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Good Sam RV Insurance Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
75 Customer Comments & Reviews - see all comments
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The Good Sam Insurance Agency specializes in RV, 5th wheel, travel trailer, and motorhome insurance coverages with multi-vehicle discounts.

Although their primary line of business is recreational vehicle insurance, the agency also offers roadside assistance and car, boat, motorcycle, and home insurance products from leading insurance companies such as Progressive, National, and Safeco.

How is Good Sam rated?

Breakdown

5.0/5
Coverage & Benefits
4.8/5
Customer Support
5.0/5
Cost

Overall Rating: 4.9 / 5 (Excellent)

For over half a century, the Good Sam Insurance Agency has been providing RV-related products and services, as well as membership clubs for recreational vehicle owners and camping enthusiasts.

The agency, like the Good Sam Club, seeks to make the recreational vehicle experience safer and more convenient through basic and specialty plans that can be tailored to meet the particular needs of their customers.

Although RV insurance premiums tend to be costlier than those for traditional car insurance, Good Sam customers have reported saving up to 20% by insuring multiple vehicles and bundling their policies.

All in all, the Good Sam offers comprehensive plans and services as well as a good selection discounts that are sure to hit the mark with even the most discerning of customers.

Coverage & Benefits

Coverage & Benefits - 5 / 5

The Good Sam Insurance Agency offers a comprehensive array of RV coverages tailored to the needs of individual customers.

Their standard plan includes all the vehicle protection required by law, including collision and comprehensive coverages, personal injury protection, property damage, bodily injury, and personal liability coverages, and uninsured and underinsured motorist protection.

For people looking for additional peace of mind, the company also extends a premium plan with features such as optional full replacement cost coverage, a storage option that allows you to suspend coverages while your RV is not in use, full-timer coverage for those who live in their RVs for over six months out the year, multi-vehicle discounts for bundled policies, and emergency expense and personal effects coverages for up to $3,000.

Basic Coverage

Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage

RV's Covered

  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Good Sam RV Insurance Cost & Discounts

Cost - 5 / 5

The Good Sam's website does not disclose how much they charge for premiums or deductibles for any of their RV insurance plans.

However, the company does state that their custom RV policy costs about the same as the standard plan and that their customers save an average of $500 a year through a long list of discounts for bundled policies, multiple vehicles, temporary RV storage, safety and anti-theft devices, and safe driving.

The company's storage option can save customers around 53% off RV insurance premiums, allowing recreational vehicle owners to suspend certain coverages while their motorhome, fifth wheel camper, or travel trailer is not in use.
Premium
Annual Premium will vary by driver and vehicle
Deductible
Deductible will vary by driver and vehicle
Bundle Options
Auto
Discounts
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option

Customer Support

Customer Support - 4.8 / 5

Good Sam Enterprises, LLC. is accredited by the Better Business Bureau and has an A rating with the organization, based on 11 reviews, as well as a composite score of 3.74 out of 5 stars.

For an enterprise of its size and age, the Good Sam has received fewer complaints than average, most of which are due to issues with their RV roadside assistance plan.

Their webpage, although not as easy to navigate as one would hope, offers an incredible wealth of RV-related information to help consumers make educated decisions with regard to motor vehicle safety.
BBB Rating
A+
Number of BBB Positive Reviews
0
Number of BBB Neutral Reviews
1
Number of BBB Negative Reviews
10
Date Collected
2017-11-30

Contact & Additional Information

Homepage URL
Company Phone
(888) 514-1116
Headquarters Address
64 Inverness Dr E, Englewood, CO, 80112
Year Founded
1966

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75 Customer Comments & Reviews

Loading Reviews ...
sadie9161
2/4/2021
Avoid this insurance at all costs. They do not pay claims on time. Terrible service.


glenn6070
11/25/2020
I have been trying to get coverage from Bad Sam for over a week and they keep telling me a different story every time I talk to them. They told me I had an accident witch I disputed and they told me it would bring my insurance up by hundreds of dollars unless I could get a letter from my insurance company stating it wasn't a claim on the policy for the last 3 years. So I provide the letter from Geico and they said it wasn't good enough, even though they admitted they were wrong about the accident. Everything about this company is a scam. RUN DON'T WALK FROM THIS BAD SAM SCAM !!!!!!!


Steve W
9/1/2020
I had a policy to cover my class C for the past four years. I NEVER had a claim, not one. Then we sold the RV and have not yet acquired our new one which is a couple of months away. They wanted to charge me $50. for CANCELLING the policy??? I went ballistic! This is TOTALLY wrong. I asked to have a call back from someone "higher up" after the sweet little girl on the phone told me twice, "it is in the contract". Well, she was right, but I still think that SUCKS. It would be like going to the same supermarket for four years and then deciding to go elsewhere and getting a bill for $50 because we stopped shopping there. The idea is ridiculous... and sound like pure greed. Anyway...... Read More


jorjsal
8/12/2020
I switched all of my insurance to Good Sam a few years ago. When I needed service, it was non existant. I was hung up on and disconnected several times, and when I called back had to start over with the entire verification process again. I asked for a supervisor call back and that did not happen. Good Sam runs this Ad where the president says if your not happy I'm not happy. Well, he must not be happy. I sent a letter to him and he never responded. In fact no one responded. I sent it again, and no one responded. I sent it again and got a response that said nothing. I sent it again and got a letter from someone telling me that they were sorry about the way i was treated but... Read More


S
Steve
7/27/2020
Worst service provider! Platinum Plus customer service a joke! Tried to charge me $45 to tow my car 8.9 miles it took them an hour and a half to approve the $45 charge on their Platinum Premier plus RV package Towing to the nearest repair I can't believe they're in business . . Over a hundred degree temperature say and they put me on hold only to disappoint me . And when you asked to talk to a supervisor I put you on hold for another hour and then conveniently disconnect you this is the second time the first time my motorhome broke down 7 hours trying to get a tow provider to my location with no success . 3 months later I break down 10 miles from my house they can't even tow my... Read More


K
Ken
6/27/2020
I had a blowout causing major damage to my motorhome. I was so happy to have taken out full coverage insurance on my new to me motorhome. My black tank was destroyed, along with all of the waste plumbing, some electrical, and the underbelly storage area. The adjuster appraised the damage at less than my $1,000 deductible. Everyone I show the damage to laughs, and says no shop would even begin to work on the mess I have for less than $1,000. The black tank alone cost me $340 with me doing the replacement. They appraised it at less than half that. All of this was after leaving us hanging for a week and a half because it happened on a holiday weekend. I couldn't be less happy.


claytoncg1salve
6/23/2020
I am disgusted with Good Sam customer service. When I contacted the claims department they were less than helpful! When I sent an email to the president the question I asked was not answered. I had the extended warranty for one month and got overcharged with no explanation ( so far ) as to why. So far, the customer service for towing has been great.


Charelle S
2/24/2020
I just sold my camper so I called to cancel my policy and was hit with a $50 cancellation fee. I'm pretty pissed about it. I would not recommend this company.


M
Mark D
1/14/2020
Good Sam Club Roadside assistance 1/5/2020 I have the GSRA Platinum level policy. Heading north on I5 with my Ford F250 towing my 27’ 5th wheel. The truck overheats, and after waiting a while for it to cool, I checked the overflow, and it became a black volcano of oil and coolant. This is where my adventure with Good Sam Roadside Assistance begins (GSRA). Skip the next few paragraphs and skip to the end for the conclusion if you want the short version. I first attempted to use the phone app, but the cell connection was not great, so along the way the app dials an agent for you, so now I begin working with an agent. The agent was on drugs. Slurring words, hard to understand,... Read More


P
Pamela S
12/9/2019
I could not agree more with the comments below. They will do everything possible to dismiss, ignore, and deny your claim. It will be your responsibility to prove everything. Customer service is unresponsive. You will be at least 6 months trying to resolve a claim. STAY AWAY!



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