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Healthy Paws is a pet insurance company based in Washington state that provides coverage for cats and dogs. They are underwritten by Chubb Group, a consistently highly-rated insurer.
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Healthy Paws offers an industry-leading suite of policies that include unlimited lifetime benefits, high reimbursement, affordable coverage, and top rated customer service.
Rated "Best Choice Overall" by Mashable
- No Maximum Annual or Lifetime Payouts
- No Enrollment or Administrative Fees
- Most Claims are Processed in 2 Days
- Trusted by More than 625,000 Parents
Latest Healthy Paws Reviews
I have had Healthy Paws Pet Insurance for almost-8 year old Shih Tzu since he was 3 months old. Unfortunately, I have had to submit several claims in the past related to illnesses he experienced. Fortunately because of having the Healthy Paws Pet Insurance, I have been able to choose the best treatment options for him without worrying too much about the actual costs of treatments. Recently, my dog had to have a procedure done to remove bladder stones. After submitting a claim following the procedure, I received the reimbursement very fast. Even though he will need ongoing check up and treatment, I feel very supported because of having the pet insurance.
My dog recently went through not one, but two TPLO surgeries, and I honestly don’t know what I would have done without Healthy Paws. From start to finish, they’ve been amazing. 🐕❤️ The reimbursement process couldn’t be easier... seriously. I just uploaded a photo of the vet receipt through their app, and boom, that was it. No complicated forms, no long wait times, no hassle. The app is super intuitive and user-friendly, which made a stressful time so much easier to manage. Most importantly, I felt like my dog was truly taken care of. Healthy Paws made it possible for me to give her the care she needed without worrying about the cost. That kind of peace of mind is priceless. Highly... Read More
I can not sing the praises of Healthy Paws enough. I have been with them for 7 years and am amazed daily by what a great company they are (considering the reputation most insurance companies have.) They review claims quickly, fairly and reimburse you for benefits in a matter of days straight to your bank account. The scope of what they cover is impressive and the yearly increase in their premiums has always been fair and reasonable. I left them briefly a few years back based on big promises made by a competing insurance company. It was a terrible experience. Their competitor took forever to review our claim and in the end came back and covered almost nothing. I came back to Healthy... Read More
I have been with healthypaws for 11 years. Throughout my dog's life, Millie has gone through two CCL surgeries and most recently surgery to remove some masses from her liver. Each time, healthypaws was caring and provided coverage without any hassle. I am so glad I went with them so many years ago.
I have been with Healthy Paws for nine years and it was one of the best decisions I have ever made. Healthy Paws is rated one of the top pet health insurance plans and I am a testament to how incredible they are. Like all pet owners, my furry babies are part of our family and when they are sick or in health crisis, it is a horrible experience for the family. Having Healthy Paws in our lives ensures us peace of mind, as they provide the financial support that is one less burden to bear in critical moments. Most recently, one of our little angels was in peril and we needed to act quickly. The cost was going to be immense but we did not even think twice and acted quickly because Healthy... Read More
I insured Bell Grace when she was a puppy. I did not expect to have to use the insurance until she was older, but she has had to have Cherry Eye Surgery and CCL surgery on both legs. Healthy Paws has been excellent with my claims. I generally receive payment within a few days of my submitting my invoices. If I have to call Healthy Paws I am always able to speak with someone that is knowledgeable and able to assist with my concerns. Purchase this insurance was a very good decision.
We were pleasantly surprised at the timeliness and amount HP reimbursed us for our dog's knee surgery. We have a long road of recovery/rehabilitation and hope HP will keep helping ease that financial burden.
You never want to have to use this insurance, but it REALLY is one of the best plans when your pet needs care! There's no concern about the cost of vet care, you can focus on making the best medical decision for your little love bug! Our little big man Barney needed eye surgery to repair "cherry eye" and HealthyPaws was exceptionally prompt with reimbursement and expressed much care and concern for the well-being and recovery of our sweet boy! It just doesn't get any better than this!
I have had the Healthy Paws for three of my dogs. One of them, Spike had many health issues at the end of his life, and he was hospitalized a few times. In California, the vet cost is ridiculously high. When Spike was hospitalized, it cost almost $4K per stay - and it was almost 5 years ago. It would have been very difficult for me to provide with Spike with necessary medical care without Healthy Paws. Jake had two major surgeries twice in 6 months. Each of them cost almost $10K in total, and Healthy Paws covered most of the cost. Needless to say, I was so grateful. It is just ridiculous how expensive the vet care is in California. Unless you are very healthy, you won't be able to afford... Read More
Deciding to get Healthy Paws was probably the best decision I’ve ever made. My sweet pup, Lotus, has had many health issues and Healthy Paws has made it easy. They send get well wishes, pay me back quickly for our vet bills, and have covered everything without any questions. I highly recommend Healthy Paws.
Healthy Paws is amazing. Every pet owner needs to have Healthy Paws. We highly recommend.
What can I say? Only good things! My little doggie is pretty young (around 8 years old) and has been sick with a chronic illness for about 18 months now, which requires lots of ultrasounds and visits to the doctor, not to mention expensive prescription medications. The stress and financial burden are very great, and I honestly don't know what I would do without Healthy Paws and their financial help. Their website is easy to navigate, their claims submission is straightforward, their customer service is always wonderful, and they have always paid the claims laid out in the policy. I wish I could express better in words how awesome they are and how thankful we are. I'll forever be... Read More
We are so grateful for more than 8 years of support and compassion from Healthy Paws. They could teach human health insurance companies a thing or two about processing claims quickly, not questioning required medical care, and simply checking in on customers to see how they're doing. We love Healthy Paws!
I can't say enough good things about Healthy Paws. I switched to them when my pup was 3 from another insurance that was outrageously expensive. Until last summer, I never needed insurance but then my pup got very ill with Cancer and needed surgeries and treatments. I would have not have been able to afford all of it without Healthy Paws. They covered so much and literally saved my pups life. I can't believe how easy it is to submit an invoice on their app and how quick the turn around time is. I have never had to wait more than a few days and sometimes i have had the reimbursement in my account next day! Thank you Healthy Paws for saving my pup and giving me more years with her.
We've had Healthy Paws pet insurance since our goldendoodle was two and through a broken leg, a lipoma that needed removing, and surgery for cancer, we've never had any issues with payment on a claim. Having reliable pet insurance has made it possible to give our dog the care we want to give him. Very very grateful.
Healthy Paws was recommended to me back before I got my German Shepherd and wow I am so glad I took that advise. My guy has been through a lot and they have payed for majority of his most expensive surgeries (mostly dental) and even some stuff with regular vet check-ups which isn't typically covered with a lot of insurance companies. I would highly recommend them to any pet owner!
We’ve been fortunate to have Healthy Paws as partners in our dog Ripley’s life since he was a puppy—over 12 years now—and we truly can’t say enough good things about them. From the small bumps and scrapes along the way to the big, scary stuff—like Ripley’s recent emergency surgery—they’ve been there every step. Ripley became very sick and needed a 7-day ICU stay along with the removal of his gallbladder and spleen. We knew it would be a costly procedure, but because we had Healthy Paws, we were able to focus on what really mattered: making the best decision for Ripley's health without the added stress of wondering how we’d pay for it. Not only was the claims process incredibly fast... Read More
Healthy Paws makes filing claims easy and reimbursement is issued very quickly. Their app also allows you to see what the status of your claim is, and the explanation of benefits on your claim. The customer service is quick to respond to emails and you can speak to a real person on the phone! I am very happy with the service we have received for 10 1/2 years.
The claims process is so easy and takes the worry about how to pay for your pet’s emergency care away, when all you should be worrying about is getting your pet better! I wish human claims paid out that fast!
They reimburse us promptly and take a lot of the stress out of the visit to the vet. Its nice to make decisions based on what's best for the cat and not finances.
Sharing this year's premium increase on every post or article re: Healthy Paws. As a loyal customer since 2011, who has been dealing with the already massive price increases every year since 2020/21 but forced to deal with it, I can't anymore and am being forced to cancel. Sharing this for the greater good, and won't even share further details in hope the numbers you see below speaks for itself. Started around $34 in 2011. These numbers are for 2 small dogs, with the majority of the increase related to the old one).
Policy Information
• Protected Since: 06/08/2011
• Current Monthly Premium: $431.58
• New Monthly Premium Starting in 63 Days: $1,207.12
My experience with healthy paws has been great. My dog has had a few issues and recently a costly knee surgery. I submitted the claim and I heard back the next day that it was approved. What a huge help this was!!They even emailed to ask how she was doing. Thank you again!
I’ve been a happy Healthy Paws customer for years. They have always been friendly and professional, and their claims handling can’t be beat. They genuinely care about their clients and their pets. I recommend them often and tell people I wish I could get my own medical insurance through them.
Healthy Paws eased the burden of cancer treatment for our 10 year old furry friend. Thank you so much.
I cannot recommend Healthy Paws Insurance enough! Based on my personal experience, they are hands down the best pet insurance out there. What really stands out is how fast they process claims – often accepting them in less than 2 days! This level of efficiency is a huge relief, especially when you're dealing with the stress of pet emergencies. Their coverage is absolutely top-notch. With my 90% coverage plan, I've saved so much on vet bills, especially after multiple ER incidents with my dog. Pet care can get incredibly expensive, but Healthy Paws has made it so much more manageable. The peace of mind I get knowing that I’m covered when unexpected things happen is priceless. I highly... Read More