First Allied Travel Insurance

First Allied provides limited travel insurance coverage and does not cover lost baggage or trip cancelation like other companies. This is because the firm specializes in insuring travelers to high-risk countries who are more interested in being covered in case of war and terrorism than in recovering lost luggage. Accidental death and disability coverage is capped at $1 million, while the maximum coverage limit for medical expenses and medical evacuation is $500,000. These high limits, in combination with a risky destination, a lengthy trip, and the optional Crisis Response coverage, could translate into a very high price tag, but the cost may be well worth it when one considers the alternative of not having travel insurance in a dangerous place.

First Allied is not rated by any of the major credit rating agencies. Therefore, we are unable to make any assumptions about their ability to meet insurance obligations.

Because it is a UK-based company, First Allied is not rated by the Better Business Bureau, nor are there reviews online. However, consumers' options regarding travel insurance for destinations with travel advisories are very limited, and First Allied is one of the few companies offering this coverage which allows consumers to purchase the policy entirely online.

Since First Allied does not offer comprehensive travelers insurance policies, the firm does not offer many of the convenient assistance services other companies offer. However, First Allied has 24/7 emergency assistance support provided by Healix International, which has a network of responders around the world to assist policyholders who are in a covered accident or crisis, such as a terrorist attack. Customers who purchase the optional Crisis Response coverage receive guidance from Hiscox crisis consultants on how to respond to situations such as kidnapping, extortion, or political threats.