Ameritas Dental Insurance Review
ConsumersAdvocate.org Rating: 8.6 / 10 (Excellent)
Ameritas Dental Review
Ameritas Dental Insurance offers plans catered towards individuals and families. Rather than relying on dental insurance offered by your employer, Ameritas promotes independence. This is great especially when you find yourself moving to another job. Ameritas also offers discounts on prescriptions from Walmart or Sam's Club pharmacies, which could save you a couple more dollars on dental treatments.
What's included in Ameritas Dental?
MY DENTAL PLAN® HIGHLIGHTS
All plans pay a benefit toward covered services after the $50 per-person deductible.
Plans with either one or two exams and cleanings per year.
Dental Rewards® feature lets qualifying individuals earn an additional amount to add to their following year's annual maximum.
Plan 3 includes a $100 vision benefit to use for vision exams, frames, lenses and contact lenses.
Helps you save on prescription medications through Walmart or Sam's Club pharmacies.
20/20 PLUS VISION PLAN HIGHLIGHTS
All plans offer vision, dental and hearing care benefits with no waiting or elimination periods.
Plan C offers increasing annual maximum benefits.
Enjoy the freedom to see your choice of vision care provider
Save up to 15% on eyewear frames and lenses purchased at any Walmart Vision Center nationwide.
Receive savings on prescriptions at Walmart or Sam's Club pharmacies, and eyewear frames and lenses purchased at any Walmart Vision Center.
MY DENTAL PLAN®
How much does it save you?
preventive 80% plan 1, 100% plan 2 and plan 3
Basic 50% for plan 1 and 2, 80% for plan 3
Major plan 1 not covered, 50% for plan 2 and plan 3
plan 1 $500, plan 2 $1000, plan 3 $1500
Treatments Covered and Reimbursement
Covers all treatments but Major services are only covered with extra premiums.
No waiting periods if you were covered by another dental plan within 30 days of the date the application was received.
When you visit an Ameritas PPO network provider, the amount allowed for each covered procedure is based on the Maximum Allowable Charge (MAC).
Ameritas Dental focuses its services towards providing individuals and families with better dental coverage. It gives them independence in choosing dental plans tailored to their specific needs.