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Compare Experian vs. TransUnion Credit Reporting

What’s the difference between Experian Credit Reporting and TransUnion Credit Reporting? See how our editors compare the two companies below.
Last Updated: November 14, 2017
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Experian Credit Reporting
8.8 / 10 - Excellent
#2 in Credit Reporting
TransUnion
8.7 / 10 - Excellent
#3 in Credit Reporting
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Key Facts

  • Experian is an Official Credit Bureau
  • Get Your FICO® SCORE for $1
  • Credit reports from 3 Credit bureaus
  • Daily monitoring, Toll-Free Support & 4.5 Stars in Google Play
  • Identity Theft Protection Available
  • Unlimited TransUnion Score and Report Updates
  • Email updates of critical credit information changes
  • 1-Touch Credit Lock
  • Interactive graph of your score history
  • Personalized credit and debt analysis
  • Up to $1,000,000 in ID Theft Insurance

ConsumersAdvocate.org Ratings

8.8 / 10 - Excellent
10/10
Credit Score & Reports
10/10
Monitoring & Tools
8/10
Plans and Pricing
9/10
Identity Theft Protection
9/10
Reputation & Support
8.7 / 10 - Excellent
8/10
Credit Score & Reports
9/10
Monitoring & Tools
9/10
Plans and Pricing
9/10
Identity Theft Protection
10/10
Reputation & Support


Final Verdict

Experian Credit Reporting and TransUnion Credit Reporting are very close in quality and have the same overall rating. That said, Experian scores better than TransUnion across: Credit Score & Reports, Monitoring & Tools, and Identity Theft Protection. Whereas, TransUnion scores better on Plans and Pricing, and Reputation & Support.