Nationwide Pet Insurance Review
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Nationwide is a Fortune 100 company with unparalleled financial stability and claims paying ability that has recently ventured into the pet insurance marketplace. The company stands out because they offer expanded coverage beyond just cats and dogs, as well as wellness plans that cover things like checkups and vaccinations.
Latest Nationwide Reviews
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I have had these people for over 4 or 5 years and they are a bunch of RIP OFFS! Every time I submitted a claim they would say I have exhausted my policy....yet my other claims were denied as well...SERIOUSLY! Then the one time I had to take my cat to the vet emergency I ended up with a $2000 bill so I asked them to submit the claim for me to see if I had a better chance of receiving some reimbursement....and guess what....I did....A LOUSY $50! I cancelled them and am now moving on to a much better company THAT ACTUALLY CARES!
I wish I read these reviews before I signed up my 3 cats. They advertise "an annual deductible" - which is not true - there is a deductible for each and every claim. They also cap the amount they will pay out - which is basically - they not pay out more than you have paid in. I submitted a claim for one of my cats who was in an accident - which was paid out minus the deductible - which is good - but was then told that they will not pay any further claims for her this year. As for the wellness coverage - it's suppose to pay for annual vaccinations and flea prevention - they paid out less than half the cost! I have 3 cats insured with them and I am about to cancel all 3 policies.
I have for the most part been satisfied with the major medical coverage I have had on all 3 of my dogs. Until NOW. VPI/Nationwide has denied coverage on a very large hospital bill for my Boston Terrier Ruby. Asking for more hospital records twice. Which I have had Ventura Medical and Surgical group fax over only to be lost in VPI"s system. Customer service wasn't much help and could not make a lot of sense out of there own records. Very disappointed and I am presenting this issue to my dog and agility club members as many of them have VPI and are watching the out come of this "run around".
Loved this insurance 6 years ago. Now, not so much. If l could give no stars l would have.
Just received my policy renewal from Nationwide, formerly VPI. Premium went up 32% for my 8 yo Boxer who has had almost no claims!!! They had previously declined a fairly large bill for a screening Holter Monitor because I had UPGRADED my policy 362 days before and the Holter was excluded for a year. The upgrade cancelled the prevbious policy and I got screwed. I appealed since she had had VPI since 8 wks old and I got a form letter denial of appeal.
I have major medical coverage with $100 annual deductible with %100 payout plan which is the top tier plan they offer for dogs. My dog has been to the vet twice this year and both times the plan failed to pay out. My dog was diagnosed with with coccidia and was given an antibiotic for treatment as well as diagnosed with a unrelated hormonal issue that wasn't the primary issue or causing her to be sick. After I filled the claim not expecting reimbursement for the hormonal issue since my coverage only covers sick/accident care but just expecting reimbursement for the antibiotic and exam. Of the $174 bill VPI payed me $68 for the exam and medicine for the hormonal issue and not anything... Read More
VPI aka Nationwide is HORRIBLE! My dog had diarrhea when he was a puppy and we found out that it was a chicken allergy. Of course after jumping through hoops to get them all the documentation they have denied the $1500 claim. He was vomiting for an unknown cause and then his lung filled up with fluid and he got pneumonia. They said because he has a sensitive stomach anytime he throws up or gets diarrhea or apparently anything, it is a permanent exclusion. They just find whatever loophole they can to NOT reimburse you. What a waste of $45 a month for the last 3 years!
insure your dog the second it comes from the womb in order to avoid use of the "pre existing" condition from these crooks. Our dog needed ear surgery and VPI would not tell us prior to surgery if they would cover, since our policy had no pre existing conditions listed, we went ahead and spent over $3000 only to be declined because our vet put ear drops in her ears several years prior.
I have three cats well now two- I have had VPI now Nationwide for over two years. I have paid thousands of dollars in monthly premiums and never had to use the insurance. In reading these comments seems like a common thread-- They denied my claim for my Cat due to inherited condition.. What they have concluded on there information isn't anywhere on the 22 pages of data from my Vet-- So why even have a diagnosis from a Doctor when they come to their own conclusions. I am befuddled. Since I have had to euthanize by beloved pet--- after their 100.00 deductible i was granted 65.00- Buyer beware---
Just cancelled my policy with VPI. I had policy since my English Bulldog was born. Almost two year with policy and never submitted claim until now for Elongated Soft Palate surgery that Spike needed due to brachycephalic syndrome. Paid $3,812.13 what I got back was only $70.00 $20 was for physical exam and $50 for X-Rays. A friend has pet insurance that his dog has been in and out of vet hospital and gets full reimbursement minus $100 deductible and he showed me proof. Now it's for me to call and ask lots of questions before I sign up.
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