10 Best
Credit Reporting
of 2026
Credit Reporting
of 2026
Promoted
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen
WalletHub Credit Reporting Review
ConsumersAdvocate.org
96 Customer Comments & Reviews - see all comments
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Washington DC-based WalletHub is a free financial services website owned by Evolution Finance, Inc. The company provides daily free credit scores and reports as well as credit building tools and advice. WalletHub's products feature personalized alerts and 24/7 credit monitoring. Since the services are free, WalletHub generates revenue by partnering with the credit card companies featured on its site.
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96 Customer Comments & Reviews
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I am writing to share my loving experience with Five Star Credit Specialist. After facing significant financial hurdles and repeated loan denials due to a poor credit profile, I was referred to their team. At this time, my financial situation felt unmanageable.The team at Five Star Credit Specialist provided a stress free and effective solution. Through their hacking skills, my credit scores were successfully raised to 801 (Experian), 809 (Equifax), and 811 (TransUnion). This improvement on my credit scores allowed me to secure the loan I previously couldn’t access, effectively turning my financial life around.I highly recommend their services to anyone seeking a reliable credit specialis...Read More
I am writing to express my sincere gratitude for the exceptional services provided by Five Star Credit Specialist. After discussing my credit concerns with a trusted church elder, who recommended their services, I reached out to them. detailing my credit situation. Five Star Credit Specialists offered their assistance in repairing my credit report, and the results were remarkable. Within a few weeks, they successfully addressed all delinquencies, collections, DMV issues, and judgments on my report. Consequently, my credit score significantly improved, rising from 462 to approximately 801. This testimonial is given freely and without any external influence, purely out of appreciation for t...Read More
November 2025 my credit score was 823. In December it dropped 164 points to 659. When I found out I had a $200 collection account from “Defense finance and accounting” my scores dropped on all 3 bureaus. After paying it off my score didn't go back to normal, a friend advised me to contact Five Star Credit Specialist that they’re good at raising credit scores. Five Star Credit Specialist truly FIX BAD CREDIT FAST. I just got a new vehicle with a low APR! See results in little as 6-12 days! Five Star Credit Specialists made it happen for me just last month. I contacted him, I’m pleased with the job He did with my credit report. I now have a clean credit with an exceptional credit score of 8...Read More
You don’t want to know how relieved I am right now. You all can contact FIVE STAR CREDIT SPECIALIST and Be guaranteed your credit issues will be over. I needed help, I had 483 credit scores with two charge offs accounts ($2500 of total debt). I was not in a financial situation to pay off my credit cards for a year and they both got charged off. I couldn’t open a new account with these scores which I couldn’t pay off the debt of $2500. I was really in an embarrassing situation due to my poor scores which led to meeting some defrauders online who claimed to help me but worsened my situation. I needed to raise my scores a bit higher. It eventually paid off when I met a Five Star Credit Speci...Read More
My husband and I are self-employed architects; we made most of our income from buying, renovating and selling houses in Virginia. In 2022 we had our first child. Lost income from clients who could no longer pay, plummeting real-estate values and a non-existent job market for architects left us with virtually no income for four years. We used our credit cards and savings, my 401k, sold our home at a huge loss, all with the idea that the market had to pick up soon and we would then be able to pay off our debts without filing for bankruptcy. We were terrified of bankruptcy because we depended on being able to get a mortgage to finance home purchases and renovations, our main source of incom...Read More
I had a handed over debt that I wanted to settle but the credit provider said they sold the debt but I couldn’t get hold of the lawyers where the debt was sold to. I filed for bankruptcy a year ago and we also wanted to move to Tennessee by December which was last but couldn’t make it happen due to bad credit profile, therefore we needed urgent help fixing our credit. Well I sought help online and I read quite a lot of good reviews about Pinnacle Credit Specialist. I contacted him for credit help. We got started and after a couple of days, Pinnacle Credit Specialist cleared the debts and the bankruptcy on my credit profile and eventually raised my score to 809. We are planning on moving t...Read More
Most times when people complain of what they go through due to bad or low credit scores, people who are better off do not understand. I have been there and I can tell you that it’s not funny at all. Banks denied me a lot of things with the excuses that my credit history did not meet their standard, because my credit score was 567 fico score, 7 negative items with credit card debt of $15, 000k. I did a lot of things but nothing worked. FIVE STAR CREDIT SPECIALIST came through for me and increased my credit score to 815, deleted the 7 negative items on my profile and cleared my credit card debt. If you need a hacker to help you fix your credit issues within 15 days Five Star Credit Speciali...Read More
I’m still in shock typing this. On February 16, 2025, my score suddenly crashed more than 190 points overnight from low-800s all the way down to 611 because of a bogus 90-day late on my federal student loans. The loans had been with Great Lakes, got transferred to Nelnet, and were paused during COVID. Somehow Nelnet never updated my address and kept mailing statements to an old place. I never saw them, never knew payments restarted, and boom reported 90 days late.
I called Nelnet repeatedly, begged, explained the COVID pause mess and they basically said “not our problem, you should’ve updated your address.” Even my CFPB complaint came back denied. I thought I was screwed for years.
Post...Read More
I rarely write reviews, but I honestly owe these guys everything. Two years ago, I was in a really dark place financially, back-to-back car accidents (neither my fault) left me out of work for months, medical bills piled up, and I fell behind on credit cards. I always paid when I could and even threw extra money at them, but it wasn’t enough. In desperation I signed up for one of those debt relief programs… biggest mistake ever. They told me to stop paying my cards so they could negotiate, then ghosted me. Every account got charged off. My score tanked to 499 and I had zero open cards left. I was getting denied everything, even basic apartments.
I posted my story on r/Credit begging fo...Read More
I really enjoy doing business with FIVE STAR CREDIT SPECIALIST. I have been speaking to Kevin and he is always overly helpful when I call. Whenever I call in, I request to speak to him. I would definitely recommend FIVE STAR CREDIT SPECIALIST as their results are really effective on my 3 credit reports. I was skeptical at first but Five Star Credit Specialist does what they say. They really are thorough with cleaning up credit reports! Kevin reinforces that whenever I need to call in about something.
Top Rated
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen