Plymouth Rock Home Insurance Review

Rating: 7.9 / 10 (Very good)
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Plymouth Rock Home Insurance

Plymouth Rock offers a wide selection of home insurance packages, suitable for many lifestyles and budgets. They cover homes, condos, second homes, and vacation properties, as well as renters. Certain programs also have value-added features, such as Identity Theft 911, or guaranteed lifetime coverage. Policies and coverage vary by state, so it's best to consult with Plymouth Rock agents for specifics.

Home Insurance Products Offered

Plymouth Rock Assurance offers insurance for Homeowners, Renters, Second Homes, and Condos. Their comprehensive packages can protect against property and liability losses, including rebuilding in case of catastrophic loss, repairs for getting your home up to code, replacing household contents, insuring high-value items, and many of the expenses associated with identity theft. Plymouth Rock Assurance doesn't cover flood insurance, which must be purchased as a separate policy. 

Financial Strength

A.M. Best: A-

BBB: Not accredited, B-


Plymouth Rock offers discounts for newer homes, protective devices, policy renewals with the same agent, new roof, superior construction, and companion policies. Homeowners can also qualify for discounts if they haven't filed a claim in three or more years, opt for eDocuments, and for paying their policy in full at the time of new business or renewal. 


Plymouth Rock Assurance provides different coverage depending on the state, including all perils coverage in Massachusetts, as well as rebuilding costs in case of catastrophic loss, personal liability coverage, replacing household contents, insuring high-value items, and many of the expenses associated with identity theft. Plymouth Rock is only available in the Northeastern United States. 

Bottom Line

Plymouth Rock has provided continued assistance and home insurance since 1982. They're part of a group of companies that collectively write and manage approximately $1 billion in annual property and casualty insurance premiums. In 2010, they ranked third in Insurance Networking News' INNovators list of insurance companies in terms of customer service. They offer coverage for almost any type of home, including primary and secondary dwellings, condos, and rental homes. However, their service area is limited to the Northeastern U.S., and policies vary according to the state.


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