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Foremost RV Insurance Review

Rating: 6.7 / 10 (Very good)
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Foremost Insurance Group was one of the first companies to offer motorhome specific insurance. It is a member of the Farmers Insurance Group of Companies, a company that offers a wide variety of insurance solutions for homes, businesses and vehicles to name a few. Foremost Insurance Group’s motorhome insurance coverage is available across the US except Hawaii, Massachusetts and Washington DC.  



Comprehensive coverage

Covers all incidents including those not covered under standard auto insurance. Coverage for accidental loss, collision, fire, smoke, floods and more. This includes attached accessories and aftermarket equipment.

Total Replacement coverage

Protects you against depreciation. Unlike Actual Cash Value coverage which only pays for the current value of your recreational vehicle at the time of the incident, the policy pays for what it costs to replace it. If your recreational vehicle is totaled during its first five model years and you’re the original owner, the company will replace it with a brand new one of similar kind and quality.  For vehicles 6 to 10 years, the policy pays the original purchase price for the purchase of another motor home.

Emergency Expenses coverage

Housing and other related expenses when recreational vehicle is damaged or destroyed during a covered loss when this happens 50 miles from home.

Replacement Cost coverage

Coverage for personal belongings destroyed or stolen.

Towing and Roadside Assistance from TraveLine

Emergency roadside assistance available in the US and Canada

Campsite/ Vacation Liability

Liability coverage for your packed motorhome as a residence, typically seasonally or weeks at a time

Full-timer coverage

Similar to home insurance. Provides coverage when you use it as a residence for prolonged periods of time.

Tow Truck Insurance

For medium-sized tow trucks used to tow your motorhome. Medium duty tow trucks GWWR should exceed 10,000 pounds.




Safety devices discount

Safe driver discount


Support Services

Towing and Roadside Assistance from TraveLine

  • Emergency tow
  • Dead battery/ jump start
  • Flat tire change
  • Locksmith
  • Roadside winching – within 10 feet of public paved road
  • Emergency roadside connect – police, fire and medical assistance


Bottom Line – Foremost Group Insurance

Being one of the first companies to offer motorhome targeted insurance has helped Foremost Insurance Group develop a policy that meets a recreational vehicle owner’s unique needs. Its total loss replacement coverage in particular helps safeguard your investment by protecting you against depreciation.  With excellent coverage options and its wide network of agents, crafting your personal recreational vehicle policy is fast and easy.




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Customer Comments & Reviews

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Manning M
, Michigan
trailer had a water leek from rain and was told they will not cover it because there was no damage to the roof no punctures or tree damage very hard to get a hold of on the phone I will look for other companies not very good

Top Rated
Our Partner
9.7 / 10


  • 96% overall customer satisfaction rating
  • Customers report average savings of $389 per year
  • Total-loss replacement for motorhomes and travel trailers
  • Specialized coverage for full timers or first-time weekend RV'ers
  • RV storage option allows you to save even more by turning off coverage when your RV is not in use!