Safeco RV Insurance Review

Rating: 7.6 / 10 (Very good)
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A member of Liberty Mutual Group as of 2008, Safeco Insurance Company of America is a property and casualty insurer founded in Seattle, Washington in 1923. The company currently offers a broad range of auto, vehicle, and property insurance products as well as investment products and financial services for individuals, organizations, and companies.

How is SafeCo rated?


Coverage & Benefits
RV Coverage
Customer Support
Financial Strength

Overall Rating: 7.6 / 10 (Very good)

Safeco insurance offers standard coverage as well as a good selection of additional plans unique to their company. They are among the few insurers currently offering pet insurance and custom equipment coverage for recreational vehicle drivers. Although their list of discounts is not the most wide-ranging, they also offer significant savings through a diminishing deductible option and discounts for having anti-theft devices. Overall, Safeco is an excellent choice for RV drivers looking for customizable coverage and decent customer support services, backed by a reputable company with extensive industry experience.

Coverage & Benefits

Coverage & Benefits - 8 / 10

Safeco offers a comprehensive array of insurance options, including 24/7 emergency roadside assistance and everything from liability only insurance to comprehensive coverage. The company also markets unique protection plans that include audio, visual, and custom equipment, loan or lease protection (gap coverage), electronic lock and key replacement, and pet coverage. This last option is quite a rare find in the recreational vehicle insurance market and Safeco seems to be among the few insurers currently offering it. Prospective customers looking for additional protection should keep in mind that Safeco coverages are completely customizable and vary from state to state.

Basic Coverage

Bodily Injury Liability
Property Damage Liability
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

  • RV Roadside Assistance
  • Belongings & Personal Effects
  • Emergency Expense Allowance

Other Policies Offered

Auto Insurance
Bundled Insurance

Safeco RV Insurance Cost & Discounts

Cost - 10 / 10

Safeco also offers a small selection of RV insurance discounts for those willing to take and pass an accident prevention course, have anti-theft devices installed in their vehicles, put their RV in storage for the winter, bundle their policies or choose a higher deductible. Although their discount selection is not as extensive as most clients could hope, Safeco's discounts could offer great savings when paired with their diminishing deductible option.
Annual Premium will vary by driver and vehicle
Deductible will vary by driver and vehicle
Bundle Options
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Storage Option

Customer Support & Experience

Customer Support - 6 / 10

Safeco has not been rated by Better Business Bureau as a separate entity, but Liberty Mutual Group is accredited by the organization and holds a composite score of 3.31 out of 5 stars, based on 239 customer reviews, as well as an A- rating. There seem to be mixed reviews about the company across several online platforms.


  • Online Claim Reporting
  • Claim Tracking
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Financial Strength

Financial Strength - 7 / 10

As a member of Liberty Mutual Group, Safeco enjoys excellent financial strength and overall stability. The company maintains B ratings with all major credit rating agencies, including A.M. Best, with which they hold a bbb (Good) score.
Standard & Poor's Financial Rating
Moody's Financial Rating
AM Best Financial Rating
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: Liberty Mutual Group.

Contact & Additional Information

Homepage URL
Company Phone
(800) 332-3226
Headquarters Address
Safeco Plaza, 1001 4th Ave, Seattle, WA, 98154
Mailing Address
P.O. Box 10002, Manchester, NH, 03108
Year Founded

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Top Rated
Our Partner
9.7 / 10


  • 96% overall customer satisfaction rating
  • Customers report average savings of $389 per year
  • Total-loss replacement for motorhomes and travel trailers
  • Specialized coverage for full timers or first-time weekend RV'ers
  • RV storage option allows you to save even more by turning off coverage when your RV is not in use!