Nationwide Dental Insurance Review

#13 in Dental Insurance

 

Nationwide is a leading financial and insurance company based in Columbus, Ohio. The company provides a variety of insurance products which includes mortgage, home insurance, auto insurance and dental insurance. Its dental insurance products offers preventive, basic and major dental treatment coverage for individuals, employees and families.

 

What’s included with Nationwide Dental Insurance

Plan Reviewed

Classic Select 2000

 

How much does it save you?

 

 

 

In-network

Out of network

Preventive/ Diagnostic  (No waiting periods)

Routine oral exam, Bitewing, Prophylaxis, Sealant, Space Maintainer, Topical Application of Fluoride

100

70

Basic (6 months waiting period)

Full mouth X-ray, Fillings, Simple extractions

80

70

Major (18 months waiting period)

Crowns, bridges, onlays, pontics, oral surgery (surgical extractions & impactions), endodontics, periodontics, dentures

60

50

Dental Deductible

Per calendar year, per insured person, Combined In-Network and Out-of-Network

$50 Individual, $150 Family

Maximum Plan Benefit

Per calendar year, per insured person

$2,000

 

How much is it going to cost you?

 

 

Monthly

Annual

Individual

$34.76

$441.84

Individual plus 1

$64.97

$827.04

Family

$105.58

$1346.28

 

Fine Print

The policy may be cancelled with 30 days written notice. The premium will be refunded only if cancelled within the first 30 days of enrollment. The $6 Admin Fee and $1 NSBA Fee are non-refundable.

Plan effective dates are on the first of the month.

Plan maximums are per person.

 

Summary

Nationwide offers a wide range of dental insurance products that makes it possible for families and individuals to find a dental plan that is attuned with their needs. Its PPO advantage plan is a cheaper option that gives people who would like to focus on preventive and basic needs 100% coverage. With decades of experience in providing quality insurance services, Nationwide Dental Insurance is one company you should consider when shopping for dental insurance. 

Start your review for Nationwide Dental Insurance