UnitedHealthcare Global Travel Insurance Review

Rating: 8.8 / 10 (Excellent)
Disclosure: We receive advertising revenue from some partners. Learn more.
UnitedHealthcare Global is a division of UnitedHealthcare that specializes in travel and expatriate insurance. Formerly known as Frontier MEDEX, the division focuses on insurance solutions for business and student travelers, including health insurance coverages, medical repatriation, and security evacuation. UnitedHealthcare global currently services more than 4.6 million medical insurance policyholders in over 125 countries.

How is UnitedHealthcare Global rated?


Plans & Coverage
Customer Assistance Services
Financial Strength

Overall Rating: 8.8 / 10 (Excellent)

With only a few exceptions, UnitedHealthcare Global offers a thorough array of travel insurance coverages. The company is on a very sound financial footing. Although it does have a large absolute number of BBB complaints and has been named in a recent consumer class action lawsuit, the number of complaints relative to the company's massive scale of operations is well within reason. The company offers various services that relate to medical and logistical travel issues, but does not offer the concierge-style add-ons that some competitors do. In sum, UnitedHealthcare Global is an above-average choice for people who want to insure their travels.

UnitedHealthcare Global Plans & Coverage

Plans & Coverage - 9 / 10

UnitedHealthcare Global provides a wide range of travel insurance coverages. However, it does not appear that coverage applies if the traveler's host or business partner falls ill. The standard policy excludes injuries sustained while participating in extreme sports, but a rider can be purchased to insure against such harm. Coverage is currently excluded in Afghanistan, Antarctica, Cuba, Iran, Iraq, Libya, North Korea, Somalia, South Sudan, Sudan, and Syria.
Available Plans
Trip Cancelation/ Interruption
Accidental Death
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Injury/Illness/Death of Non Traveling Family Member
Natural Disaster at Destination
Terrorism/Evacuation at Destination
Medical Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation
Transport Family Member to Bedside
Transport Children Home
Baggage Coverage
Baggage Delay Coverage

Medical Coverage Details

Maximum Medical Reimbursement
Maximum Medical Evacuation Reimbursement
Deductible for Medical Coverage

Baggage Coverage Details

Maximum Baggage Reimbursement
Maximum Baggage Reimbursement
Receipts Required for Valuable items

UnitedHealthcare Global Financial Strength

Financial Strength - 10 / 10

UnitedHealthcare is the sixth largest company in the United States and the largest health insurer in the world. It gets high ratings from the big three financial ratings agencies. The company's finances appear to be very sound.
Standard & Poor's Financial Rating
Moody's Financial Rating
AM Best Financial Rating

UnitedHealthcare Global Reputation

Reputation - 7 / 10

UnitedHealthcare is not rated by the BBB or TrustPilot. It has, however, been the subject of 1,333 consumer complaints to the BBB in the last three years. The company has generally responded to these in a pro forma manner, saying the HIPAA regulations forbid the company from addressing the consumers' complaints but promising they would contact the consumer. This approach makes it difficult to ascertain whether those complaints have been adequately addressed.

As the largest health insurer in the United States, the company has naturally been the target of various lawsuits. One that particularly affected consumers was a class action in which 50,000 customers claimed the company improperly denied mental health benefits. The case was settled before trial and the company amended its policy rules to pay previously-denied claims. Compared to the 115 million people UnitedHealthcare insures, these numbers are tiny. However, the way the company has handled these consumer complaints suggests that while the vast majority of its customers are content with its service, there is a small minority whose concerns have not been properly addressed.
BBB Rating
Number of BBB Positive Reviews
Number of BBB Negative Reviews

UnitedHealthcare Global Customer Assistance Services

Customer Assistance Services - 9 / 10

UnitedHealthcare Global provides nearly all of the types of non-insurance services the travel insurance industry offers. These include handling many of the practical and logistical issues faced by travelers abroad when they meet with the unexpected. The company doesn't offer the concierge services that some of its competitors do, but within the universe of medically-related travel services, its benefits are better than those offered by many of its competitors.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Legal Assistance

Medical Assistance Services

  • Physician Referral
  • Medical Case Management
  • Arrange Medical Payment
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
  • Update Family at Home
  • Shipment of Medical Records
Display Less
4 More

Top Rated
Our Partner
10 / 10
  • Our #1 choice for travel insurance – A+ BBB accredited
  • Safe & secure checkout with instant coverage confirmation
  • Best price guarantee – compare policies with confidence!
  • Large network of leading travel insurance providers
  • Member of the US Travel Insurance Association (UStiA)