Erie Home Insurance Review

#12 in Home Owners Insurance

Erie Home Insurance Review

Erie Insurance is a company that specializes in providing different insurance options (life, auto, business and home insurance) and maintains a presence in 11 states including Washington D.C. The details and availability of their plans are subject to the area.  

 

Home Insurance Products Offered

ErieSecure

  • Apartments
  • Condos
  • Rental coverage for landlords
  • Manufactured homes

HomeProtector

  • Broadcover
  • Extracover
  • Ultracover

NC Homeowners

  • Dwelling
  • Other structures
  • Personal property
  • Loss of use
  • Liability

 

Net premium written

$4,019,273

 

Better Business Bureaus (BBB Ratings)

  • Not BBB accredited

 

Discounts

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Age of Home Yes
Age of Policy Holder Yes
Multiple Policies Yes
Newly Purchased Home No
Newly Renovated Home Yes
Home Security Equipment Yes     

 

Coverage

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Covers cost of rebuilding/ repairing due to a covered peril Yes
Personal liability coverage for personal/ property damage Yes
Covers living expenses outside of the home during rebuilding/ repairs Yes
Coverage for medical expense Yes
Is widely available across the country Yes
Personal property insurance for loss or damage for covered instance      Yes            

 

Financial Rating

Erie Insurance gets a nod of approval from A.M. Best and Moody’s but is a shade lower compared to its competitors in the home insurance market.

 

Bottom Line

Erie Home Insurance offers homeowners coverage options that are not commonly found in basic policies. However, the company is limited to a number of states making its availability for homeowners outside those states impossible. If you’re located within these states then Erie Home Insurance is definitely worth a look.

 

 

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