PrivacyGuard Credit Reporting Review

#14 in Credit Reporting

PrivacyGuard is a credit monitoring, credit reporting and identity theft protection service. It offers people a convenient method for checking their credit reports from all 3 major credit bureaus. Reports are delivered monthly along with its own credit score tracker. PrivacyGuard also comes with its own identity theft protection informing consumers against changes in their credit profile.

Credit Reporting Features

PrivacyGuard offers daily credit monitoring along with monthly credit reports from the three major credit bureaus. It also has a credit score tracking tool which closely monitors your Experian credit score. PrivacyGuard allows you to set milestones which instantly alerts you for any major changes in your credit score. Instead of just notifying you of any changes, it limits alerts to those which severely affects your credit score. Score Tracker helps you get a better idea of your credit score in a more timely fashion.

Credit reporting frequency

Monthly

Credit monitoring

Monitors credit reports for unusual activities

Credit reports

Gives access to your credit reports

Credit scores

Gives access to your credit scores

Warning reports

Timely alerts to notify you of any unusual activities

Credit Bureaus

PrivacyGuard gives you access to credit reports from all 3 major credit bureaus monthly. Credit reporting is based on Scorex PLUS & Credit Xpert instead of the widely used FICO model.

Experian

Yes

Equifax

Yes

Transunion

Yes

Pricing

Services start at $1 for the first 14 days for new members. After that, services are billed at $19.99 per month. This includes all services for credit reporting unlike other providers who offer different levels of services through multiple plan offers.

Price

$19.99

3 Credit bureau monitoring

Yes

Credit report updates

Yes

Credit scores

Yes

Credit score updates

Yes

Identity Theft Protection

Aside from credit reporting, PrivacyGuard does a good job in protecting your personal identity. Services include providing information during cases of identity theft and assistance. It also proactively protects personal information against attacks with Norton Internet Security online.

ID Theft Insurance

$1,000,000

Fraud assistance

Yes

Lost wallet assistance

Yes

Alerts

Email

Yes

Text

Yes

Phone

Yes

Mobile

No

Support Services

Support services is where PrivacyGuard shines. The company offers a variety of channels where customers could connect with its support personnel. PrivacyGuard ensures that its toll-free hotline is manned by real people.

Telephone

Yes

Email

Yes

Knowledgebase

Yes

Credit Reporting at PrivacyGuard

PrivacyGuard makes enrolling in a credit reporting service less confusing by offering all its services in a single plan. This includes monthly credit reporting from all major credit bureaus and ID theft protection.  A no frills, no fuss service that delivers core services that should be found in any credit reporting service.

 

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