Esurance Car Insurance Review

Rating: 9.4 / 10 (Excellent)
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Esurance is backed by Allstate, a leading provider of insurance products and financial services in the country today.  Esurance markets its services entirely through its team of very responsive online agents. The company offers a long list of coverage items designed to financially protect vehicles owners from medical expenses and liabilities. The company truly simplifies getting an auto insurance policy by letting you “get a quote, buy and print.”  



Comprehensive coverage

Uninsured motor vehicle coverage

Personal Injury Protection/ Medical Insurance Coverage

Bodily Injury Liability

Personal Property Damage Liability

Collision Coverage

Medical Payments


Plans and Pricing

Male Single (insured/ no infractions)


Male Married (insured/ no infractions)


Female Single (insured/ no infractions)


Female Married (insured/ no infractions)




Fast 5 

5% off your fist term premium by starting a quote online

Multi-policy discount

Paid in full discount

10% of your premium for one lump sum payment

Switch and Save discount

5% off your premium

Claim Free discount

10% to 25% off your premium

Homeowner’s discount

Renter’s Plus discount

Coverage for items and guests injured in your home

Emergency Road Assistance discount

Get emergency road assistance from another provider

Financial Ratings

A.M Best Financial Rating A+

A.M. Best Issuer Rating aa-

Support Services

24/7 road emergency services

  • Towing assistance
  • Tire changes
  • Gas, oil and water delivery
  • Battery service (jump start)
  • Lockout service

Up to $75 per covered incident

The Bottom Line – Esurance Auto Insurance

Competitive premiums, discount options coupled with excellent coverage makes Esurance one of the more attractive auto insurance offers available today. 24/7 claims assistance and customer support ensures that vehicle owners get help when they need it. Esurance leverages technology to give vehicle owners a convenient process when shopping for auto insurance. Its mobile app even lets you manage and process your claims anywhere, anytime. Overall, a solid buy for auto insurance shoppers for its competitive premiums and discount options all this while giving you the convenience of transacting online.

*Esurance Auto Insurance is not available in Montana, Wyoming, Vermont, New Hampshire, Delaware, Alaska and Hawaii.

Top Rated
10 / 10
  • Our #1 Choice - Trusted by Over 18,000,000 drivers
  • Competitive Rates, Tons of Discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name Your Price Tool®
  • Bundle Auto & Property to Save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease Payoff Coverage, Roadside assistance & Strong Financial Ratings

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Esurance Car Insurance