Vital Savings by Aetna Dental Insurance Review

Rating: 7.9 / 10 (Very good)
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Vital Savings is a discount program for dental services offered through the managed healthcare company Aetna. The program is not a dental coverage in itself, but a plan that allows customers to save on dental services and prescription drugs, depending on the plan selected. Vital Savings holds a Better Business Bureau rating of A-.

Vital Savings by Aetna offers discounts and savings for multiple dental care services. Its Dental Discount Card and Dental Plus Rx Cards gives clients savings on dental procedures without co-pays and deductibles. Vital Savings by Aetna also maintains a wide network of local dentists, eye care professionals and pharmacies. 

Discount Cards

Dental-Only Card

One-Time Start-Up Fee



For Personal Use -$7.99 a month

For Family Use - $10.99 a month


For Personal Use - $75

For Family Use - $105

Dental Plus Pharmacy Card

One-Time Start Up Fee



For Personal Use - $9.99 a month

For Family Use - $12.99 a month


For Personal Use - $95

For Family Use - $125

Savings on Discount Cards

Dental Practices

Type of Service

Average Cost

Average Cost with Vital Savings

Cleaning (Child)



Cleaning (Adult)






Exams (Periodic)



Exams (Comprehensive)



Crowns, restorative (porcelain fused to metal)









Root Canals, Front Tooth



Root Canals, Premolar



Root Canals, Molar






X-Rays, Panoramic






Sealant (Per tooth)



X-Rays Bitewings (4 films)



X-Rays, Intraoral






Eye Care

Type of Service

Average Cost

Average Cost with Vital Savings

Eyeglass Frame



Bifocal Lenses



Progressive Lenses



Eyeglass Exam



Single-Vision Lenses




Prescription Drugs

Average Cost

Average Cost with Vital Savings

Effexor 75 mg (30 tablets)



Aciphex 20 mg (30 tablets)



Nexium 40 mg (30 capsules)



Advair Diskus 100/50 (1 pack)



Lipitor 20 mg(30 tablets)



Zocor 20 mg (30 tablets)



Zoloft 50 mg (30 tablets)



Singulair 10 mg (1 bottle)



Prevacid 30 mg (30 capsules)



Wellbutrin 150 mg (60 tablets)



Setraline 50 mg (30 tablets)



Other Discounts Offered

  • Weight-loss programs
  • Eye exams, frames and LASIK surgery
  • Massage therapy
  • Gym memberships

Dental Insurance at Vital Savings by Aetna

Vital Savings by Aetna is a solid choice for peoples searching for big savings and discounts. It does not only offers huge saving on dental care procedures but also on medications and eye care services. Other perks include discounts on gym memberships, massage therapy and more. With its large network of dentists, finding affiliate dentists near your area is easy. No deductibles and no co-pay also combined with its discount program makes dental care services trully affordable.

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Customer Comments & Reviews

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Park W
Glasgow, Kentucky
Beware of Aetna Vital Savings Plan. My local dentist was on the list so I assigned up on the website. The dentist refused the card. Turned out that the Aetna list was incorrect. The dentist was OK with Aetna insurance but not with the savings plan. Aetna refunded my payment but burned me for the $15 sign up fee even though the incorrect list was their fault.

Top Rated
Our Partner
9.8 / 10
  • Unlimited Use
  • Pre-Existing Conditions Included in Plan Savings
  • Plans Start at $99/Year for Discounted Rates on Dental Procedures
  • 100,000+ Dental Access Points Nationwide
  • A+ Grade with the BBB
  • Voted #1 in Ethics by Dallas Morning News
  • Discount Dental Plan (Not Insurance)