21st Century Auto Insurance Review

Rating: 7.3 / 10 (Very good)
Disclosure: We receive advertising revenue from this partner. Learn more.

21st Century Auto Insurance is part of the Farmers Insurance Group of Companies, a leading provider of home, small business, auto insurance and other financial services. Its auto insurance service gives vehicle owners coverage against collision, property damage and personal injury during an accident. 21st Century Auto Insurance also offers a variety of discount options for multi-vehicle, safe drivers, pre-payment to name a few.



Comprehensive coverage

Uninsured motor vehicle coverage

Personal Injury Protection/ Medical Insurance Coverage

Bodily Injury Liability

Personal Property Damage Liability

Collision Coverage


Plans and Pricing

Male Single (insured/ no infractions)

$120 to $150

Male Married (insured/ no infractions)

$130 to $190

Female Single (insured/ no infractions)

$130 to $140

Female Married (insured/ no infractions)

$130 to $190




Car safety features

Good student

Claim-free history

Group/ associations

Safe driver course


Senior driver

One-time payment

Online payment


Financial Ratings

A.M Best Financial Rating A

A.M. Best Issuer Rating a

S&P Financial Strength A+

S&P Issuer Strength A+


Support Services

Roadside assistance

24/7 claims reporting

Glass replacement

Rental car reimbursement


The Bottom Line – 21st Century Auto Insurance

21st Century Auto Insurance has a good range of auto insurance coverage items that offer vehicle owners much needed protection in case of an accident. The company also gives a list of discount options that gives vehicle owners an opportunity to lower their premiums. However, it lacks coverage for mechanical breakdowns. Overall, 21st Century is a good option for vehicle owners searching for reliable auto insurance services.

Our Partner
7.3 / 10
  • Good list of discount items
  • Rental car coverage
  • Gap Insurance
  • No mechanical breakdown coverage
  • 24/7 roadside assistance

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21st Century Auto Insurance