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2-10 Home Buyers Warranty Review


ConsumersAdvocate.org Rating: 1.2 / 5 (Poor)
71 Customer Comments & Reviews - see all comments
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2-10 Home Buyers Warranty (2-10 HBW) is a Colorado-based company founded in 1980. 2-10 HBW provides home warranties for new construction and pre-owned homes, and protects 1 in 7 new construction homes with a structural warranty. The company offers builders, real estate professionals, and homeowners system and appliance home warranty plans. They are Better Business Bureau accredited with an A rating, and a member of the National Home Service Contract Association.

How is 2-10 rated?

Breakdown

0.0/5
Transparency
4.0/5
Claims Processing
1.5/5
Coverage Options
0.0/5
Additional Benefits
0.5/5
Customer Experience

Overall Rating: 1.2 / 5 (Poor)

2-10 HBW’s systems and appliances home warranty is available when one is buying or selling a home, and when a homeowner wishes to protect their existing home. Homeowners with a 2-10 HBW home warranty plan have up to $25,000 of coverage for eligible systems and appliances. They are a Better Business Bureau accredited business with an A rating and a member of the National Home Service Contract Association.

2-10 HBW’s home warranties provide excellent value. While their service fees and premiums fall well within the industry average, they do not have itemized limits for a home’s typical appliances and systems. By maintaining a high BBB rating, , 2-10 HBW demonstrates that it is capable of addressing its customers’ concerns. Though their money-back policy is only available by written request, their resulting administration fee is lower than their competitors.

Coverage

Key Facts

Plan Types
Appliances
Combo Plan
HVAC + Water Heater
Benefit Limit Type
Per Term
Typical Appliance Benefit Limit
$25,000
Typical Systems Benefit Limit
$25,000

Coverage Options - 1.5 / 5

2-10 HBW’s home warranties, unlike many competitors, exclusively offers hybrid plans. Although the number of covered items advertised are on the low side, their lack of an annual cap makes up for it. Three home warranty plans are available: Appliances Only, HVAC + Water Heater, and Everything Together. The Everything Together plan includes all items from Appliances Only and HVAC + Water Heater, but also includes plumbing and electrical panels and wiring.

Specialty Items and Additional Coverage

2-10 HBW also features many specialty items as add ons. These include roof leaks, pre-season HVAC tune-up, additional HVAC system, additional refrigerator, built-in wine cooler, freestanding freezer, wet bar refrigerator, ceiling fans, exhaust fans, attic fans, burglar and fire alarms, garage door opener, water softener, septic system, well pump, pool/spa freshwater, and pool/spa saltwater.

2-10 HBW offers an ‘Even If’ Service Fee Guarantee. ‘Even If’ an item is not eligible for coverage, and 2-10 HBW dispatches a service contractor, the homeowner may request reimbursement of the service fee. ‘Even If’ also means if the same part that was serviced fails again within the term of the home warranty, the homeowner will not pay another service fee.

Additionally, 2-10 HBW offers Bonus Appliance Coverage:

Appliance Color Match – when replacing an appliance, the function, capacity and efficiency of the previous appliance will be matched, as well as the color.
Appliance Replacement Offer – when placing a service request for a covered appliance, you may proceed with the service request OR initiate the Appliance Replacement Offer. 2-10 HBW will give the homeowner a check for $100 to apply toward a brand new appliance instead of completing the appliance repair.
Appliance Discount Program – homeowners can save up to 65% on new GE®, Whirlpool®, KitchenAid®, Jenn-Air®, Maytag®, Gladiator® brands and more.

What does 2-10 cover?

Covered Built-In Systems

  • Air Conditioning
  • Water Heater
  • Furnace

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Built-In Trash Compactors
  • Garbage Disposal

Contract & Price

Contract Details

Annual Premium
Starting at $399
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4 / 5

Home warranties at 2-10 HBW are for 12-months, and begin at $399, and are renewable annually. Exact details may be generated via their online quote and application. If a customer is dissatisfied or changes their mind, they offer a full 30-day money-back guarantee prior to the effective date of coverage. Terms and conditions for cancellation vary after the effective date begins.

Cancellation Policy

Homeowners may cancel the home warranty, prior to coverage beginning, for a full refund. If a homeowner cancels 10 or fewer days after coverage begins, they will receive a full refund minus any amounts paid for service provided and a $25 processing fee. If cancelled thereafter a pro-rate refund of 90% of the home warranty price paid will be refunded.

Claims & Service

Claims

Service Fee
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
10,000
Service Recall Period
365 days

Claims Processing - 4 / 5

2-10’s service claims vary between $60-$100, well within the industry standard. With no waiting period or maintenance records requirement, 2-10’s contractors are always available. Should their work have been flawed in some way, the 24/7 claims department will assist with service recalls within the first 30 days after the initial service date. In the event that none of 2-10's 10,000 in-network contractors are able to assist, customers can call out-of-network technicians to obtain quotes, provided they’ve contacted the company beforehand.

2-10 Reputation

Company Details

Year Founded
1980
NHSCA Membership
Number of Customers
5.8 million homes covered
Number of Employees
Over 500
BBB Rating
A
Date Collected
2017-07-21

Reputation - 1.5 / 5

With over 500 employees and nearly six million homes covered, 2-10 HBW falls within the average established by its fellow NHSCA members. Although this company is not rated on TrustPilot, they maintain an A rating through the Better Business Bureau and have over 12,000 reviews from Avid Ratings (https://www.avidratings.com/reviews/2-10-home-buyer-warranty), another third-party site that publishes every review..

Contact & Additional Information

Homepage URL
Company Phone
(800) 743-4210
Headquarters Address
13900 E. Harvard Ave., Aurora, CO, 80014
Year Founded
1980

What We’re Hearing From Our Readers
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Customer Comments

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Ryan M
10/16/2019
We were given a 2-10 home warranty when we purchased our new home. We made a claim on our furnace system and 2-10 denied our claim due to the problem being a "pre-existing condition." I spoke with a representative who informed me that the contractor had stated that this was "100% a pre-existing condition and had to have been broke for quite sometime." After this phone call the contractor actually called me to see what 2-10 had said. When I told him what they said, he stated that he told them that in his professional opinion this was not a pre-existing condition and he never told them that it was. I called 2-10 back and confronted them about lying to me. This representative then admitted to... Read More
3 People found this helpful.


hopelm81
10/13/2019
Simple.... Don't get this company.... My story is too long to tell. Just trust me when I say get someone else, save you time and money. Research, research, research for something better.
2 People found this helpful.


Z
Zack
5/1/2018
Avoid 2-10 at all costs. This service will waste your time and yield nothing in return but distress. I opened 3 service requests in the span of a year and for each of them 2-10 was unhelpful at best, even with the "Premium" coverage. First request was for a non-functioning dryer outlet. Dispatched company inspected and claimed it was not a failure but an installation issue so it would not be covered and no work was done. They charged the $75 deductible anyway. Second request was for a shower leaking into the basement. Dispatched plumber diagnosed and claimed the issue was weak shower grout which was not covered by warranty. They did nothing else, charged the $75 deductible and left.... Read More
2 People found this helpful.


R
roger s
1/14/2018
Your warranty service is terrible and your customer service dept is non existent. After several months of trying to cancel and get a refund i still have not received either confirmation of cancellation nor refund from your company. Good riddens!!!!! I hope to share my opinion with many , good luck with your greed , you certainly have lost this customer!
2 People found this helpful.


kcressell
9/9/2021
Agents are combative and Home Warranty company appears to not to want to reimburse though we followed the process. Terrible. No department knows what the heck is going on, from Customer Service, to Claims, to Accounting. Would not recommend.
1 People found this helpful.


pamharris942
8/19/2021
The contractor's receptionist hung up on me after reminding me that I had requested another contractor, which I did following a previous negative service experience. 2-10 Warranty told me that I had no other option but to go with the contractor with whom I had the negative experience because the one I preferred was out of network. However, last month they were in network and fixed the A/C with no problem. I tried to contact 2-10 Warranty Customer Service to explain my experience to no avail. At this point, I will probably seek out another warranty company at renewal time.
1 People found this helpful.


A
Anthony
12/1/2019
My air conditioner stopped working after moving into my newly purchased home in August. It was around 105 degrees when the AC unit blew. 2-10 sent their contractor who determined that it was a pre existing issue and quoted us a price for repair twice what is common in our area. We replaced the unit at our own expense. 2-10 HBW denied our claim for repairs under the home warranty stating the problem was a pre-existing issue. However, the initial home inspection report, and an additional air conditioner inspection both stated the unit was in working order. I contacted a gentleman in 2-10 HBWs call center who was very polite. He stated we could request a re-evaluation of our initial claim,... Read More
1 People found this helpful.


C
CT
9/20/2019
2-10 Home Buyers Warranty review STAY AWAY FROM THIS WARRANTY. If you have a minor leak or any MINOR problem, they will fix that. Anything MAJOR? Absolutely not. THEY WILL NOT HONOR THEIR OWN AGREEMENT. Been without air conditioning for 3 months, and have endured too many of their shady contractors. Do your homework on all warranty companies and know your rights, as I am not done with this company. I rated them only because it was required. 1/2 of a star is too much of a compliment for them. Too many negative reviews speak VOLUMES.
1 People found this helpful.


Danny N
9/5/2019
This company lies and does everything it can to avoid paying a claim. The only words they know is deny. Deny, deny. Avoid this company at all costs.
1 People found this helpful.


Terry S
6/9/2019
June 9, 2019 Whom It May Concern: We have paid for your home warranty for 13 years and just recently needed to use it for the first time. First, our hot water heater broke and needed to be replaced. To our surprise we still had to pay an additional $1000. Then a few months later, our air conditioner quit working and had to be repaired. Once again, we had to come up with an additional $900. Another issue is the amount of time it takes from submission to completion. For instance, we were without AC for 14 days. Even though there is a progress bar on the website, we found that we had to call for updates. We feel we should’ve been kept better informed. To say the least, we are not... Read More
1 People found this helpful.



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