Farmers Auto Insurance Review

#10 in Car Insurance

 

Farmers Auto Insurance offers different plans that answer a variety of coverage and premium options. It covers everything from collision to comprehensive coverage and even has an accident forgiveness program. Optional coverage includes glass repair, rental reimbursement and personal umbrella for better benefits. Discounts are awarded to drivers with good driving habits and students who maintain good grades. Clients could also enjoy roadside assistance and 24/7 claim reporting with Farmers Auto Insurance.      

 

Coverage

Comprehensive coverage

Uninsured motor vehicle coverage

Personal Injury Protection/ Medical Insurance Coverage

Bodily Injury Liability

Personal Property Damage Liability

Collision Coverage

Medical Payments

 

Optional coverage

New Car Pledge

Rental Car Coverage

Glass Repair Coverage

Towing and roadside assistance

Accident forgiveness

Personal Umbrella

 

Plans and Pricing

Male Single (insured/ no infractions)

$100 to $200

 

Male Married (insured/ no infractions)

$170 to $350

 

Female Single (insured/ no infractions)

$105 to $160

 

Female Married (insured/ no infractions)

$170 to $340

 

Discounts

Multi-policy discounts

Group discounts

Business/ professional groups

Early shopping

Get a quote 7 days before your policy start date and have no lapse in coverage with your prior carrier

Good student discount

Students below 25 and have a GPA of at least a B

Safe drivers

Multi-vehicle discounts

Alternative fuel vehicles

 

Financial Ratings

A.M Best Financial Rating A

A.M. Best Issuer Rating a

S&P Financial Strength A+

S&P Issuer Strength A+

 

Support Services

Roadside assistance

24/7 claims reporting

J.D. Power & Associates 2/5 consumer satisfaction

 

The Bottom Line - Farmers Auto Insurance

Farmers Auto Insurance covers most of the basic services and coverage options that any auto insurance company should provide. Its optional coverage items like rental reimbursement, new car pledge, glass repair and accident forgiveness is a welcome addition albeit with a higher premium. Discount options are limited which could be a turndown for car owners searching for a bargain.

 

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