Blue Sky RV Insurance Review
ConsumersAdvocate.org Rating: 8.3 / 10 (Excellent)
Blue Sky RV Insurance by Recreation Insurance Specialists, LLC to address the special needs of RV and motor home vehicles. The company offers insurance services to a wide variety of recreational vehicles.
This is in response to auto insurance services that also provide RV coverage but has not kept in pace with the advancements in RV and motor homes functionality and design.
Standard RV Insurance
Bodily injury and property damage
Uninsured and underinsured motorists
Comprehensive and collision
Towing and roadside labor
Specialty RV Insurance
Total loss replacement
Full timer RV insurance
Purchase price guarantee
Scheduled medical payments
Innovative RV Insurance
Total loss replacement RV – up to $120,000 for buying a new RV if a newly bought RV is lost or totaled. You are free to choose a new manufacturer, floor plan and color.
Depreciation free RV insurance – provides actual replacement cost coverage for items. Blue Sky pays for the actual cost of replaced items without taking the item’s depreciated value.
Deductible Buy-back RV insurance – no out of pocket expenses when your RV is totaled or lost.
Diminishing deductible express RV insurance - every loss-free year reduces your comprehensive and collision deductible by 50 percent. After two loss-free year, your deductibles become zero in the event of a loss to your RV.
Consignment coverage RV insurance – coverage when your RV is in the possession of an RV dealer for sale under consignment.
- Group discounts
- Multi-vehicle discount
- Safe driver discount
- Original owner discount
Not all coverage are available in all states. Coverage descriptions are just summary descriptions of the coverage; they are not intended to replace the policy that is provided to you. Coverage, limits and vehicle eligibility can be different from state to state.
- 24/7 claim processing
- Notify medical emergency services
- Email (for non-emergency claims)
The Bottom Line – Blue Sky RV Insurance
Blue Sky RV Insurance offers recreational vehicle owners a comprehensive list of coverage items designed to protect them against costly vehicle breakdown or loss of vehicle. Since this was a product designed from the ground up for recreational vehicles, it offers a wide range of RV specific coverage items. Its “Innovative RV Insurance” goes beyond standard RV coverage to provide that extra level of protection and better savings.