Kelly Klee Car Insurance | Is it Worth It?

Kelly Klee is an online insurance broker based out of Aspen, Colorado.

They cater to owners of luxury and specialty vehicles and other assets.

When dealing with high value automobiles, conventional auto insurance policies generally exclude more than they include.

To remedy this void, Kelly Klee offers policies tailored specifically to the needs of affluent customers, and staff their offices with professional agents who can provide policies from top carriers such as Chubb, Hagerty, and Nationwide Private Client.

Kelly Klee only offers coverage with comprehensive bundled packages. If you are looking solely for automobile insurance, this is not an option. 

Coverage

Kelly Klee specializes in insurance for luxury cars, classic cars, antique cars or collector cars, and focus on providing high-value coverage.

They customize their policies to best fit the specific needs that these cars may have, from original parts replacement instead of knock-offs, to an agreed value option that allows customers to set a specific value to their automobile at the time the policy begins.

This means that no matter how much time passes, they'll receive the agreed-upon amount if they have a total loss.

They offer a new car replacement option which provides the newest model year of your same vehicle if your older-year model is totaled, and rental reimbursement and overnight breakdown expenses for up to two nights if your car breaks down more than fifty miles from your home.

Plans and Pricing

Plans and pricing for luxury and specialty automobiles can vary immensely, depending on the make and model of the car, the usage amount, and, essentially, how expensive it would be to repair if something were to happen to it.

Specialty cars such as vintage automobiles also require a host of special treatments and maintenance, which can increase premiums.

Spare parts are harder to obtain, and thereby more expensive.

For more detailed information on plans and pricing, it's best to contact Kelly Klee and request a quote. 

Financial Ratings

Kelly Klee only partners with reputable businesses.

Companies associated with Kelly Klee are virtually guaranteed to have solid financial ratings, long histories, and and excellent claims paying track records.

AIG Non-Life Financial Strength

The Bottom Line – Kelly Klee Auto Insurance

Kelly Klee provides specialized coverage for a very specific type of customer with a very specific type of automobile.

Most auto insurance carriers aren't meant to be used for luxury and specialty vehicles, and charge large fees for what amounts to very little coverage.

Kelly Klee understands the particular needs and associated services that owning a high-value automobile might entail, and tailor their coverage accordingly.