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Allianz Travel Insurance Review


Rating: 9 / 10 (Excellent)
6 Customer Comments & Reviews - see all comments
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Allianz Travel Insurance is owned by Allianz, a global leader in insurance services. The company currently works with travel agencies, resorts, financial institutions, airlines and generally maintains good partnerships with people in the travel industry. Allianz provides a variety of travel insurance products that can be categorized into standard and special travel plans.

Allianz Travel Insurance's standard plans provide trip cancellation, trip interruption, trip delay along with medical and accident cover. Each plan provides increasing levels of benefits and a few extras in terms of what they cover. Allianz also offers a variety of specialty plans and optional rental car collision for travelers planning a road trip.

Plan Types

Single trip

Annual plans

Special travel

Allianz Basic Plan comes with most of the necessary coverage needed for a trip. While it does not have the same coverage ceilings that higher priced plans have (Classic and Classic Plan with Trip), it does provide pre-existing coverage at this level.

 

Benefits

Essential

Basic

Classic

Classic Plan with Trip+

Trip cancellation

Up to amount purchased

Up to amount purchased

Up to amount purchased

Up to amount purchased

Trip interruption

Up to amount purchased

Up to amount purchased

Up to 150% of amount purchased

Up to 150% of amount purchased

Emergency dental and medical

 

$10,000

$25,000

$50,000

Emergency medical transportation

 

$50,000

$500,000

$1,000,000

Baggage coverage

 

$500

$1,000

$2,000

Baggage delay coverage

 

$200

$300

$600

Travel/ trip delay coverage

$150

$300

$800

$1,600

Daily limit

 

$150

$200

$200

Missed connection coverage

 

 

$800

$1,600

Change fee coverage

 

 

$250

$250

Frequent traveler/ loyalty plan

 

 

$250

$250

Financial default

 

 

Covered

Covered

Existing medical condition

 

 

Covered

Covered

 

Other Plans

 

 

Annual Deluxe Plan

Annual Executive

Trip cancellation

$2,000

$5,000

Trip interruption

$2,000

$5,000

Emergency medical and dental

$20,000

$50,000

Emergency medical transportation

$100,000

$250,000

Baggage coverage

$1,000

$1,000

Baggage delay coverage

$200

$1,000

Travel/ trip delay coverage

$500

$1,500

Daily limit

$150

$150

Change fee coverage

 

$250

Travel accident coverage

$25,000

$100,000

Business equipment coverage

 

$1,000

Collision/ loss damage insurance

$25,000

$45,000

Business equipment rental coverage

 

$1,000

 

Optional: Rental Car Damage ($9/ day)

Coverage for covered collision, loss and damage up to $40,000

Coverage

Allianz travel insurance has a long list of standard and optional covered items that is sure to provide travelers the protection they need. Pre-existing conditions are included in the list, but they are only provided if the plan is purchased within 14 days of the initial purchase. Allianz also offers 24-hour emergency assistance and concierge services.

  • Complete cessation of service
  • Covered traveled delay – loss of 50%
  • Death of Family Member
  • Death of insured
  • Death of travelling companion
  • Employer termination – 3 years
  • Felonious assault
  • Foreign and domestic terrorism
  • Hijacking
  • Home uninhabitable
  • Illness of family member
  • Illness of insured
  • Illness of travelling companion
  • Injury of family member
  • Injury of insured
  • Injury of travelling companion
  • Involved in a traffic accident
  • Jury/ subpoena
  • Military obligations
  • Quarantine

 

Allianz Travel Insurance Summary

Allianz gives travelers excellent standard coverage with its travel insurance plans. Trip cancellation and interruption services are offered even in its Essential plan or its entry level offer. Trips are insured up to the amount purchased and they also extend protection to children under 17 when accompanied by a paying adult. Overall, Allianz Travel insurance is an excellent choice providing travelers adequate coverage and benefits.   


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6 Customer Comments & Reviews

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Leerom M
Rio Rico, Arizona
10/20/2017
DO NOT BUY THIS INSURANCE! They will take your money, and if you have a trip cancellation for non-medical reasons, they will DO NOTHING for you. The claim that they cover trip cancellation or interruption is A LIE with a little asterisk at the bottom to cover it up.


K
Kit
Hartsel, Colorado
7/30/2017
We had to cancel a trip in 2015 due to our daughter's major medical issue. Allianz claims service was poor due to the unfulfilled company promises to pay timely, poor English-speaking skills of employees, and the amount of stress we endured, and time we had to spend while also dealing with a sick daughter,


K
Kit
Hartsel, Colorado
7/30/2017
We had to cancel a trip in 2015 due to our daughter's major medical issue. Allianz claims service was poor due the unfulfilled company promises to pay timely, poor English-speaking skills of employees, and the amount of stress we endured, and time we had to spend while also dealing with a sick daughter,


C
Connie R
Spokane, Washington
3/27/2017
Allianz was extremely helpful when I became very ill in Lisbon. They guaranteed $20,000 to the hospital (which is secondary insurance and they they worked with my primary insurance and I paid nothing), they flew my sister to Portugal to assist me (she is a doctor and I was by myself), they then flew an EMT from Canada who met me at the hospital and flew me to Spokane, Wash. because I still had an IV in for antibiotics when I was discharged. They also booked us in 1st class. It was helpful that I had one person who was my main contact and knew my situation well. They were amazingly helpful and took care of so many details. I really appreciated their concern and help.


A
Alane S
Springfield, Missouri
10/22/2016
Do not buy Allianz Travel Insurance. I cancelled for non medical reason with documentation and no reimbursement! Buy from someone else. They are a waste of time and money!


A
Amy D
Fort Wayne, Indiana
7/7/2016
On Yelp Allianz has one 5 star review & loads of one star reviews.



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9.0 / 10
  • Important Fact: The average out of pocket cost of medical emergency transportation outside the US can be as high as $25,000
  • Covers Domestic, International, Cruises & more
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