Important Hurricane Maria Update from our Headquarters

Compare Experian vs. TransUnion Credit Reporting

What’s the difference between Experian Credit Reporting and TransUnion Credit Reporting? See how our editors compare the two companies below.
Disclosure: We receive advertising revenue from some partners. Learn more.
Experian Credit Reporting
8.8 / 10 - Excellent
#2 in Credit Reporting
Our Partner
TransUnion
8.7 / 10 - Excellent
#3 in Credit Reporting
Our Partner
vs

Key Facts

  • Experian is an Official Credit Bureau
  • Get Your FICO® SCORE for $1
  • Credit reports from 3 Credit bureaus
  • Daily monitoring, Toll-Free Support & 4.5 Stars in Google Play
  • Identity Theft Protection Available
  • Unlimited TransUnion Score and Report Updates
  • Email updates of critical credit information changes
  • 1-Touch Credit Lock
  • Interactive graph of your score history
  • Personalized credit and debt analysis
  • Up to $1,000,000 in ID Theft Insurance

ConsumersAdvocate.org Ratings

8.8 / 10 - Excellent
10/10
Credit Bureaus
10/10
Features
8/10
Plans and Pricing
9/10
Identity Theft Protection
9/10
Support Services
8.7 / 10 - Excellent
8/10
Credit Bureaus
9/10
Features
9/10
Plans and Pricing
9/10
Identity Theft Protection
10/10
Support Services


Final Verdict

Experian Credit Reporting and TransUnion Credit Reporting are very close in quality and have the same overall rating. That said, Experian scores better than TransUnion across: Credit Bureaus, Features, and Identity Theft Protection. Whereas, TransUnion scores better on Plans and Pricing, and Support Services.