10 Best
Credit Reporting
of 2026
Credit Reporting
of 2026
Promoted
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen
WalletHub Credit Reporting Review
ConsumersAdvocate.org
89 Customer Comments & Reviews - see all comments
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Washington DC-based WalletHub is a free financial services website owned by Evolution Finance, Inc. The company provides daily free credit scores and reports as well as credit building tools and advice. WalletHub's products feature personalized alerts and 24/7 credit monitoring. Since the services are free, WalletHub generates revenue by partnering with the credit card companies featured on its site.
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89 Customer Comments & Reviews
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I’m still in shock typing this. On February 16, 2025, my score suddenly crashed more than 190 points overnight from low-800s all the way down to 611 because of a bogus 90-day late on my federal student loans. The loans had been with Great Lakes, got transferred to Nelnet, and were paused during COVID. Somehow Nelnet never updated my address and kept mailing statements to an old place. I never saw them, never knew payments restarted, and boom reported 90 days late. I called Nelnet repeatedly, begged, explained the COVID pause mess and they basically said “not our problem, you should’ve updated your address.” Even my CFPB complaint came back denied. I thought I was screwed for years.... Read More
I rarely write reviews, but I honestly owe these guys everything. Two years ago, I was in a really dark place financially, back-to-back car accidents (neither my fault) left me out of work for months, medical bills piled up, and I fell behind on credit cards. I always paid when I could and even threw extra money at them, but it wasn’t enough. In desperation I signed up for one of those debt relief programs… biggest mistake ever. They told me to stop paying my cards so they could negotiate, then ghosted me. Every account got charged off. My score tanked to 499 and I had zero open cards left. I was getting denied everything, even basic apartments. I posted my story on r/Credit begging for... Read More
I really enjoy doing business with FIVE STAR CREDIT SPECIALIST. I have been speaking to Kevin and he is always overly helpful when I call. Whenever I call in, I request to speak to him. I would definitely recommend FIVE STAR CREDIT SPECIALIST as their results are really effective on my 3 credit reports. I was skeptical at first but Five Star Credit Specialist does what they say. They really are thorough with cleaning up credit reports! Kevin reinforces that whenever I need to call in about something.
Hi all, first of all you have to note that not all of those out there who pose to be hackers are real and from my experience, this job doesn’t come so cheap. My credit score was in the 400 range; it took a hit due to me missing a student loan payment. I couldn’t get a credit card. I was denied three, even a secured credit card and I just don’t know what to do. In the process of trying to get my credit repaired I fell into a fake person who helped worsen my problem, he took over $9,000 in bits. This happened until I met this credit repair company known as FIVE STAR CREDIT SPECIALIST, they have the best hackers out there. Helped me fix my credit with just a little payment I made and I’m a... Read More
Low credit score affected me from being able to apply for a home in Wisconsin. Long story short, I closed out my ConEd account 2 years ago when I moved. I believe that I had paid my final bills, however, I didn’t realize that I closed it mid-cycle and still had a balance. I got a collection notice last month and saw my score drop from 818 to 661. I immediately paid off the remaining balance but I didn’t recover my score, until I came across this specialist called FIVE STAR CREDIT SPECIALIST. I never believed I would be able to get my scores back so fast until he proved me wrong. He helped me raise my credit score to 795 which has helped me to be able to purchase a home for my family.
I reached out to several Credit Repair agencies before I contacted FIVE STAR CREDIT SPECIALIST. I must say from the start Kevin was very polite, professional and human. The previous company I heard from scared me to death, then insulted me about my credit score. He jumped right to the money before explaining how it all works. I believe I found the right help with FIVE STAR CREDIT SPECIALIST. Kevin truly made me feel secure enough to begin this journey. Excited about my future with FIVE STAR CREDIT SPECIALIST. Thanks Kevin! This is my greatest life achievement.
Pinnacle credit specialist provides a way for the little people to do big things when it comes to credit. I suggest anyone under a 700 for a credit score to invest their time in PINNACLE CREDIT SPECIALIST. Trust me it's worth it.
Since using PINNACLE CREDIT SPECIALIST my credit has improved 110 points. They have been able to file disputes for all inaccuracies on all 3 of my credit reports and most have been amended in my favor. Pinnacle credit specialist is incredible and highly recommended.
Hello everyone, I’m new here. I’m 23, in the navy now. It actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for helping me out of a bad credit report that made my life miserable. I kind of ruined it when I was 18. My Experian score was 562, I had a loan of $4,848.12, yes, I know I suck at money but I’ve been doing a little better than how I was before so save the shit talking pls I’m trying lol. Anyways I also do have a collection of $621 and a closed loan from affirm for $886. I also had my first hard inquiry on August 21, 2025. I needed some honest advice and feedback about how I could fix my credit. Pinnacle Credit... Read More
So far, pinnacle credit specialist has been helpful & knowledgeable. As soon as I hired them right away, they helped get Comcast negative marks that were incorrect off my FICO score & they also removed one of the collections I got from an eviction due to my ex lying to me about actually paying the rent before we moved. It's not that expensive, only $1k and one-time payment, the most amazing thing is you can pay after they fix your credit and you get a credit card. Go for PINNACLE CREDIT SPECIALIST and save thousands on future loan rates. So far, I find it worth it because I’ve applied for a few cards which are in my wallet right now. Chase Sapphire- CLI $13,000, Chase Unlimited Freedom-... Read More
Top Rated
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen