SelectQuote Auto Insurance Review
ConsumersAdvocate.org Rating: 8.5 / 10 (Excellent)
SelectQuote is a San Francisco-based company founded in 1984 to offer term life insurance products. Now SelectQuote offers comparison shopping for auto and home insurance companies from their network, in order to give their customers the best prices available. In the same time it would take to obtain a quote from a single carrier, SelectQuote presents multiple rates and coverage options from a variety. They offer over-the-phone service and professional attention, just as a local agent would provide in person.
Every carrier that SelectQuote works with offers different plans and coverage options, dependent on the car owner's individual circumstances and needs. Typical auto insurance companies provide comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, personal injury or medical insurance coverage, liability insurance, rental car coverage, and specialty auto coverage.
Plans and Pricing
SelectQuote compares quotes from their network of 16 auto insurance carriers in order to obtain competitive plans with pricing solutions that are customized to their customer's needs. Some of the companies they work with are: Safeco Insurance, Travelers, MetLife Auto & Home Insurance, Progressive, Liberty Mutual, The Hartford, and American Modern Insurance Group, among many others. On average, however, SelectQuote saves their customers $437 a year.
All 16 of SelectQuote's carriers for auto insurance offer different discounts. Overall, companies generally offer more comprehensive discounts to homeowners with good credit and driving history, and a high level of education. Other ways to obtain discounts include signing up for multiple policies, preferred payment discounts, new customer incentives, good student, and defensive course discounts.
SelectQuote chooses insurance carriers by using the A.M. Best Financial Strength Rating system, based on the firm's stability, and only work with providers with a minimum score of A-. In the spirit of furthering transparency, SelectQuote's website gives detailed information on each individual carrier.
SelectQuote's different carriers all feature different levels of support services, but basic support services for most insurers include roadside assistance and 24/7 claims reporting.
The Bottom Line - SelectQuote Auto Insurance
SelectQuote Auto Insurance puts its customers in contact with certifiably reliable insurance carriers who provide a wide spectrum of coverage and pricing options. Their profiles for each individual company gives consumers the chance to not only obtain quotes from the SelectQuote network of insurers, but also inform themselves, in order to make an informed decision between companies.