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AgileRates Car Insurance Review

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Based in Miami, AgileRates is an independent car insurance comparison website that connects customers in all 50 states with affiliated insurance carriers. After filling out some basic information, AgileRates' licensed agents contact consumers to explain the best options for them in their area.

How is AgileRates rated?

Breakdown

4.0/5
Coverage
4.0/5
Financial Strength
4.0/5
Supplemental Coverage
4.0/5
Pricing & Discounts
4.0/5
Claims Satisfaction & Customer Experience
4.0/5
Automation

Overall Rating: 3.8 / 5 (Very good)

AgileRates is a good choice for comparing car insurance options for those customers who may be unsure of what type of coverage is required for their location. This is because AgileRates works with over 70 insurance carriers and can get policies for residents of all 50 states. Also, AgileRates makes a point of finding the cheapest options in a consumer's area. Their website is easy to use, and agents get in touch with consumers promptly. The only downside is that, as a relatively new company, AgileRates does not have much yet in the way of customer feedback.

AgileRates Coverage

Basic Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Rental Reimbursement
  • Towing & Labor Cost
  • Glass
  • Roadside Assistance
  • Rental Coverage

Coverage - 4 / 5

As with discounts, coverage options available through AgileRates will depend on the carrier. Although states have their own minimums in terms of types of coverage and dollar amounts, some typical coverage options you are likely to find with carriers through AgileRates include property damage and/or bodily injury liability, collision, PIP, medical payments, and uninsured/underinsured motorist.

Customer Experience

Claims Satisfaction & Customer Experience - 4 / 5

It is difficult to represent the customer experience of AgileRates as there is not much in the way of feedback for the marketplace online. Ultimately, AgileRates is a relatively new, free service run by entrepreneurs who are aiming to help consumers get home and auto insurance in a fast and simple way. Since AgileRates will connect consumers to different insurance providers in their area, we encourage users to check into the reviews of the selected companies before they commit to a policy.

Financial Strength

Key Details

AM Best Financial Rating
A+
Moody's Financial Rating
Aa3
Standard & Poor's Financial Rating
AA-

Financial Strength - 4 / 5

Since AgileRates is an online insurance marketplace, they are able to compare quotes from multiple providers. They offer their suggested affiliates in two ways. After filling out some minimal personal information, and information about your current car and insurance, AgileRates has a licensed agent contact you with options by phone or email. AgileRates also provides direct links to providers in the customer's area.

In terms of financial strength, it is difficult to judge AgileRates as they are an aggregator that deals with many different insurance carriers. We've provided the financial strength ratings here for Allstate, a company that consistently came up when we went through the quote process. However, we encourage customers to do their own research into the financial strength ratings of whichever carrier AgileRates seeks to connect them with before they buy a policy.
*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: The Allstate Corporation.

Pricing & Discounts

Discounts

  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student
  • Senior
  • Bundled Policy

Pricing & Discounts - 4 / 5

Policies purchased through AgileRates will have several discount options depending on the carrier. Common discounts include driver education course, multi-vehicle, bundled policy with homeowners, anti-theft and safety devices, good student, and senior citizen. AgileRates encourages prospective customers to ask about the rates they are interested in before they start the matching process.

Contact & Additional Information

Homepage URL
Company Phone
(833) 420-5459
Headquarters Address
890 South Dixie Highway, Coral Gables, FL, 33146

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Customer Comments & Reviews

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J
Jamie O
8/5/2019
I've been looking for affordable car insurance in Florida for over 3 months. My previous policy ended because the payments increased. Thankfully, I found AgileRates online. This company truly saved the day!



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