First Allied Limited Travel Insurance Review

Rating: 7.3 / 10 (Very good)
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Established in 2013, First Allied Limited is one of the top travel insurance carriers for people traveling to high-risk areas, such as Iraq, Afghanistan, and Somalia. Their policy covers accidental death and disability, as well as medical expenses and evacuation. Acts of war and terrorism are automatically included in the policy.

How is First Allied Limited rated?


Plans & Coverage
Customer Assistance Services
Financial Strength

Overall Rating: 7.3 / 10 (Very good)

First Allied is one of the few insurance companies that fully covers travelers in high-risk countries. The company provides high limits for personal accident coverage, medical costs, and medical evacuation. However, the high cost of the policy and the lack of standard frills limits this option to those who would not be covered elsewhere.

First Allied Limited Plans & Coverage

Plans & Coverage - 7 / 10

First Allied provides limited travel insurance coverage and does not cover lost baggage or trip cancelation like other companies. This is because the firm specializes in insuring travelers to high-risk countries who are more interested in being covered in case of war and terrorism than in recovering lost luggage. Accidental death and disability coverage is capped at $1 million, while the maximum coverage limit for medical expenses and medical evacuation is $500,000. These high limits, in combination with a risky destination, a lengthy trip, and the optional Crisis Response coverage, could translate into a very high price tag, but the cost may be well worth it when one considers the alternative of not having travel insurance in a dangerous place.
Available Plans
Accidental Death
Medical Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation

Medical Coverage Details

Pre-Existing Coverage
Maximum Medical Reimbursement
Maximum Medical Evacuation Reimbursement
Deductible for Medical Coverage

First Allied Limited Financial Strength

Financial Strength - 7 / 10

First Allied is not rated by any of the major credit rating agencies. Therefore, we are unable to make any assumptions about their ability to meet insurance obligations.
First Allied Limited
Standard & Poor's Financial Rating

First Allied Limited Reputation

Reputation - 7 / 10

Because it is a UK-based company, First Allied is not rated by the Better Business Bureau, nor are there reviews online. However, consumers' options regarding travel insurance for destinations with travel advisories are very limited, and First Allied is one of the few companies offering this coverage which allows consumers to purchase the policy entirely online.
Date Collected

First Allied Limited Customer Assistance Services

Customer Assistance Services - 8 / 10

Since First Allied does not offer comprehensive travelers insurance policies, the firm does not offer many of the convenient assistance services other companies offer. However, First Allied has 24/7 emergency assistance support provided by Healix International, which has a network of responders around the world to assist policyholders who are in a covered accident or crisis, such as a terrorist attack. Customers who purchase the optional Crisis Response coverage receive guidance from Hiscox crisis consultants on how to respond to situations such as kidnapping, extortion, or political threats.
24/7 Support

Homepage URL
Headquarters Address
1st Floor, 2 Woodberry Grove, London, N12 0DR

Our Partner
7.3 / 10
  • Covers acts of war and terrorism
  • Accidental death and disability covered up to $1 million
  • Up to $500,000 per claim on medical expenses and medical evacuation
  • Get a free quote online
  • Optional crisis response coverage, with crisis consultancy services
  • 24/7 emergency assistance