GoFreeCredit Credit Reporting Review

Rating: 9 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
Learn more.
GoFreeCredit.com is a web-based service owned by ConsumerTrack, Inc. that enables consumers to monitor their credit ratings and activity on their credit reports at the three largest American credit bureaus: TransUnion, Equifax, and Experian. The firm offers a free TransUnion score and a $1 trial offer for seven days.

How is GoFreeCredit rated?


Credit Score & Reports
Monitoring & Tools
Plans and Pricing
Reputation & Support

Overall Rating: 9 / 10 (Excellent)

GoFreeCredit requires customers to enter their name, address, phone, date of birth, and Social Security number to obtain its services. There is very little data available concerning GoFreeCredit's reputation, support, or own identity. However, the company's services are on par with many other players in the credit reporting industry and its pricing is considerably better than many of its competitors.

Credit Score & Reports

Credit Score & Reports - 9 / 10

GoFreeCredit offers consumers the ability to check their credit reports 24/7 by logging onto its website. It also sends email alerts when changes to customers' credit records are detected, such as reports of delinquent accounts, credit inquiries, new credit applications, and disparaging information.

Credit Bureaus Covered

Access to Credit Scores
Access to Credit Reports

Monitoring & Tools

Monitoring & Tools - 9 / 10

Though its initial appearance is fairly sparse, once customer sign up for the service, GoFreeCredit provides a number of different resources for its customers, including tools such as a Score Simulator, Credit Summary, Score Trending, Debt Analysis, Insurance Scores, Score Factors, Credit Lock, Fraud Resolution, ID Theft Insurance.
Credit Tools
Historical Score Tracking
Security & Protection
Identity Theft Insurance
Identity Theft Insurance Limit

GoFreeCredit Plans & Pricing

Plans and Pricing - 9 / 10

GoFreeCredit offers a seven-day trial that includes a free credit score and a $1 TransUnion credit report. Though this introductory offer is not as long as some competitors with 30-day and 14-day trials, the company does provide three bureau monitoring once their free trial is over. The monthly fee of $19.95 is, therefore, quite competitive with many other credit reporting firms.
30-day Trial Available?
Free Report Offered?
Monthly Price
Starting at $19.95

GoFreeCredit Reputation & Support

Reputation & Support - 9 / 10

It's somewhat difficult to assess GoFreeCredit's support protocols on its website, as this area is provided by TransUnion. The company is not accredited by the BBB, though it does have a B rating from that organization, based on two complaints that were not resolved and one complaint that was not responded to. The sample size is very small, so this rating should be taken with a grain of salt. Consumers who want something more than online support are advised to make inquiries of the company before signing up.

Customer Feedback

BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Contact & Additional Company Information

Year Founded
Homepage URL
Headquarters Address
1700 E. Walnut Avenue 2nd Floor, El Segundo, CA, 90245
Mailing Address
1700 E. Walnut Avenue 2nd Floor, El Segundo, CA, 90245

Leave a comment for GoFreeCredit Credit Reporting
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Our Partner
9.0 / 10
  • 7-day free trial
  • Unlimited access to your TransUnion credit score and report
  • Get instant access from the three major credit reporting bureaus
  • Daily credit monitoring
  • $1 million identity theft insurance