Discount
5% discount for vehicles insured for three consecutive years with American Family Insurance without an accident. 10% discount for those enrolled for six consecutive years and without an accident.
Air Bag Discount
Up to 30 percent if your car is equipped with factory installed air bags.
Defensive Driver Discount
Up to 10% discounts for those who meet specific age requirements and completed an approved defensive driving course
Early Bird Discount
Up to 10% discount for those with an active policy with another carrier and purchase a policy with us at least seven days before it goes into effect
Good Driver Discount
Up to 10 percent discount for drivers without accidents, violations or claims
Steer into Savings Discount
Discounts for those who switch to American Family Insurance
Time Away Discount
For existing customers with drivers up to 24 years old, who attend school without the insured vehicles and are 100 or more miles away from their homes.
A.M Best Financial Rating A
A.M. Best Issuer Rating a
S&P Financial Strength A
S&P Issuer Strength A
24/7 claims reporting
J.D. Power & Associates 3/5 customer satisfaction
The Bottom Line – American Family Auto Insurance
American Family Auto Insurance allows consumers to tailor their individual plans according to the amount of coverage they need and budget. It also has good list of discount options which could be useful for bargain hunters. American Family Auto Insurance score good on customer service with consumers reporting a good experience with how the company handles claims.