Berkshire Hathaway Travel Protection Review

Rating: 8.7 / 10 (Excellent)
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Berkshire Hathaway Travel Protection specializes in comprehensive travel insurance products for both domestic and international travelers. It offers automatic reimbursements for flight delays and cancellations, as well as medical evacuation and lost document assistance, among many other protections. Policyholders are also able to file claims through their mobile application.

How is Berkshire Hathaway rated?


Plans & Coverage
Customer Assistance Services
Financial Strength

Overall Rating: 8.7 / 10 (Excellent)

Berkshire Hathaway Travel Protection provides a wide array of comprehensive travel insurance products. With various levels of coverage, consumers are able to select the policy that best fits their travel plans and their budget. The added bonus of concierge services, including medical assistance, makes Berkshire Hathaway a very attractive choice consumers shopping for travel insurance.

Berkshire Hathaway Plans & Coverage

Plans & Coverage - 9 / 10

Berkshire Hathaway offers four travel insurance policies. AirCare covers travelers with situations related to their flights. It includes coverage for flight cancellations and delays, as well as for mishandled baggage. This policy is targeted at people who aren't concerned about problems that may arise at their destination, but want to be protected in case something goes wrong with their flight.

The ExactCare policy which comes in three levels of coverage: ExactCare, ExactCare Value, and ExactCare Extra. These policies include flight-related insurance, medical expense and accidental death and disability coverage, barring some restrictions depending on the level of coverage. This option is aimed at travelers who want a comprehensive policy that covers trip cancellations and medical emergencies.

Optional coverages are available for collisions involving a rental car. Consumers may also opt to increase the medical expense and emergency evacuation coverage limits, and can also add an option that permits them to cancel their trip for any reason.
Available Plans
Trip Cancelation/ Interruption
Accidental Death
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveller
Injury/Illness/Death of Non Traveling Family Member
Natural Disaster at Destination
Tour Operator/Airline/Cruise Line Ceases Operation
Terrorism/Evacuation at Destination
Cfar Coverage (Cancel for Any Reason)
Medical Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation
Transport Family Member to Bedside
Transport Children Home
Baggage Coverage
Baggage Delay Coverage

Medical Coverage Details

Pre-Existing Coverage
Maximum Medical Reimbursement
Maximum Medical Evacuation Reimbursement

Baggage Coverage Details

Maximum Baggage Reimbursement
Maximum Baggage Reimbursement
Receipts Required for Valuable items

Berkshire Hathaway Financial Strength

Financial Strength - 9 / 10

Berkshire Hathaway Travel Protection is underwritten by the Berkshire Hathaway Specialty Insurance Company, which holds high financial ratings from Standard & Poor's and A.M. Best. Another Berkshire Hathaway subsidiary, National Indemnity Company (NICO), provides additional underwriting. NICO has attained the highest A.M. Best rating, A++XV. This level of reinsurance suggests that the firm is not at risk of being unable to fulfill its obligations when it comes to responding to claims or providing services.
Berkshire Hathaway Specialty Insurance Co.
Standard & Poor's Financial Rating
AM Best Financial Rating

Berkshire Hathaway Reputation

Reputation - 8 / 10

Berkshire Hathaway Travel Protection is accredited by the Better Business Bureau and has an A+ rating, with no complaints filed on the site. In addition, online reviews of the company published elsewhere are overwhelmingly positive, with many customers praising the ease of filing claims and receiving payment for medical emergencies and other situations.
BBB Rating
Date Collected

Berkshire Hathaway Customer Assistance Services

Customer Assistance Services - 8.5 / 10

Berkshire Hathaway Travel Protection provides round-the-clock assistance by phone and through its mobile application. With the app, consumers can open claims and upload the required documentation. BHTP also provides an array of services for policyholders, from helping with replacement eyeglasses to providing telephone-interpreter services and making restaurant reservations. For customers who don't speak the language of their destination country, these services may come in handy.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • ATM Locator
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Up to the Minute Travel Advisories
  • Legal Assistance
  • Roadside Assistance

Medical Assistance Services

  • Physician Referral
  • Medical Case Management
  • Arrange Medical Payment
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
  • Shipment of Medical Records
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Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Ground Transportation
  • Wireless Device Assistance
  • Gift Delivery
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1 More

Homepage URL
Company Phone
(844) 411-2487
Headquarters Address
1145 Clark Street, Stevens Point, WI, 54481

Our Partner
8.7 / 10
  • 24/7 global travel assistance
  • Domestic travel insurance starts at $34
  • File claims on your phone
  • Four different policy levels to fit your travel needs and budget
  • Claims paid automatically and electornically
  • Optional rental car collision coverage

Latest Berkshire Hathaway Reviews

Brooklyn, New York

If you are concerned about having coverage and being able to cancel your trip if terrorism occurs in the country you are visiting prior to your trip, then read your policy from Berkshire Hathaway CAREFULLY! I paid $89 to cover my trip to London. Terrorism occurred 2 days prior to my departure and based on State Department warnings and elevated threat levels in the UK, I decided to cancel my trip. When I called BHTP to discuss my options, I was told "NY State didn't accept coverage for terrorism" and "did I read my policy carefully?" What?!? I asked if I could be refunded the $89 cost of the policy since I wouldn't be traveling and I was told no. I will seek other travel insurance in the... Read More