PetPremium Pet Insurance Review
ConsumersAdvocate.org Rating: 5.5 / 10 (Average)
PetPremium We Ranked #10
While PetPremium is a new company in the US, they offer the same coverages (also underwritten by United States Fire Insurance Company), as another provider that's been a strong brand in the US for years: ASPCA.
What does that mean, exactly? Well, essentially it means that the policies you get through PetPremium are the same as those offered by ASPCA. Both companies provide policy holders with the same coverage levels. And while PetPremium is a new company, which so far has been well received, they are relatively new still. They opened their doors for business in the Fall of 2013.
PetPremium has per-condition limits, which cause buyer beware, as if your surgery or unexpected bill is greater than $3,500 you're out of luck & will have to pay the difference. For this reason, we'd recommend you look elsewhere.
What's Included with PetPremium:
- 90% reimbursement
- Low annual deductable of $100
- Visit the vet of your choice
The Fine Print:
- PetPremium pays out only $3,000 per incident unless you purchase their top two policies. That's a dealbreaker us.
The Bottom Line:
PetPremium is still a new company. They may improve their policies over time, however, based on their coverages today they're not the best option we found. Their payout policy limit is a dealbreaker when better alternatives are available so we'd recommend Healthy Paws or PetPlan