Farmers Home Insurance Review


Rating: 8.9 / 10 (Excellent)
3 Customer Reviews - see all reviews
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How is Farmers rated?
10/10
Company Reputation
9/10
Customer Experience
9/10
Discounts
9/10
Online Presence
9/10
Customer Service

Farmers Home Insurance Review

Farmers Home Insurance provides all the basic coverage and discounts that has become standard for all major home insurance companies offer. The company offers different insurance policies that are designed to provide all the standard protection and coverage for a variety of structures and perils. These policies include coverage for mobile, condo, manufactured homes, flood and earthquakes.

Discounts could be made by combining individual insurance policies or by making structural repairs on your home. Farmers Home Insurance also covers personal property protection and home owners also have the option of adding coverage for expensive items not previously stated in the original policy.

 

Home Insurance Products Offered

Homeowners

Condominium

Mobile and Manufactured

Specialty Home

Earthquake

Flood

Farmers Identity Shield

 

Net premium written (A.M. Best)

$14,129,512

 

Better Business Bureaus (BBB Ratings)

  • Not BBB accredited

 

Discounts

 

Age of Home Yes
Age of Policy Holder Yes
Multiple Policies Yes
Newly Purchased Home Yes
Newly Renovated Home Yes
Home Security Equipment Yes     

 

Roofs replaced in the last six years

Business professional groups

Interior inspection

Home renovation

Non-smoker

 

*** Simple ways you could save on your home insurance policy with Farmers Home Insurance

Make your home safe

Purchasing multiple policies with Farmers

Raise your deductible

Don’t smoke

 

Coverage

 

Covers cost of rebuilding/ repairing due to a covered peril Yes
Personal liability coverage for personal/ property damage Yes
Covers living expenses outside of the home during rebuilding/ repairs Yes
Coverage for medical expense Yes
Is widely available across the country Yes
Personal property insurance for loss or damage for covered instance      Yes            

 

Bottom Line

Farmers Insurance offers home insurance hunters a good choice of plans that are designed to meet their needs. The company offers great discounts on their insurance plans making it an attractive choice. Plans may be subject to terms and conditions so be sure to check with a Farmers Home Insurance representative to check the availability in your area.   

 

 

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Latest Reviews

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A
Amy J
Memphis, Tennessee
2/26/2017
If you file a claim your insurance will skyrocket.

D
don
Salt Lake City, Utah
2/7/2017
I have been with Farmers since 1969. They have had my car, house, boat, and motorcycle insurance. I moved to Utah 5 years ago and now have a new home covered, 2 cars, boat, and an atv. We just recently had heavy snow and sustained some water damage to the inside of our garage. They came out with a preconceived understanding that they were going to deny my claim. the adjuster spent 10 min at my house and rejected the claim. There was a tare in my flat room material that they said a contractor caused the issue. We have had no work done on the roof after solar was in stalled in October 2015. I talked with his boss and asked why we did not have a issue last year and it just showed up... Read More

N
nomofarmers
, Texas
1/17/2017
HORRIBLE administrative handling of both home and auto coverage. They played games with pricing of the auto coverage based on whose name was listed first on the policy even though my wife and I are covered on all vehicles in the same manner. The homeowner policy was paid in full up front and then they added on phantom charges with no explanation. And the last straw was when they added a $60 per month fee if we would not sign up for paperless billing. Given the inconsistent and ever changing pricing, billing, and terms of their coverage,we were not comfortable not having written documentation of any activity on our policies. After a month of back and forth with the local agent and... Read More

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