Metlife Home Insurance Review

Rating: 8.0 / 10 (Very good)
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Metlife Home Insurance Review

Metlife Home Insurance offers standard and perils protection which are similar to what most of the top home insurance companies provide. However, it suffers from two major limitations. Metlife home insurance’s discounts and number of structures covered are limited.


Home Insurance Products Offered





Mobile Home


Net premium written (A.M. Best)



Better Business Bureaus (BBB Ratings)

  • Not BBB accredited




Age of Home No
Age of Policy Holder No
Multiple Policies Yes
Newly Purchased Home No
Newly Renovated Home No
Home Security Equipment Yes     


*** Metlife Home Insurance discount offering is possible by enrolling in their other insurance plans. Having a newly built or renovated home does not lower your premium which is quite surprising that is standard for home insurance plans.




Covers cost of rebuilding/ repairing due to a covered peril Yes
Personal liability coverage for personal/ property damage Yes
Covers living expenses outside of the home during rebuilding/ repairs Yes
Coverage for medical expense Yes
Is widely available across the country Yes
Personal property insurance for loss or damage for covered instance      Yes            


Bottom Line

Metlife Home Insurance is part of Metlife a large insurance company that specializes in providing a wide range of financial and insurance products. Feedback about the company remains varied but leans toward a more negative experience. The company’s home insurance arm suffers from its lack of discount and coverage offerings. This makes Metlife home insurance a difficult choice for bargain hunters or homeowners whose property does not fall under the limited dwelling structures the company offers.




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