RV America Insurance Review

Rating: 8.5 / 10 (Excellent)
Disclosure: We receive advertising revenue from some partners. 
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Founded in 1979 in Simi Valley, California, RV American Insurance Marketing is a recreational vehicle insurance agency offering RV and campervan insurance, as well as coverages for boats, motorcycles, personal watercrafts, autos, mobile homes, homes, and collector cars, among others. The company is has been operating as a subsidiary of Brown & Brown of Kentucky, Inc. since 2012.

How is RV America Insurance rated?


Coverage & Benefits
RV Coverage
Customer Support
Financial Strength

Overall Rating: 8.5 / 10 (Excellent)

RV America offers basic and specialized recreational vehicle insurance coverage from top-rated carriers such as Progressive, Allied, Nationwide, and Safeco, among others. Because they work with an extensive list of providers, the company offers a comprehensive selection of standard and specialized coverage for virtually all types of RVs. The company's marketplace approach allows customers to shop and compare rates, to then select the best policies at the lowest prices. For people looking to review their options without commitment and get the best recreational vehicle insurance rates in the market, RV America is an ideal choice.

Coverage & Benefits

Coverage & Benefits - 9 / 10

RV America offers a good variety of RV insurance coverage, including 24/7 roadside assistance, accessories and emergency expense coverage, fire, flood, and theft insurance, full-timer coverage, liability coverage, personal items and total loss replacement, and low branch collision. Although their coverage is not as all-encompassing as others on our list of top ten companies, RV America services most types of recreational vehicles and medium duty tow vehicles with few exceptions.

Basic Coverage

Bodily Injury Liability
Property Damage Liability
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability
  • Hitch Coverage

RV's Covered

  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

RV America Insurance Cost & Discounts

Cost - 7 / 10

Since RV America sells recreational vehicle insurance from a long list of leading carriers, the company does not state premium or deductible ranges. However, prospective customers can request an online quote in just minutes and receive a customized list of recommended coverage from multiple carriers, via email. The company's website does not state any discounts or savings, yet most insurance companies offer discounts for safe drivers, original owners, those who pay in full, on time, and for cancelling inessential coverages while the vehicle is not in use.
Annual Premium will vary by driver and vehicle
Deductible will vary by driver and vehicle
Bundled Policy
Disappearing Deductible
Safe/Responsible Driver
Low Mileage

Customer Support & Experience

Customer Support - 8 / 10

RV America is not yet accredited by the Better Business Bureau, yet holds an A+ rating with the organization, with no customer reviews or complaints thus far. Due to the unavailability of additional, impartial online customer feedback for the company, we are unable to ascertain whether or not RV America truly offers quality customer support services to their members.
BBB Rating

Financial Strength

Financial Strength - 9 / 10

As an insurance marketplace, RV America works with leading RV insurance providers such as Progressive, National Interstate, Travelers, Safeco, Foremost Insurance Group, Blue Sky, RLI, Hagerty, Allied Insurance, McGraw Insurance, American Modern Insurance Group, and Dairyland Auto. Since 2012, RV America has been a subsidiary of Brown & Brown of Kentucky, Inc., an insurance broker providing business and personal insurance products as well as business insurance services. Brown & Brown currently holds a BBB- rating with Standard & Poor's and a Baa3 rating with Moody's Financial Services, evidencing the company's adequate capacity to meet their financial commitments.
Standard & Poor's Financial Rating
Moody's Financial Rating
*The above information reflects the financials strength of one of the partner RV insurance companies that this insurance marketplace offers policies through: Brown & Brown, Inc..

Contact & Additional Information

Homepage URL
Company Phone
(888) 803-5999
Headquarters Address
685 Cochran St., Suite 150A, Simi Valley, CA, 93065
Mailing Address
685 Cochran St., Suite 150A, Simi Valley, CA, 93065
Year Founded

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Customer Comments & Reviews

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Fremont, California
If you live in arizona, do not choose ahs. I have had home warranties with various company I.E. For over thirty years and ahs is absolutely the worst. Hours on hold, no vetting of contractors. Contractors who have 1.X yelp ratings and 2.X bbb ratings. Won't call a new vendor to get a problem resolved that a previous vendor of theirs could not fix twice. They say it is their protocol not to hire a new contractor. "It's in the system and we cannot call a different vendor" is what they say. I had to call my own vendor and plumbing issue fixed in thirty minutes (at my own cost) no customer service culture whatsoever. Overpriced and under deliver. Buyer beware! Ahs is awful!

Top Rated
Our Partner
9.7 / 10


  • 96% overall customer satisfaction rating
  • Customers report average savings of $389 per year
  • Total-loss replacement for motorhomes and travel trailers
  • Specialized coverage for full timers or first-time weekend RV'ers
  • RV storage option allows you to save even more by turning off coverage when your RV is not in use!