State Farm Renters Insurance Review

#5 in Renters Insurance

 

State Farm is a leading provider of insurance products in the United States. The company offers a wide range of insurance programs for rental homes and other types of properties. They offer flexible plans designed to meet different budget and coverage needs. State Farm’s rental insurance has one of the most comprehensive coverage for personal belongings and property.

Company Profile

BBB Ratings

B

States Served

51

Age of Company

93

AM Best Ratings

A+

 

Types of Structure Covered

These types of structures are covered for replacement or repairs of lost or damaged belongings. There

Apartment

Yes

Condominium

Yes

Townhouse

Yes

Single-family House

Yes

 

Plan Details

State Farm offers easy access to plan details, claims, withdrawal, and policy through their mobile phones.  Plan details may vary depending on plan coverage.

Policy Delivery Time

24 hours

Automatic Monthly Withdrawal

Yes

Claims automatic deposit

Yes

Paper Policy Statement

Yes

Mobile Access

Yes

 

Coverage & Protection

State Farm insurance offers protection for property and valuables caused by fortuitous events. Other damages caused by man are also covered such as vandalism, theft, and impact by vehicles.

 

Personal Injury

Yes

Property Damage

Yes

Theft

Yes

Fire or Lightning

Yes

Vandalism

Yes

Windstorm or Hail

Yes

Accidents in your home

Yes

Injury caused by pets

No

Impact by a Vehicle

Yes

Freezing or plumbing system

Yes

Business Personal Property

Yes

Computers

Yes

Firearms

Yes

Jewelry

Yes

Silverware & Goldware

Yes

 

Discounts

State Farm offer a variety of discount items that may help to bring the cost of renter’s insurance down.  

 

Claim-free History

Yes

Multi-Policy Discount

Yes

Fire alarm discount

Yes

Sprinklers Discount

Yes

Burglar Alarm Discount

Yes

Other discounts

Home Alert Protection Discount

 

Help, Support & Usability

Online resources include an online coverage calculator for quick price estimates.  The company also makes it easy for clients access their policy or make 24-hour telephone claims.

 

Coverage Calculator

Yes

Online Quotes

Yes

Online Claims

Yes

24-hour Telephone claims

Yes

Telephone Support

Yes

Email

Yes

Live chat

No

FAQs

No

 

Renters Insurance at State Farm

State Farm is a great choice for renters insurance.  The company has a unique wireless home monitoring system that gives renters access to their homes 24/7. A comprehensive coverage list ensures that renters are given a high level of protection against property and liability damage.

 

Start your review for State Farm Renters Insurance