Esurance RV Insurance Review

Rating: 7.6 / 10 (Very good)
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How is Esurance rated?
Basic Coverage
RV Coverage


Esurance from All State is an auto insurance service that also provides coverage for recreational vehicles.  It offers RV owners the benefits of standard auto insurance items such as personal injury and property damage along with RV items such as full-timers coverage.  



Liability coverage – other’s medical bills and property damage

Uninsured and underinsured motorist coverage

Collision and comprehensive coverage

Gap coverage – get coverage for the balance remaining on your RV and balance remaining on your loan

Full-timers – similar features to home insurance for those who stay on their RVs full-time or prolonged periods of time

Medical payments – additional coverage for medical payments of your injuries

Personal belongings – coverage for items in your RV (electronic, camping equipment, etc.)



  • One-time payment – pay your premiums upfront instead of periodic installments
  • Safe driver – claim and violation free
  • Higher deductibles – reduce premium payments
  • Multi-policy discounts


Support Services

  • Emergency towing
  • Rental car coverage
  • Nearest repair facility location assistance


Bottom Line – Esurance RV Insurance

Esurance is a cost-effective option for RV insurance bargain offers. It provides standard auto insurance items such as personal injury, property damage and uninsured and underinsured motorist coverage but provides little in terms of RV related protection. The company does provide Gap insurance for those who unfortunately find themselves with totaled vehicles but sorely lacks in other departments such as actually providing RV replacement. This makes it appear the RV insurance was merely an afterthought of its auto insurance offer. Worth a glance but still has a long way in terms of the quality of RV insurance that the other RV insurance services reviewed here provide.



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