Metlife Home Insurance Review

Rating: 8.4 / 10 (Excellent)
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Founded in New York in 1868, the Metropolitan Life Insurance Company is currently one of the world's largest providers of insurance, annuities, and employee benefits. With over 145 years of experience and over 50 branches worldwide, MetLife and its subsidiaries continue to be innovators in protection planning and retirement and savings solutions for families, corporations, and governments.

How is Metlife rated?


Financial Strength
Customer Experience
Pricing & Discounts

Overall Rating: 8.4 / 10 (Excellent)

MetLife Inc. remains a trusted home, life, auto, accident, and health insurance provider with both extensive experience in the industry and outstanding financial strength. MetLife's Homeowners Insurance plans offer coverage for both homes and personal property, although they fail to include protection for additional structures or living expenses. Another area in which the company seems to fall behind the competition is in customer experience and satisfaction, as they seem to have garnered mostly negative customer feedback across a number of online consumer review sites. Nevertheless, MetLife remains a solid choice for homeowners looking for simple, reliable insurance coverages.

Financial Strength

Financial Strength - 8.2 / 10

As one of the largest insurance companies in the world offering life, accident, health insurance, and retirement and savings products, the Metropolitan Life Insurance Company issues reliable policies backed by their outstanding financial strength and stability. The company has received A ratings from all major credit rating agencies, including an A- from Standard & Poor's, an A3 from Moody's, and an A+ from A.M. Best.
Metropolitan Life Insurance Company
Marketshare 2016
Premiums Written 2016
Standard & Poor's Financial Rating
Moody's Financial Rating
AM Best Financial Rating
*The above information reflects the financial strength of the underwriter of the Metlife home insurance policies: Metropolitan Life Insurance Company.

Customer Experience

Customer Experience - 9 / 10

Regarding customer experience, MetLife, Inc. leaves much to be desired. Although the company maintains a solid client base composed of over 100 million customers worldwide, they have received some unfavorable reviews on sites like, where they hold a C- rating based on mostly negative consumer feedback.

Customer Ratings

BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Metlife Coverage

Coverage - 8 / 10

MetLife provides limited information on their site regarding coverages, only stating they extend customizable plans that offer peace of mind in the event of tornadoes, hail, fire, theft, vandalism, and more. They also offer a liability coverage and additional options like a guaranteed replacement coverage for both home and personal property. There may also be an identity theft protection plan included with their home insurance policies for eligible North Carolina residents willing to pay an extra premium.
Basic Coverage Types
Dwelling Protection
Personal Property Protection
Liability Protection

Pricing & Discounts

Pricing & Discounts - 8 / 10

MetLife's website does not list any discounts under Homeowners Insurance, yet they do extend savings opportunities for those who bundle their auto and home insurance plans. MetLife also fails to name policy prices but requesting an online quote from their site can be a quick, straightforward process for this particular insurance product.

Policy Discounts

  • Multi-Policy

Contact & Additional Information

Homepage URL
Company Phone
(800) 638-5433
Headquarters Address
200 Park Avenue, New York, NY, 10166
Year Founded

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Top Rated
9.5 / 10
  • A+ BBB with Over 100 Years of Experience
  • Homeowners, Condo, Renters or Umbrella Coverage
  • Coverage for your home, belongings & personal liability
  • There when you need it: Fast claims & 24/7 reporting
  • Bundle & Save with available multi-policy discounts
  • Get your quote today & learn how you can save up to 26%!