Answer Financial Auto Insurance Review

Rating: 7.9 / 10 (Very good)
Disclosure: We receive advertising revenue from some partners. 
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Answer Financial is a California-based auto insurance agency that offers a wide range of other insurance options. Through their website or call center, customers can compare prices and purchase insurance from a variety of companies. Answer Financial is a subsidiary of the Allstate Corporation, founded in 1996, with an A+ BBB score.

How is Answer Financial rated?


Coverage & Benefits
Pricing and Discounts
Financial Strength
Customer Experience

Overall Rating: 7.9 / 10 (Very good)

Answer Financial’s exceptionally large network of options sets it apart from the pack. They offer almost every conceivable coverage and discount option available, as long as its customers qualify. Additionally, its close relationship with Allstate results in solid financial credentials. While its lack of online reviews concerning customer service holds the company back somewhat, Answer Financial is a marketplace very much worth looking through, if only to better understand the options available.

Answer Financial Coverage

Basic Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Glass
  • Vet Bills

Coverage & Benefits - 8 / 10

Answer Financial’s coverage options, both basic and add-ons, fall within the standards set by the highest performers. Offering everything from collision coverage to vet bills and sound system repairs, this company provides their customers a wide variety of options.

Customer Experience

Customer Ratings

BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Customer Experience - 8 / 10

As a marketplace, Answer Financial is unrated by all of the major third party insurance studies. However, the Better Business Bureau has granted them an A+ rating, based on a single positive, and two negative reviews.

Financial Strength

Key Details

AM Best Financial Rating
Standard & Poor's Financial Rating

Financial Strength - 7.2 / 10

As a marketplace, Answer Financial's financial strength is best determined by examining each of their companies in their network. However, since it's backed by Allstate Insurance, the latter's associated Standard & Poor's and A.M Best ratings are carried over.
*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: Allstate.

Pricing & Discounts


  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Low Milage
  • Vehicle Safety
  • Homeowner
  • Student
  • Senior
  • Bundled Policy

Additional Discounts

  • Hybrid / Electric Vehicle
  • Group Savings (unions, etc)
  • Newly Married
  • Full/Automatic Payment

Pricing and Discounts - 8 / 10

As with its coverage options, Answer Financial’s discount possibilities are extensive, due in no small part to its role as a marketplace. Though dependent on the specific lender, options can range from anti-theft benefits, discounts for newlyweds, or for individuals affiliated with specific organizations.

Contact & Additional Information

Homepage URL
Company Phone
(800) 761-6111
Headquarters Address
15910 Ventura Blvd, Encino, CA, 91436
Year Founded

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