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Farmers Home Insurance Review

Rating: 9.1 / 10 (Excellent)
4 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from this partner.
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Farmers is an American insurance company that offers a variety of insurance coverages, including homeowners insurance. Founded in 1926, the company has solid financials, a large agent network, and a relatively low instance of consumer complaints. It offers the standard mix of homeowners insurance coverages together with various optional protections.

Farmers Home Insurance Review

Farmers Home Insurance provides all the basic coverage and discounts that has become standard for all major home insurance companies offer. The company offers different insurance policies that are designed to provide all the standard protection and coverage for a variety of structures and perils. These policies include coverage for mobile, condo, manufactured homes, flood and earthquakes.

Discounts could be made by combining individual insurance policies or by making structural repairs on your home. Farmers Home Insurance also covers personal property protection and home owners also have the option of adding coverage for expensive items not previously stated in the original policy.


Home Insurance Products Offered



Mobile and Manufactured

Specialty Home



Farmers Identity Shield


Net premium written (A.M. Best)



Better Business Bureaus (BBB Ratings)

  • Not BBB accredited




Age of Home Yes
Age of Policy Holder Yes
Multiple Policies Yes
Newly Purchased Home Yes
Newly Renovated Home Yes
Home Security Equipment Yes     


Roofs replaced in the last six years

Business professional groups

Interior inspection

Home renovation



*** Simple ways you could save on your home insurance policy with Farmers Home Insurance

Make your home safe

Purchasing multiple policies with Farmers

Raise your deductible

Don’t smoke




Covers cost of rebuilding/ repairing due to a covered peril Yes
Personal liability coverage for personal/ property damage Yes
Covers living expenses outside of the home during rebuilding/ repairs Yes
Coverage for medical expense Yes
Is widely available across the country Yes
Personal property insurance for loss or damage for covered instance      Yes            


Bottom Line

Farmers Insurance offers home insurance hunters a good choice of plans that are designed to meet their needs. The company offers great discounts on their insurance plans making it an attractive choice. Plans may be subject to terms and conditions so be sure to check with a Farmers Home Insurance representative to check the availability in your area.   



Top Rated
Our Partner
9.1 / 10
  • Great discounts
  • Provides all basic coverage and protection
  • Flood and earthquake insurance

Latest Farmers Reviews

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Jamarv j

Farmers is a joke. We had a small hiuse fire. Jamie johnson the adjuster has under priced all of oir personals. Not to exclude half of our house hold comeing up missing with no explanation. This company could care less about its customers.

Amy J
Memphis, Tennessee

If you file a claim your insurance will skyrocket.

Ogden, Utah

I have been with Farmers since 1969. They have had my car, house, boat, and motorcycle insurance. I moved to Utah 5 years ago and now have a new home covered, 2 cars, boat, and an atv. We just recently had heavy snow and sustained some water damage to the inside of our garage. They came out with a preconceived understanding that they were going to deny my claim. the adjuster spent 10 min at my house and rejected the claim. There was a tare in my flat room material that they said a contractor caused the issue. We have had no work done on the roof after solar was in stalled in October 2015. I talked with his boss and asked why we did not have a issue last year and it just showed up... Read More

Flower Mound, Texas

HORRIBLE administrative handling of both home and auto coverage. They played games with pricing of the auto coverage based on whose name was listed first on the policy even though my wife and I are covered on all vehicles in the same manner. The homeowner policy was paid in full up front and then they added on phantom charges with no explanation. And the last straw was when they added a $60 per month fee if we would not sign up for paperless billing. Given the inconsistent and ever changing pricing, billing, and terms of their coverage,we were not comfortable not having written documentation of any activity on our policies. After a month of back and forth with the local agent and... Read More

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